Turn this list into pipeline.
Pensions Companies in Southampton: 26 Active Firms (2026)
Pensions companies in Southampton administer retirement savings, advice and workplace pension services for local employers and individuals.
Buying centres in this market sit with employer finance teams, trustees, professional advisers and individual savers approaching retirement. Southampton-area providers tend to sell relationship-led services rather than high-volume platforms: workplace pension support, scheme operations, retirement-income planning and consultancy around long-term financial decisions. The buyer is usually an owner-managed employer, a local trustee group, an adviser practice needing specialist pensions input, or an individual with accumulated savings. Engagements appear small to lower-mid-market in character, with recurring administration and advice relationships alongside project work triggered by scheme changes, retirement decisions or employer compliance needs.
Read more
Southampton has 26 actively trading pensions companies in this cohort. Reported employment totals 168 people, which points to a specialist local services market rather than a large administration hub. None reports turnover above £5M, and only 1 has been incorporated since 2022, so the local picture looks mature and relatively static. That shape matters for researchers: the market is likely to be driven by client retention, adviser referrals and employer relationships, rather than by a wave of newly formed pension technology or outsourced administration providers entering the city.
Pensions work sits within a rule-bound operating context covering advice suitability, workplace pension duties, trustee governance, scheme communications, complaints handling and the treatment of client assets. For Southampton providers, the practical burden is likely to fall less on public visibility and more on process discipline: documenting advice, keeping scheme records current, handling transfers carefully and maintaining clear employer communications. Market structure also matters. Small advisory and administration firms often compete on continuity and specialist judgement, while larger outsourced administrators can set service expectations for turnaround times, reporting and digital access.
Growth appears likely to be incremental rather than uniform. The cohort’s local-services shape suggests that succession planning, adviser capacity and recurring client relationships will matter more than new-company formation. Providers with defensible workplace, trustee or retirement-planning books may attract interest from consolidators, while smaller owner-managed firms could remain independent where client relationships are personal and referrals are local. Regulatory pressure tends to favour firms that can evidence process quality without adding too much overhead. Technology adoption is likely to sit around administration, record-keeping and client communication, rather than replacing the advisory relationship itself.
26
Active firms
2026
0
Over £5M revenue
No firms above threshold
1
Recent incorporations
Since 2022
Key facts
3% of the cohort was incorporated since 2022 (1 firms), so a sizeable share is in its first few filing cycles.
Local demand is split between individual retirement advice and employer-side workplace pension support.
Pension administration tends to be recurring, deadline-driven work rather than a one-off product sale.
The Southampton market appears service-led, with advice, administration and workplace pension work sitting close together.
Top Southampton Pensions companies
RADCLIFFE & CO (LIFE & PENSIONS) LIMITED
Trajectory
5y · 2021–NowFinancial sub-scores
Computed from 5 filingsProvides independent financial advice and planning services, including pension and retirement planning, investment management, tax planning, mortgages and insurance protection. Also advises…
Serves individual clients and corporate employers across the UK, including SMEs, private schools, Armed Forces officers, and aviation professionals such as pilots, cabin crew, ground staff and NATS…
Financial Health
WeakWeak · 2% CAGR over 4y
Location
ABS Financial Planning Limited
Trajectory
5y · 2021–NowFinancial sub-scores
Computed from 5 filingsProvides independent financial advice to private clients and small businesses, including investment management, retirement planning, inheritance tax planning, protection insurance, and corporate or…
Serves private clients and small businesses in the UK, including individuals seeking financial advice and employers with corporate or employee benefit needs.
Financial Health
HealthyHealthy · 0% CAGR over 4y
Location
PW ASSOCIATES WEALTH MANAGEMENT LIMITED
Trajectory
5y · 2020–NowFinancial sub-scores
Computed from 5 filingsProvides personal financial advisory services including investment planning, retirement planning, protection and insurance advice, intergenerational wealth management, and mortgage and specialist…
Serves private clients, families, retirees, medical professionals, contractors and business owners, alongside companies needing corporate financial planning support.
Financial Health
HealthyHealthy · -70% CAGR over 4y
Location
AT Financial Solutions Limited
Trajectory
5y · 2021–NowFinancial sub-scores
Computed from 5 filingsProvides financial planning and advisory services including mortgages, pension planning, investment advice, life and income protection insurance, business protection, and general insurance. Also…
Serves private individuals, families and homeowners seeking pensions, investments, mortgages, retirement and insurance support, alongside business owners needing key person or shareholder protection…
Financial Health
DistressedDistressed · -16% CAGR over 4y
Location
Doyle & Palmer Wealth Management Limited
Trajectory
5y · 2021–NowFinancial sub-scores
Computed from 5 filingsProvides financial advice and planning services to individuals and businesses, including savings and investment advice, retirement planning, mortgage brokerage, protection insurance, ethical…
Serves individuals, families, first-time buyers, homeowners and business owners across the South Coast seeking financial advice on personal and business finances.
Financial Health
StrongStrong · Growing, Hiring · 6% CAGR over 4y
Location
Straight Talk Financial Planning Limited
Trajectory
5y · 2021–NowFinancial sub-scores
Computed from 5 filingsProvides independent financial planning and advisory services to individuals and families, including guidance on pensions, investment portfolios, insurance protection, estate planning, wills and…
Serves private individuals and families, plus business owners or employers with company pension schemes, seeking independent advice on long-term personal and family finances.
Financial Health
StrongStrong · Growing, Hiring · 6% CAGR over 4y
Location
Saltus Financial Planning
Provides financial planning and investment advisory services to individuals, employers and institutions. Advises on pensions, ISAs, retirement planning, tax‑efficient investing, and wealth…
Serves affluent individuals and households with £250,000+ to invest, plus institutions, employers and financial advisers seeking support for clients or staff.
Location
Tor Financial Planning Limited
Trajectory
5y · 2020–NowFinancial sub-scores
Computed from 5 filingsProvides independent financial planning and wealth management advice to private individuals, businesses and trustees. Services include investment consulting, retirement planning, tax‑efficient wealth…
Serves private individuals at mid-career, nearing retirement and in retirement, as well as business owners and trustees. Targets personal wealth clients, trusts and companies seeking independent…
Financial Health
HealthyHealthy · -4% CAGR over 5y
Location
CHOICE FINANCIAL SOLUTIONS LIMITED
Trajectory
5y · 2022–NowFinancial sub-scores
Computed from 5 filingsProvides independent financial advice including pension planning, investment planning, retirement planning, protection insurance advice, and ongoing portfolio review services. Advises individuals and…
Serves individuals and business owners across the south coast, including retirees and pre-retirees, divorcees, new investors, and people with pensions or investments.
Financial Health
StableStable · -57% CAGR over 4y
Location
GROSVENOR BIRCH LIMITED
Trajectory
5y · 2021–NowFinancial sub-scores
Computed from 5 filingsProvides independent financial planning and wealth management advice to individuals, families, business owners and trustees. Services include retirement planning, investment and pension advice,…
Serves individuals, families and business owners in the Southern counties, including senior executives, retirees, young professionals, trustees, and people navigating bereavement or separation.
Financial Health
StableStable · Hiring · 7% CAGR over 4y
Location
Provides wealth management services including financial planning and investment management. Advises individuals, households and institutions on pensions, tax planning, asset allocation, portfolio…
Serves individuals and households with £250,000+ to invest, alongside institutions, employers and financial advisers seeking wealth management support in the UK.
Location
WHITE HOUSE FINANCE LTD
Trajectory
2y · 2024–NowFinancial sub-scores
Computed from 2 filingsProvides financial planning and wealth management advice to individuals and businesses, including investment management, retirement planning, inheritance tax planning, protection and mortgage advice.…
Serves private individuals, families and corporate clients seeking financial advice, including wealth holders planning investments, retirement, inheritance tax, protection and mortgages.
Financial Health
DistressedDistressed
Location
NEW FOREST FINANCIAL WILLS LTD
Trajectory
1y · 2024–NowFinancial Health
Insufficient historyInsufficient history
Location
ROUNDHOUSE FINANCIAL SERVICES (LONDON) LIMITED
Trajectory
4y · 2022–NowFinancial sub-scores
Computed from 4 filingsProvides independent financial planning and investment advice, specialising in savings, investments and pensions. Advises individual clients and accepts referrals from professional advisers such as…
Serves individuals with significant income or assets, plus solicitors, accountants and other professional advisers seeking a financial planning referral partner for their clients.
Financial Health
StableStable · Hiring · 8% CAGR over 3y
Location
NB WEALTH MANAGEMENT LTD
Trajectory
5y · 2021–NowFinancial sub-scores
Computed from 5 filingsProvides personal financial planning and wealth management services, including retirement planning, savings strategies, sustainable retirement income planning, inheritance tax planning, and cashflow…
Serves private individuals and families seeking personal financial planning, especially those preparing for or in retirement who need income, savings and inheritance tax planning.
Financial Health
StableStable · 0% CAGR over 4y
Location
Independence Assured Limited
Trajectory
3y · 2023–NowFinancial sub-scores
Computed from 3 filingsProvides financial advice and planning services to individuals and businesses, including investments, pensions, retirement income options, residential and buy‑to‑let mortgages, protection insurance,…
Serves UK-based consumers and business clients, including individuals planning personal finances, mortgages or retirement, and corporate clients seeking financial protection planning.
Financial Health
WeakWeak · 0% CAGR over 2y
Location
JTR Pensions & Benefit Management Ltd.
Trajectory
5y · 2020–NowFinancial sub-scores
Computed from 5 filingsFinancial Health
WeakWeak · -10% CAGR over 4y
Location
PENSION READY LTD
Trajectory
5y · 2021–NowFinancial sub-scores
Computed from 5 filingsFinancial Health
StrongStrong
Location
Yours Financially Ltd
Trajectory
5y · 2021–NowFinancial sub-scores
Computed from 5 filingsProvides financial advisory services to individuals, including retirement planning, pensions and investment advice, mortgage advice, financial protection, inheritance planning, and care fees…
Serves UK individuals and families seeking personal financial advice, including clients planning for retirement, investments, mortgages, inheritance and later-life care costs.
Financial Health
StableStable · -4% CAGR over 4y
Location
SHEILA TARR LIMITED
Trajectory
5y · 2021–NowFinancial sub-scores
Computed from 5 filingsProvides independent financial planning and investment advice. Services include pensions and retirement planning, investment portfolio guidance, mortgage and lifetime mortgage advice, insurance…
Serves individual consumers and families seeking financial advice across life stages, including pension savers, retirees, investors, homeowners, and people planning estate or long-term care costs.
Financial Health
StableStable · 0% CAGR over 4y
Location
De Mellow & Co Ltd
Trajectory
2y · 2024–NowFinancial sub-scores
Computed from 2 filingsProvides financial planning and wealth management advice to individuals and families. Services include investment planning, retirement planning, protection and insurance advice, mortgages,…
Serves private clients and families, including ambitious professionals, retirement investors and people managing intergenerational wealth, alongside business owners seeking financial advice.
Financial Health
StableStable · Hiring · 28% CAGR over 1y
Location
CHRISTOPHER JONES WEALTH MANAGEMENT LTD
Trajectory
5y · 2021–NowFinancial sub-scores
Computed from 5 filingsProvides independent financial advisory services to individuals and families, including pension planning, investment planning, estate and succession planning, and ongoing management of personal…
Serves private clients, families and multi-generational households seeking personal financial advice, including people planning retirement, succession, pensions, investments and estates.
Financial Health
StrongStrong · Growing, Hiring · 15% CAGR over 4y
Location
Unlock all 26 leads
Showing 22 of 26 — +4 more with verified decision-maker contacts, live data, and CRM sync.
How Southampton Pensions companies work and how to sell to them
What they do
Southampton pensions providers tend to earn through recurring administration, advisory retainers and project fees rather than high-volume product sales. Revenue may be charged per employer, per member, per case, as an annual advice fee, or through agreed consultancy days for scheme reviews and retirement-planning work. The service shape is usually a blend of regulated advice, scheme operations, documentation, client communication and coordination with accountants, payroll teams and legal advisers. Margins depend on adviser utilisation, repeat work and the cost of keeping client records accurate, not just on winning new schemes.
Who they sell to
Most sell to owner-managed employers, trustee groups, adviser practices and individuals nearing or entering retirement. The employer-side buyer is typically a finance director, owner-manager, payroll lead or HR manager; trustee work often involves a chair of trustees, scheme secretary or external professional adviser. Sales cycles tend to be relationship-led, with referrals, local professional networks and renewal conversations carrying more weight than open procurement. Larger employer or trustee assignments may involve beauty parades or adviser-led selection, while individual retirement work is usually qualified through advice meetings and suitability checks.
What they buy
Pensions firms tend to spend on systems and services that reduce manual administration risk and support client-facing work. Common buying areas include CRM, workflow management, document production, secure client portals, e-signature, call recording, compliance monitoring, fee billing, management accounts and payroll interfaces. They may also buy actuarial, legal, paraplanning, investment research, cyber security, marketing, recruitment and outsourced bookkeeping support. For smaller Southampton providers, the practical test is often whether a supplier can fit around existing advice and administration processes without creating extra file-checking work or disrupting long-standing client routines.
Why and how to sell to them
Pensions buyers tend to evaluate suppliers when regulation adds evidence requirements, client volumes outgrow spreadsheet-led processes, an adviser retires, a book of business changes hands, or an employer client asks for better reporting. Outbound that works is usually specific to process pressure: transfer tracking, scheme communications, suitability documentation, adviser capacity, billing accuracy or secure exchange of personal information. Generic growth messaging is less likely to land. A credible approach shows familiarity with trustee, employer and retirement-planning workflows, then offers a low-disruption route to reduce rekeying, missed tasks or compliance follow-up.
How this list is built
Data sources
This list is built from UK Companies House filings, XBRL accounts data, and semantic analysis of each company's public website. Revenue and headcount figures come from the most recent filed accounts; where the company has not filed, values are estimated using a model trained on filed history and peer benchmarks and are labelled as estimates.
Classification
Rather than relying solely on SIC codes, Firmbase classifies each company semantically: the company's website is crawled, an AI model reads what the company actually sells, and the company is placed into the relevant industry and subsectors. SIC codes are used as one signal but not the only one. This means a company that registered under a generic SIC code but pivoted into (for example) fintech is correctly identified as fintech, not as its original SIC category.
Freshness
The underlying company data is refreshed from Companies House continuously; filings appear in the list within days of submission. The curated list ordering is regenerated when the underlying data moves meaningfully (company count changes by more than 5%, a new company enters the top-ranked segment, or the filed-revenue numbers for the top firms change). You can see the last-updated timestamp near the top of the page.
Also in Southampton
Related directories
Frequently asked questions
How many pensions companies are there in Southampton?
What counts as a pensions company in this list?
Which are the largest pensions companies in Southampton?
What do pensions companies in Southampton actually do?
How does Southampton pensions compare internationally?
How is this list built and how fresh is the data?
How big are the typical pensions companies in Southampton?
Are these mostly new or established pensions companies?
What SIC codes does this use?
What buying signals should I look for?
Push these 26 companies into your pipeline.
Find the right decision-makers, see verified company data, and export your list in seconds.