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General Insurance Companies in Bristol: 35 Active Firms (2026)
General insurance companies underwrite, broker and administer non-life cover for consumers and businesses in and around Bristol.
Buying centres tend to sit around household and motor distribution, SME commercial placement, specialist cover administration and claims-facing support, rather than one homogeneous insurance stack. Customers range from retail policyholders to owner-managed businesses and regional commercial accounts, with engagements usually built around renewals, delegated schemes, broker commissions and service fees. The most relevant operators look like regional distributors, underwriting support businesses or policy administrators: commercially mature enough to handle regulated processes, but still close to client service, account handling and carrier relationships.
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Bristol has 35 actively trading general insurance companies, so the local picture is a compact regional cohort rather than a broad carrier market. Together, they report 249 employees, which points to a visible employment base in broking, policy servicing, claims support and account management. The shape is more branch-and-specialist than wholesale: firms tend to serve consumers, SMEs and commercial clients through repeat policy relationships, with only a minority likely to carry the turnover profile associated with larger regional platforms.
Authorisation, conduct oversight and product governance matter because many Bristol operators sit between policyholders and insurers rather than acting as pure balance-sheet underwriters. Client-money handling, renewal disclosures, complaints processes, delegated authority controls and claims outcomes all affect how these firms operate day to day. Commercial brokers and administrators also need clear evidence of fair value where add-ons, fees or specialist schemes are used. The practical market structure is therefore shaped as much by carrier appetite and agency agreements as by local demand for property, motor, liability, travel and specialist commercial cover.
Bristol’s general insurance market appears more likely to change through succession, book purchases and network affiliation than through a broad wave of new formation. Personal lines distribution tends to favour scale, automation and claims efficiency, while SME and specialist commercial cover still leaves room for advice-led brokers with local relationships. Compliance costs and shifting carrier appetite may push smaller operators towards shared infrastructure or sale processes. Firms with repeat renewal income, defensible niches and enough administrative capacity to evidence fair treatment are better placed than thinly resourced distributors.
35
Active firms
2026
4
Above £5M
disclosed revenue
3
Incorporated since 2022
recent entrants
Key facts
About 11% of the trading cohort reports turnover above £5M (4 of 35 firms) — the rest sits below that revenue band.
8% of the cohort was incorporated since 2022 (3 firms), so a sizeable share is in its first few filing cycles.
General insurance covers non-life policies for consumers and businesses, including property, liability and motor cover.
Bristol-area activity spans underwriting, broking and policy administration rather than a single operating model.
Intermediated distribution means brokers and administrators often sit between policyholders and underwriting capacity.
Renewals and service relationships matter because many non-life policies are bought repeatedly rather than as one-off purchases.
Top Bristol General insurance companies
ASHLEY RODWELL INSURANCE AGENCIES LIMITED
Trajectory
3y · 2023–NowFinancial sub-scores
Computed from 3 filingsActs as an insurance broker arranging personal and commercial insurance policies. Provides cover including buildings and contents, motor, health, contractors, property owners, fleet and SME business…
Serves individuals and local businesses in the Bristol area, including homeowners, motorists, health insurance buyers, contractors, property owners, fleet operators and SMEs seeking personal or…
Financial Health
StableStable · Hiring · 8% CAGR over 2y
Location
Trajectory
3y · 2023–NowFinancial sub-scores
Computed from 3 filingsProvides pleasure craft insurance for boats and marine vessels including yachts, sailboats, motor cruisers, narrowboats and rigid inflatable boats. Offers online and phone quotations, policy…
Serves UK-based private boat owners with pleasure craft, including yacht, sailboat, speedboat, motor cruiser, narrowboat, rigid inflatable boat and day boat owners.
Financial Health
WeakWeak · -29% CAGR over 2y
Location
Trajectory
2y · 2024–NowFinancial sub-scores
Computed from 2 filingsProvides insurance brokerage services for commercial and private clients, arranging policies including construction, manufacturing, logistics, property owners, retail, cyber and motor cover, and…
Serves commercial businesses and private clients, including construction, manufacturing, engineering, property owners, logistics, IT/telecoms/cyber, retail and wholesale firms, plus high-net-worth…
Financial Health
StableStable · -29% CAGR over 1y
Location
Trajectory
3y · 2023–NowFinancial sub-scores
Computed from 3 filingsProvides yacht and boat insurance policies, including cover for sailing yachts, motor boats, commercial vessels and boatbuilders. Arranges and underwrites marine insurance, manages policy…
Serves private yacht, sailing boat and motor cruiser owners, plus commercial boat operators, boatbuilders and cruising club members needing marine and crew liability insurance.
Financial Health
HealthyHealthy · 0% CAGR over 2y
Location
Quartz Insurance Brokers Limited
Trajectory
3y · 2023–NowFinancial sub-scores
Computed from 3 filingsArranges specialist insurance for the media and entertainment industry, including film and TV production, animation, advertising agencies and freelancers. Provides cover such as professional…
Serves media and entertainment businesses and professionals, including film and TV producers, animation studios, advertising agencies, commercial producers, camera and sound freelancers, and media…
Financial Health
WeakWeak · 0% CAGR over 2y
Location
Precision Broking Limited
Trajectory
5y · 2021–NowFinancial sub-scores
Computed from 5 filingsProvides specialist insurance brokerage for the production services and live events industry, offering policies for crew, freelancers, production companies, and pyrotechnics or fireworks operations…
Serves businesses and freelancers in the production services sector, including live event production clients, pyrotechnics/fireworks operators and crew working in entertainment production worldwide.
Financial Health
StrongStrong · Growing, Hiring · 4% CAGR over 4y
Location
APEX INSURANCE BROKERS LIMITED
Trajectory
2y · 2023–NowFinancial sub-scores
Computed from 2 filingsInsurance brokerage arranging professional indemnity and commercial insurance. Compares policies from multiple insurers and provides advice and quotations for professions such as solicitors,…
Serves professional practices and commercial businesses, including solicitors, accountants, architects, surveyors, estate agents, IT professionals, IFAs, engineers, insurance brokers, and design and…
Financial Health
WeakWeak · Hiring · 10% CAGR over 1y
Location
Hayes Parsons Limited
Trajectory
3y · 2023–NowFinancial sub-scores
Computed from 3 filingsActs as an insurance broker arranging commercial and personal insurance policies. Advises clients on risk management and places cover including marine, property, cyber, health, motor and high‑value…
Serves businesses and private clients, including SMEs, marine trades, schools, property and construction firms, technology/life science companies, visitor attractions, charities, and high-net-worth…
Financial Health
HealthyHealthy · Hiring · 6% CAGR over 2y
Location
Simon Winter Marine Limited
Trajectory
5y · 2021–NowFinancial sub-scores
Computed from 5 filingsFinancial Health
StableStable · -7% CAGR over 4y
Location
BRUNEL INSURANCE BROKERS LIMITED
Trajectory
5y · 2021–NowFinancial sub-scores
Computed from 5 filingsProvides insurance broking, claims support and risk management services. Arranges commercial and specialist insurance programmes for sectors including construction, retail, manufacturing, transport…
Serves corporate and global businesses, SMEs and private clients, including high-net-worth individuals, across sectors such as food and drink, retail, leisure, construction, life sciences,…
Financial Health
StableStable · -67% CAGR over 4y
Location
Ntegrity Insurance Solutions Limited
Trajectory
5y · 2020–NowFinancial sub-scores
Computed from 5 filingsActs as an independent insurance broker arranging professional indemnity and commercial insurance for businesses. Advises on risk and policy selection, sources cover from multiple insurers, and…
Serves UK businesses and professional firms that need professional indemnity and commercial insurance, including firms reviewing cover for risks such as cyber, directors’ and officers’ liability,…
Financial Health
HealthyHealthy · -4% CAGR over 4y
Location
BRUNEL PI BROKERS LTD
Trajectory
1y · 2025–NowProvides insurance broking services specialising in professional indemnity insurance. Arranges policies, advises on risk management, and supports claims for businesses including accountants,…
Serves SME and mid-corporate businesses, including professional services firms such as accountants, architects, engineers, estate and letting agents, financial advisers, insurance brokers, medical…
Financial Health
Insufficient historyInsufficient history
Location
Trajectory
5y · 2020–NowFinancial sub-scores
Computed from 5 filingsArranges insurance and finance products for property development and construction projects, including structural warranties, professional indemnity insurance, contractors’ all risk cover, surety…
Sells to UK property and construction customers, including developers, contractors, construction professionals and property owners, seeking specialist insurance, warranties, surety bonds and project…
Financial Health
StrongStrong
Location
Exance Services Limited
Trajectory
5y · 2021–NowFinancial sub-scores
Computed from 5 filingsFinancial Health
StrongStrong
Location
BRUNEL EMPLOYEE BENEFITS LIMITED
Trajectory
5y · 2021–NowFinancial sub-scores
Computed from 5 filingsFinancial Health
WeakWeak · -75% CAGR over 4y
Location
ASSURED TRAVEL SOLUTIONS LTD
Trajectory
3y · 2022–NowFinancial sub-scores
Computed from 3 filingsActs as an insurance intermediary arranging travel insurance policies, distributing cover underwritten by Financial & Legal Insurance Company Limited and authorised by the FCA regulations.
Financial Health
WeakWeak · 0% CAGR over 2y
Location
EVENT INSURANCE SERVICES LIMITED
Trajectory
5y · 2019–NowFinancial sub-scores
Computed from 5 filingsProvides insurance policies for events, including public liability, employer’s liability, cancellation, and equipment cover. Offers cover for one-off and multiple events, festivals, conferences,…
Serves businesses, charities, community groups and individuals organising UK events, including conferences, festivals, fairs, sporting events, private parties and Christmas shows, plus performers,…
Financial Health
StableStable · -1% CAGR over 6y
Location
Fuzzy Insurance Limited
Trajectory
4y · 2022–NowFinancial sub-scores
Computed from 4 filingsProvides insurance brokerage services for small and medium-sized businesses, arranging commercial cover through insurer panels. Offers policies including fleet and commercial motor, liability,…
Serves UK SMEs and commercial customers, including fleet operators, couriers, taxi and van businesses, tradespeople, contractors, landlords, shops, salons, offices and pubs.
Financial Health
DistressedDistressed
Location
Mark Richard (Brokers) Limited
Trajectory
4y · 2022–NowFinancial sub-scores
Computed from 4 filingsArranges personal and commercial insurance policies including home, car, learner driver, temporary vehicle and travel cover, as well as liability, contractors’, motor trade, property owners, fleet…
Serves UK businesses and individuals, including contractors, motor traders, manufacturers, wholesalers, hospitality operators, property owners, offices, surgeries, shopkeepers, charities,…
Financial Health
WeakWeak · -83% CAGR over 3y
Location
Trajectory
3y · 2023–NowFinancial sub-scores
Computed from 3 filingsActs as an independent insurance broker arranging business and personal insurance policies, including public and employers’ liability, property owners, motor and fleet, home, travel, marine, and…
Serves SMEs, professional firms, construction businesses, property owners, commercial vehicle fleets, and individuals needing home, travel, motor, classic car, boat or yacht cover, with local and…
Financial Health
HealthyHealthy · 0% CAGR over 2y
Location
J M Compliance Limited
Trajectory
3y · 2023–NowFinancial sub-scores
Computed from 3 filingsArranges and underwrites corporate insurance programmes as a Lloyd’s broker and coverholder. Provides liability and professional indemnity, personal accident and travel, financial lines, trade…
Serves B2B clients from SMEs to PLCs and multinationals, especially recruitment and employment agencies, rail, construction, engineering, freight brokers, and sport, leisure and entertainment…
Financial Health
StableStable · 0% CAGR over 2y
Location
Devon Bay Solutions Limited
Trajectory
1y · 2025–NowProvides insurance claims management services, handling legal expenses, home emergency and ancillary insurance claims. Manages processes from first notification of loss and policy validation to…
Serves insurance providers, claims handlers and policy administrators offering home emergency, legal expenses, rent guarantee and ancillary insurance products.
Financial Health
Insufficient historyInsufficient history
Location
Trajectory
5y · 2021–NowFinancial sub-scores
Computed from 5 filingsProvides insurance claims repair management services, connecting insurers, loss adjusters and surveyors with approved building contractors. Conducts property damage surveys, prepares repair…
Serves insurers, loss adjusters and surveyors handling UK property insurance claims, with approved building contractors as delivery partners and policyholders involved during repair claims.
Financial Health
HealthyHealthy · Hiring · 7% CAGR over 4y
Location
Legal Protection Group Limited
Trajectory
5y · 2021–NowFinancial sub-scores
Computed from 5 filingsProvides legal expenses and specialist insurance products including before‑the‑event (BTE) and after‑the‑event (ATE) cover, conveyancing and property-related insurance, and landlord and motor…
Serves B2B intermediaries: insurance brokers, conveyancing firms, property service providers, lenders and law firms handling financial mis-selling and other litigation claims, with products for their…
Financial Health
StableStable · Hiring · 20% CAGR over 4y
Location
Trajectory
5y · 2021–NowFinancial sub-scores
Computed from 5 filingsProvides insurance brokerage and advice, arranging policies such as home and property insurance for individuals and leaseholders. Compares insurers and assists customers in selecting and managing…
Serves consumers seeking home and property insurance, including first-time buyers, homeowners, families and leaseholders, with referrals also coming through mortgage advisers and other partners.
Financial Health
WeakWeak · Hiring · 17% CAGR over 3y
Location
TONY WHITE INSURANCE & MORTGAGE SERVICES (SOMERSET) LTD
Trajectory
2y · 2024–NowFinancial sub-scores
Computed from 2 filingsFinancial Health
HealthyHealthy · 0% CAGR over 1y
Location
PROFESSIONAL INDEMNITY INSURANCE BROKERS LTD
Trajectory
5y · 2020–NowFinancial sub-scores
Computed from 5 filingsFinancial Health
StrongStrong · Hiring · 25% CAGR over 5y
Location
Halogen Claims Services Limited
Trajectory
5y · 2022–NowFinancial sub-scores
Computed from 5 filingsFinancial Health
StableStable · 0% CAGR over 4y
Location
Accident Claims Handlers Limited
Trajectory
5y · 2021–NowFinancial sub-scores
Computed from 5 filingsHandles non‑fault motor accident claims for drivers, arranging replacement hire vehicles, coordinating vehicle repairs through body shops, and managing the claims process with insurers and repairers.…
Serves private motorists, motorcyclists, taxi drivers and commercial vehicle operators whose vehicles have been involved in non-fault road accidents, including prestige vehicle owners.
Financial Health
HealthyHealthy · Profitable, Hiring · 6% CAGR over 4y
Location
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How Bristol General insurance companies work and how to sell to them
What they do
Revenue usually comes from insurer commission, client fees, administration charges and, for delegated authority models, underwriting or profit-related income agreed with capacity providers. Bristol-area general insurance firms normally handle non-life products rather than long-term savings, so the operating rhythm is built around quote, bind, mid-term adjustment, renewal and claim support. Personal lines work can be high-volume and process-led, while SME and specialist commercial accounts are more advice-led and renewal-dependent. Pricing is typically tied to premium, commission rate, service fee or scheme arrangement, with revenue quality depending on retention, carrier access and the ability to service policies without excessive manual rework.
Who they sell to
Customers are usually households, landlords, trades, professional services firms, property owners and regional commercial accounts. On consumer and micro-business cover, the buyer may be the policyholder or owner-manager; for larger SME placements, finance directors, operations directors, fleet managers, facilities leads and procurement teams are more common. Most sales are direct, referral-led or broker-led, with larger commercial cases involving market presentations and insurer negotiation rather than a simple self-serve journey. Contract value is less about a software-style seat count and more about premium volume, fee agreement, renewal history and claims complexity, so sales cycles tend to cluster around renewal dates.
What they buy
Most general insurance firms tend to spend on broker management systems, policy administration tools, claims workflow, document production, e-signature, CRM, accounting, client-money controls, payment collection and call handling. Compliance tooling also matters, particularly where firms need evidence around advice, fair value, complaints, renewals and vulnerable customers. Data, reporting and analytics can be useful when brokers want cleaner renewal books, carrier bordereaux, cross-sell analysis or management information for delegated schemes. Outside software, common supplier categories include professional indemnity advice, FCA compliance support, audit, tax, recruitment for account handlers and claims staff, outsourced marketing, cyber security, cloud hosting and disaster recovery.
Why and how to sell to them
Buying intent tends to surface when a broker acquires a book, joins a network, gains a delegated authority, changes senior management or starts losing margin to manual administration. FCA scrutiny, insurer appetite changes and claims-service pressure can also force a review of systems and external advisers. Sellers usually need to pitch around lower leakage, cleaner audit trails, faster renewals, better account-handler capacity and less rekeying between policy, finance and claims processes. The sharper angle is often operational rather than abstract growth: helping a regulated, service-led firm protect renewal income while giving directors clearer evidence that customers, carriers and client-money obligations are being handled properly.
How this list is built
Data sources
This list is built from UK Companies House filings, XBRL accounts data, and semantic analysis of each company's public website. Revenue and headcount figures come from the most recent filed accounts; where the company has not filed, values are estimated using a model trained on filed history and peer benchmarks and are labelled as estimates.
Classification
Rather than relying solely on SIC codes, Firmbase classifies each company semantically: the company's website is crawled, an AI model reads what the company actually sells, and the company is placed into the relevant industry and subsectors. SIC codes are used as one signal but not the only one. This means a company that registered under a generic SIC code but pivoted into (for example) fintech is correctly identified as fintech, not as its original SIC category.
Freshness
The underlying company data is refreshed from Companies House continuously; filings appear in the list within days of submission. The curated list ordering is regenerated when the underlying data moves meaningfully (company count changes by more than 5%, a new company enters the top-ranked segment, or the filed-revenue numbers for the top firms change). You can see the last-updated timestamp near the top of the page.
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