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Insurance Companies in Bournemouth: 128 Active Firms (2026)
Insurance companies in Bournemouth underwrite, broker and administer risk-transfer products for households and businesses across the local metropolitan area.
Buying centres split between local broking desks, delegated authority operations, claims administration teams and policy-servicing functions. Customers range from households buying personal cover to SMEs seeking commercial packages, with some specialist work sold through intermediary networks rather than direct consumer channels. Typical engagements tend to be recurring: annual policy placement, renewal administration, claims support and compliance-heavy servicing, often delivered by owner-managed firms or mid-market operators with regional client books. The coastal, service-led profile leaves room for work beyond Bournemouth into Dorset, the South West and the wider UK.
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Bournemouth has 128 actively trading insurance companies, making the local market more of a specialist services cluster than a broad national centre. Together, these firms report 375 employees, which fits a market built around relationship-led distribution, policy administration and claims support rather than very large underwriting balance sheets. The presence of a few higher-turnover operators sits alongside many smaller entities, so the local footprint looks mixed: commercial brokers, personal-lines distributors and service companies rather than a single dominant model.
Permissioning matters in insurance because distribution, claims handling and underwriting carry different conduct expectations. Bournemouth brokers selling retail cover need governance around advice, renewal communications, client money and complaint handling; underwriting or delegated-authority models add capacity-provider oversight and product-governance duties. Claims administrators face a different operational burden, centred on service standards, documentation and escalation. For researchers, activity type is usually a better comparator than company age or local address.
Local operators appear likely to remain shaped by service intensity, recurring renewals and compliance cost. Smaller brokers tend to defend client relationships through advice and specialist product access, while administrators face margin pressure where carriers or intermediary networks centralise processing. Consolidation has been a recurring theme in UK insurance distribution, and Bournemouth’s owner-managed profile makes succession and book acquisition plausible routes for change. Firms with clearer specialist niches should find it easier to hold pricing discipline; generalist distributors may find differentiation harder.
128
Active firms
2026
3
Above £5M
reported revenue
13
Since 2022
incorporated firms
Key facts
About 2% of the trading cohort reports turnover above £5M (3 of 128 firms) — the rest sits below that revenue band.
10% of the cohort was incorporated since 2022 (13 firms), so a sizeable share is in its first few filing cycles.
Insurance activity in Bournemouth spans underwriting, broking and policy administration for households and businesses across the local metropolitan area.
Demand tends to follow property activity, employment, professional services work and small-business formation rather than a single buyer group.
The market serves both personal lines and commercial insurance needs, which gives researchers a mixed buyer and product profile to track.
Top Bournemouth Insurance companies
RAY MILLARD (INSURANCE BROKERS) LIMITED
Trajectory
3y · 2023–NowFinancial sub-scores
Computed from 3 filingsActs as an insurance broker arranging personal and commercial insurance policies. Sources and compares cover from multiple insurers, including motor, household, travel and business insurance, and…
Serves local individuals, households and businesses in Bournemouth, surrounding areas and Leiston, Suffolk, covering both personal and commercial insurance buyers.
Financial Health
StableStable · Hiring · 6% CAGR over 2y
Location
Chubb Insurance Brokers Limited
Trajectory
5y · 2020–NowFinancial sub-scores
Computed from 5 filingsProvides insurance brokerage services for individuals and businesses, arranging personal and commercial cover including property, motor, marine, professional indemnity, cyber, directors and officers,…
Serves individuals, landlords, property managers, freeholders and businesses in construction, trades, retail, offices, surgeries, leisure, hospitality, motor trade and marine sectors, mainly across…
Financial Health
HealthyHealthy · Hiring · 8% CAGR over 5y
Location
The Globacare Group Limited
Trajectory
5y · 2021–NowFinancial sub-scores
Computed from 5 filingsProvides insurance brokerage services specialising in health and life protection. Advises individuals and businesses on policies including private medical insurance, life insurance, income…
Serves individuals, families and private medical patients seeking personal cover, alongside small businesses and employers buying group health, life and income protection benefits for staff.
Financial Health
StrongStrong · Growing, Hiring · 7% CAGR over 4y
Location
PROTECTION REFINED LIMITED
Trajectory
5y · 2021–NowFinancial sub-scores
Computed from 5 filingsProvides insurance brokerage and advisory services arranging personal and business protection policies, including life insurance, income protection, critical illness cover, private medical insurance,…
Serves business owners, company directors and SMEs seeking business protection policies, as well as individuals and families looking for personal life, income protection, critical illness or private…
Financial Health
StrongStrong · Hiring · 16% CAGR over 4y
Location
Clarity Insurance Services Limited
Trajectory
5y · 2021–NowFinancial sub-scores
Computed from 5 filingsActs as a health insurance broker, comparing private medical insurance policies from multiple insurers. Provides advice on policy selection, quotes and cover options for individuals, families and…
Serves UK consumers seeking private medical insurance, including individuals, couples, families, parents and over-50s, as well as small businesses buying employee health insurance.
Financial Health
StrongStrong · Growing, Hiring · 24% CAGR over 4y
Location
The Clear Health Group Ltd
Trajectory
5y · 2021–NowFinancial sub-scores
Computed from 5 filingsBrokers health and life insurance policies for individuals and businesses, including private medical insurance and cover for pre‑existing conditions. Provides advice, quotations and policy…
Serves UK individuals, couples and families, including people with pre-existing conditions, plus businesses seeking employee health insurance and corporate policies.
Financial Health
StableStable · Hiring · 4% CAGR over 4y
Location
SB YACHTS LTD
Trajectory
3y · 2023–NowFinancial sub-scores
Computed from 3 filingsFinancial Health
StableStable
Location
SECURE LIFE SOLUTIONS LIMITED
Trajectory
5y · 2021–NowFinancial sub-scores
Computed from 5 filingsFinancial Health
StableStable · Hiring · 7% CAGR over 4y
Location
MC WARRANTY SERVICES LTD
Trajectory
5y · 2022–NowFinancial sub-scores
Computed from 5 filingsFinancial Health
WeakWeak · -10% CAGR over 4y
Location
Caravanwise Limited
Trajectory
5y · 2021–NowFinancial sub-scores
Computed from 5 filingsFinancial Health
StableStable · Hiring · 3% CAGR over 4y
Location
BIG WARRANTIES LIMITED
Trajectory
5y · 2021–NowFinancial sub-scores
Computed from 5 filingsProvides insurance and warranty policies for household appliances, boilers and home emergencies, including plumbing, heating and electrical faults. Also offers landlord cover and motor breakdown…
Serves UK consumers, homeowners, private landlords and motorists seeking appliance, home emergency, boiler, landlord and vehicle breakdown cover.
Financial Health
WeakWeak · -2% CAGR over 4y
Location
Home Emergency Assist Limited
Trajectory
5y · 2021–NowFinancial sub-scores
Computed from 5 filingsProvides home emergency insurance and appliance cover, including policies for boilers, heating systems, plumbing and drainage issues, electrical faults, and household appliances. Offers plans…
Sells directly to UK homeowners and households seeking home emergency and appliance cover, including boiler, heating, plumbing, drainage and domestic electrical item protection. Targets consumers…
Financial Health
StableStable · -15% CAGR over 4y
Location
Domestic Appliance Guard Ltd
Trajectory
5y · 2021–NowFinancial sub-scores
Computed from 5 filingsProvides home emergency cover plans for boilers, central heating, plumbing, drainage, electrics and kitchen appliances. Arranges repairs through Gas Safe registered engineers and offers annual boiler…
Sells to UK homeowners and residential landlords seeking cover for household boilers, heating, plumbing, drainage, electrics and kitchen appliances, plus existing customers needing claims or repairs.
Financial Health
WeakWeak · Hiring · 17% CAGR over 4y
Location
Sandbourne Ltd
Trajectory
5y · 2021–NowFinancial sub-scores
Computed from 5 filingsFinancial Health
StrongStrong · Hiring · 19% CAGR over 4y
Location
Page Mortgage & Protection Services Ltd
Trajectory
5y · 2022–NowFinancial sub-scores
Computed from 5 filingsFinancial Health
WeakWeak · -72% CAGR over 4y
Location
LION GUARD FINANCIAL LTD
Trajectory
4y · 2021–NowFinancial sub-scores
Computed from 4 filingsFinancial Health
StableStable
Location
MAC MARINE CLAIMS LTD
Trajectory
5y · 2021–NowFinancial sub-scores
Computed from 5 filingsFinancial Health
WeakWeak · -68% CAGR over 4y
Location
Parkway Mortgages Limited
Trajectory
5y · 2020–NowFinancial sub-scores
Computed from 5 filingsFinancial Health
StableStable · Hiring · 11% CAGR over 4y
Location
LIFE INSURED LTD
Trajectory
5y · 2021–NowFinancial sub-scores
Computed from 5 filingsFinancial Health
StrongStrong
Location
Hometeam Mortgages Ltd
Trajectory
5y · 2021–NowFinancial sub-scores
Computed from 5 filingsFinancial Health
StrongStrong · Hiring · 19% CAGR over 4y
Location
SPRING PLANS LTD
Trajectory
5y · 2021–NowFinancial sub-scores
Computed from 5 filingsFinancial Health
WeakWeak · -36% CAGR over 4y
Location
Trajectory
5y · 2021–NowFinancial sub-scores
Computed from 5 filingsActs as an insurance intermediary offering personal and commercial insurance policies from UK insurers, including home, motor, landlord, travel and commercial property cover, as well as motor…
Serves UK consumers, landlords and small businesses, including homeowners, drivers, travellers, tenants, commercial property owners, shops, offices, pubs, restaurants, tradespeople and…
Financial Health
HealthyHealthy · -15% CAGR over 4y
Location
LVB FINANCIAL SERVICES LIMITED
Trajectory
5y · 2020–NowFinancial sub-scores
Computed from 5 filingsFinancial Health
DistressedDistressed
Location
J L MORRIS (INSURANCE BROKERS) LIMITED
Trajectory
5y · 2021–NowFinancial sub-scores
Computed from 5 filingsProvides insurance brokerage services, arranging policies from multiple insurers for homeowners, landlords, holiday homes, unoccupied properties, travel, charities and community radio stations.…
Serves UK consumers, landlords and property owners, including homeowners, holiday home and self-catering owners, plus community radio stations, charities and not-for-profit organisations.
Financial Health
HealthyHealthy · -68% CAGR over 4y
Location
Trajectory
2y · 2024–NowFinancial sub-scores
Computed from 2 filingsProvides personal guarantee protection products for company directors, property developers, and investors. Offers cover that protects personal assets against losses arising from lender claims on…
Serves company directors, property developers and property investors who provide personal guarantees to banks or lenders, with additional products aimed at lenders in property development and…
Financial Health
DistressedDistressed · 0% CAGR over 1y
Location
Lewis Till Limited
Trajectory
3y · 2023–NowFinancial sub-scores
Computed from 3 filingsProvides mortgage brokerage and financial protection advice, offering whole‑of‑market mortgage guidance for first-time buyers, remortgages, buy‑to‑let and home movers, alongside insurance and…
Serves individuals, families and businesses across the UK seeking mortgage and protection advice, including first-time buyers, remortgagers, buy-to-let investors and home movers.
Financial Health
StableStable · Hiring · 29% CAGR over 2y
Location
Trajectory
5y · 2021–NowFinancial sub-scores
Computed from 5 filingsProvides a network for mortgage and financial advisers offering regulatory authorisation, compliance oversight, file checking, training, systems support and commission processing. Also offers…
Serves independent mortgage advisers and financial advisers seeking network membership and support, including trainees working toward competent adviser or IFA status; also connects consumers with…
Financial Health
StableStable
Location
YCUK LIMITED
Trajectory
3y · 2023–NowFinancial sub-scores
Computed from 3 filingsFinancial Health
WeakWeak · 0% CAGR over 2y
Location
MORWEB LTD
Trajectory
3y · 2023–NowFinancial sub-scores
Computed from 3 filingsFinancial Health
DistressedDistressed · -18% CAGR over 2y
Location
PAUL DUNCALF FINANCIAL PLANNING LTD
Trajectory
5y · 2021–NowFinancial sub-scores
Computed from 5 filingsFinancial Health
WeakWeak · 0% CAGR over 4y
Location
HIGHLIFE APPOINTMENTS LIMITED
Trajectory
5y · 2021–NowFinancial sub-scores
Computed from 5 filingsFinancial Health
WeakWeak · -68% CAGR over 4y
Location
Stirling Ross Limited
Trajectory
5y · 2022–NowFinancial sub-scores
Computed from 5 filingsFinancial Health
StableStable · 0% CAGR over 4y
Location
Money Directions Limited
Trajectory
5y · 2021–NowFinancial sub-scores
Computed from 5 filingsFinancial Health
DistressedDistressed
Location
Insure Group Limited
Trajectory
5y · 2020–NowFinancial sub-scores
Computed from 5 filingsFinancial Health
StableStable
Location
Denniston Consulting Limited
Trajectory
5y · 2021–NowFinancial sub-scores
Computed from 5 filingsFinancial Health
HealthyHealthy · 0% CAGR over 4y
Location
White Goods Maintenance Limited
Trajectory
5y · 2021–NowFinancial sub-scores
Computed from 5 filingsFinancial Health
WeakWeak · Hiring · 19% CAGR over 4y
Location
EDDICOTT WEALTH MANAGEMENT LIMITED
Trajectory
5y · 2020–NowFinancial sub-scores
Computed from 5 filingsProvides personal financial advice and wealth management services through the St. James’s Place network, including investment planning, retirement and pension advice, inheritance tax and…
Serves individuals and families seeking face-to-face financial advice, especially for investments, retirement, inheritance and protection, with additional services for business owners and employers…
Financial Health
StrongStrong · Growing · 0% CAGR over 5y
Location
THE CHATSWORTH PRACTICE LIMITED
Trajectory
3y · 2023–NowFinancial sub-scores
Computed from 3 filingsFinancial Health
WeakWeak · 0% CAGR over 2y
Location
R J King (Insurance Brokers) Limited
Trajectory
4y · 2020–NowFinancial sub-scores
Computed from 4 filingsArranges and advises on insurance policies for individuals and businesses, including motor, home, landlord, business, liability and property owners insurance. Provides brokerage services, quotations,…
Sells to consumers and small businesses seeking insurance, including homeowners, motorists, landlords and property owners, as well as businesses needing liability and other commercial cover,…
Financial Health
StableStable · -4% CAGR over 4y
Location
TOPSAIL INSURANCE LIMITED
Trajectory
3y · 2023–NowFinancial sub-scores
Computed from 3 filingsProvides specialist insurance policies for boat owners and travellers, including yacht, motorboat, jet ski and inland craft cover, sailing and adventure travel insurance, marine trade insurance, and…
Sells to private boat, yacht, motorboat, narrowboat, RIB, dinghy and jet ski owners; sailing and adventure travellers; caravan owners; and marine trade businesses/commercial craft operators,…
Financial Health
StableStable · -4% CAGR over 2y
Location
Westminster Insurance Limited
Trajectory
5y · 2021–NowFinancial sub-scores
Computed from 5 filingsProvides business insurance policies for self‑employed individuals and companies, including professional indemnity, public liability, medical malpractice, cyber liability, employers’ liability,…
Serves self-employed professionals, limited companies, partnerships, groups and students in the UK, particularly in aesthetics, hair and beauty, therapy, coaching, fitness, cleaning, creative,…
Financial Health
StrongStrong · Growing, Hiring · 6% CAGR over 4y
Location
Western Counties Insurance Services Limited
Trajectory
5y · 2022–NowFinancial sub-scores
Computed from 5 filingsFinancial Health
DistressedDistressed · -7% CAGR over 4y
Location
A One London Risk Services Ltd
Trajectory
5y · 2020–NowFinancial sub-scores
Computed from 5 filingsFinancial Health
StrongStrong
Location
Howard Boon (Insurances) Limited
Trajectory
3y · 2023–NowFinancial sub-scores
Computed from 3 filingsFinancial Health
WeakWeak · -11% CAGR over 2y
Location
COGS EMPLOYEE BENEFITS LTD
Trajectory
5y · 2021–NowFinancial sub-scores
Computed from 5 filingsFinancial Health
StableStable
Location
James Young Associates Limited
Trajectory
5y · 2019–NowFinancial sub-scores
Computed from 5 filingsFinancial Health
HealthyHealthy · 0% CAGR over 6y
Location
LANSDOWNE WOODWARD LIMITED
Trajectory
4y · 2022–NowFinancial sub-scores
Computed from 4 filingsProvides insurance brokerage services for businesses and individuals, arranging policies including property, liability, motor, marine, professional indemnity and management liability cover. Also…
Serves businesses and individuals seeking insurance cover, with a B2B focus on firms in care, construction, education, manufacturing, property and technology, plus buyers needing commercial property,…
Financial Health
HealthyHealthy · -5% CAGR over 3y
Location
ACTIVE CLAIMS SOLUTIONS LIMITED
Trajectory
3y · 2023–NowFinancial sub-scores
Computed from 3 filingsProvides motor claims management services, including first notification of loss, repair management, credit hire and vehicle repairs, third‑party claims handling, uninsured loss recovery, and fleet…
Serves motorists and businesses operating vehicle fleets, including clients involved in motor insurance claims, third-party claims, uninsured loss recovery, credit hire and repair processes.
Financial Health
StableStable · -89% CAGR over 2y
Location
Trajectory
2y · 2019–NowFinancial sub-scores
Computed from 2 filingsActs as a managing general underwriter providing specialty insurance products including cyber, contingency, excess casualty, intellectual property liability, management liability, representations and…
Sells to businesses and organisations needing specialty insurance, including public companies, financial institutions, public entities, non-profits, private investment funds, and buyers with cyber,…
Financial Health
StrongStrong · Hiring · 100% CAGR over 1y
Location
A One Southampton Risk Services Ltd
Trajectory
5y · 2021–NowFinancial sub-scores
Computed from 5 filingsFinancial Health
WeakWeak
Location
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How Bournemouth Insurance companies work and how to sell to them
What they do
Insurance firms in Bournemouth earn through commission on placed policies, broker fees, administration charges, delegated-authority fees and, where they carry underwriting exposure, margin on risk selection and claims outcomes. Revenue is usually tied to policy inception and renewal rather than one-off implementation work, so cash flow follows renewal calendars and client retention. The service shape is a mix of advice, regulated distribution, documentation, claims liaison and back-office processing. Personal-lines books tend to be more transactional, while commercial and specialist cover involves more fact-finding, market presentation and insurer negotiation.
Who they sell to
Most local firms sell to households, sole traders and SMEs, with larger commercial clients more likely to expect tailored placement, named account handling and periodic market reviews. The economic buyer is often an owner-manager, finance director or operations lead; for intermediary work, the counterparty may be a broker network, coverholder, insurer or claims function. Personal cover can move through phone, web and renewal-led servicing, while commercial cover tends to involve direct advice, referrals and occasional tendering. Sales cycles range from same-day placement to renewal windows that begin months before expiry.
What they buy
Most insurance firms tend to spend on policy administration, CRM, claims workflow, commission reconciliation, accounting, call recording, document management and secure customer communication. Security, backup, identity and access management and email controls matter because these businesses handle personal, financial and claims material. Service providers also see demand for outsourced compliance support, audit preparation, client-money accounting, marketing, website conversion, telephony and recruitment. Hiring needs often centre on account handlers, claims staff, compliance officers and sales producers rather than large engineering teams, unless the firm is building its own distribution platform.
Why and how to sell to them
Insurance buyers tend to evaluate suppliers when renewal volumes expose manual processes, a new product line adds compliance work, a book acquisition needs integration, or management wants clearer visibility of commission, claims and retention. Leadership change and succession planning can also prompt process reviews in owner-managed firms. Outbound angles work better when tied to a specific operating cost: fewer re-keyed policy details, cleaner audit trails, faster claims triage, lower missed-renewal risk or better management information for carrier and intermediary discussions. Generic efficiency claims are less useful than evidence from comparable regulated services.
How this list is built
Data sources
This list is built from UK Companies House filings, XBRL accounts data, and semantic analysis of each company's public website. Revenue and headcount figures come from the most recent filed accounts; where the company has not filed, values are estimated using a model trained on filed history and peer benchmarks and are labelled as estimates.
Classification
Rather than relying solely on SIC codes, Firmbase classifies each company semantically: the company's website is crawled, an AI model reads what the company actually sells, and the company is placed into the relevant industry and subsectors. SIC codes are used as one signal but not the only one. This means a company that registered under a generic SIC code but pivoted into (for example) fintech is correctly identified as fintech, not as its original SIC category.
Freshness
The underlying company data is refreshed from Companies House continuously; filings appear in the list within days of submission. The curated list ordering is regenerated when the underlying data moves meaningfully (company count changes by more than 5%, a new company enters the top-ranked segment, or the filed-revenue numbers for the top firms change). You can see the last-updated timestamp near the top of the page.
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Frequently asked questions
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