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Trade Finance Companies in the UK: 190 Active Firms (2026)

Trade finance companies provide lending, guarantees and payment services that support importers, exporters and supply chains across the UK.

Buying centres tend to sit in treasury, procurement, finance operations and export sales rather than IT, because the product is bought against a live transaction or supplier relationship. Customers are mostly B2B operators: importers, exporters, wholesalers, manufacturers and distributors, often in the SME and mid-market bracket. Engagements are usually facility-led, covering receivables lines, purchase-order-backed funding, guarantees or payment-support arrangements. Specialist lenders and non-bank platforms need underwriting, collections and compliance capability close to the sales motion, since each facility depends on invoice quality, buyer risk and the enforceability of the underlying trade flow.

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Across the UK, 190 actively trading trade finance companies sit in scope, leaving a compact cohort that still covers lenders, finance brokers and platform-led providers. Reported employment totals 786 people, so the visible headcount base is modest relative to adjacent lending categories. Only 9 firms have turnover above £5M, while 34 were incorporated since 2022. That mix points to a market with a small upper tier, a long tail of lean operators and a recent-entry group testing narrower propositions around receivables, supplier payment support and transaction-linked credit.

Market structure is shaped less by one product label than by the activities behind each facility: credit intermediation, payment handling, guarantees, foreign-trade documentation and financial-crime screening. Non-bank providers can look operationally similar to lenders while relying on contractual receivables purchase, brokered facilities or platform payment flows. Due diligence tends to centre on borrower affordability, invoice authenticity, debtor concentration, sanctions exposure and the legal enforceability of assignments or guarantees. Cross-border work adds currency, jurisdiction and documentary risk, so compliance and operations sit close to the commercial proposition.

Demand appears tied to working-capital pressure in goods-heavy businesses rather than consumer credit cycles. The cohort tends to split between relationship-led specialists and platform-mediated providers, with many firms still lean and few operating at the larger-turnover end. Underwriting quality, access to wholesale funding and evidence of repeatable origination are likely to separate durable lenders from brokers with thinner economics. Consolidation looks plausible where smaller specialists need funding partners, compliance capacity or sector distribution, although trade finance often remains relationship-bound and slower to standardise than cleaner payment-processing models.

190

Active firms

2026

9

Above £5M

Reported revenue

34

Recent incorporations

Since 2022

Key facts

About 4% of the trading cohort reports turnover above £5M (9 of 190 firms) — the rest sits below that revenue band.

17% of the cohort was incorporated since 2022 (34 firms), so a sizeable share is in its first few filing cycles.

Trade finance demand tends to sit around shipment, delivery and settlement timing, where payment delays create working-capital gaps for importers and exporters.

The segment spans specialist finance providers, guarantee-led businesses and payment-service operators serving trade-facing companies.

Credit assessment tends to focus on payment timing, counterparty risk and whether an order is financeable.

Top UK Trade Finance companies

Company
Sales readinessHow strongly each company matches this list’s ideal-customer profile. An AI model assesses what each company does (from its website), its sector and size, and scores its overall fit 0–100. Companies are listed highest score first, so the best-fit prospects appear at the top.
Turnover
Employees
Growth (yoy)Year-on-year change in UK headcount, from filed accounts.
Financial healthComposite 0–100 score from recent XBRL filings (profitability, net assets, liquidity, cash, headcount). Bands: Strong, Healthy, Stable, Weak, Distressed.
Location

Berkeley

Corporate BankingFintechInvestment Banking
4 employeesInc. 2019LondonCH 11872190
berkeleytradefinance.com

Trajectory

5y · 2021–Now

Financial sub-scores

Computed from 5 filings
Headcount40 / 100
What does Berkeley do?

Provides trade finance, selective invoice finance, e‑commerce finance and asset finance to small and medium‑sized businesses. Also offers credit management, credit insurance, foreign exchange and…

Who does Berkeley sell to?

Serves B2B small and medium-sized enterprises, start-ups, independent traders and larger firms involved in manufacturing, exporting, importing, wholesaling, retail and distribution, including…

Key contacts (4)
HH
Hormoz Hekmatpanah
Director
KP
Kaushal Praful Chandra Shah
Director
SJ
Steven John Pleace
Director
SS
Soheill Sarkoob
Director
More contacts & email available
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Company vitals
UK Headcount
4
UK Revenue
£101.3kEstimate
Founded
7 years ago
Since Mar 2019
HQ
London
Financial health
40

Financial Health

Stable

Stable · 0% CAGR over 4y

Location

Map of London
29 Broad Walk
London, N21 3BU
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CT International Trade Finance UK Ltd

CT Trade Finance
Corporate Banking
1 employeesInc. 2017SandbachCH 10950008
cttradefinance.com

Trajectory

5y · 2020–Now

Financial sub-scores

Computed from 5 filings
Net assets14 / 100
Cash0 / 100
Headcount40 / 100
What does CT International Trade Finance UK Ltd do?

Provides trade finance services including purchase order financing, receivables financing and letter of credit discounting. Purchases bills of exchange, promissory notes and deferred payment letters…

Who does CT International Trade Finance UK Ltd sell to?

Serves importers, exporters, exporters’ banks and other businesses involved in international trade seeking short-term transactional finance, including firms using letters of credit, receivables,…

Key contacts (1)
SA
Sir Anam Ul Islam
Director
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Company vitals
UK Headcount
1
UK Revenue
£301.9kEstimate
Founded
8 years ago
Since Sep 2017
HQ
Sandbach
Financial health
17

Financial Health

Distressed

Distressed · 0% CAGR over 4y

Financial distress

Location

Map of Sandbach
First Floor 17 Penda Way, Penda Way
Sandbach, CW11 1GS
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TRADERIVER (UK) LIMITED

Traderiver
FintechCorporate Banking
0 employeesInc. 2010LondonCH 07467967
traderiver.com

Trajectory

5y · 2021–Now

Financial sub-scores

Computed from 5 filings
Net assets0 / 100
Cash100 / 100
Headcount0 / 100
What does TRADERIVER (UK) LIMITED do?

Provides trade finance and supply chain finance facilities to businesses, including revolving credit lines that fund purchases of goods and services from suppliers. Offers a platform enabling…

Who does TRADERIVER (UK) LIMITED sell to?

Serves UK small and growing businesses, including buyers and sellers with domestic or cross-border supply chains that need working capital facilities for supplier payments and cash flow.

Key contacts (1)
PK
Paula Kim McGourty
Director
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Company vitals
UK Headcount
0
UK Revenue
£1.9mEstimate
Founded
15 years ago
Since Dec 2010
HQ
London
Financial health
27

Financial Health

Weak

Weak · -68% CAGR over 4y

Financial distressTechnical insolvency

Location

Map of London
100 Liverpool Street
London, EC2M 2AT
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WTB UK SPV NO 1 LIMITED

WTB SPV NO 1
Corporate Banking
0 employeesInc. 2013LondonCH 08659085
radcliffechambers.com/kemp-hunt-v-wtb-uk-spv-no-1-ltd-telefonica-uk-ltd-2024-ewhc-2235-ch

Trajectory

3y · 2023–Now

Financial sub-scores

Computed from 3 filings
Cash0 / 100
Headcount0 / 100
What does WTB UK SPV NO 1 LIMITED do?

Provides supply chain finance to UK and international businesses, purchasing or financing trade receivables and invoices to provide working capital to suppliers and support buyer payment term…

Who does WTB UK SPV NO 1 LIMITED sell to?

Serves UK and overseas businesses, including corporates and trading companies that use receivables, supplier-payment arrangements, or other working-capital finance linked to commercial contracts.

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Company vitals
UK Headcount
0
UK Revenue
£9.8mEstimate
Founded
12 years ago
Since Aug 2013
HQ
London
Financial health
0

Financial Health

Distressed

Distressed · -87% CAGR over 2y

Financial distress

Location

Map of London
8 Bloomsbury Street
London, WC1B 3SR
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Accelerated Payments

FintechCorporate Banking
3 employeesInc. 2020Ballsbridge, Dublin D04hif3CH FC037279
acceleratedpayments.com
What does Accelerated Payments do?

Provides invoice finance services that advance cash against outstanding business invoices. Offers selective invoice financing and export finance, allowing companies to receive early payment on…

Who does Accelerated Payments sell to?

Serves B2B companies trading domestically or internationally that need working capital tied up in invoices, plus referral partners such as brokers, accountants, financial consultants, advisors and…

Key contacts (2)
SB
Steve Box
Director
IF
Ian Fergus Duffy
Director
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Company vitals
UK Headcount
3
UK Revenue
£63.3kEstimate
Founded
6 years ago
Since May 2020
HQ
Ballsbridge, Dublin D04hif3

Location

Map of Ballsbridge, Dublin D04hif3
39 Northumberland Road, Dublin 4
Ballsbridge, Dublin D04hif3
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Bibby Financial Services (UK) Limited

Bibby Financial Services
FintechCorporate Banking
203 employeesInc. 2014LiverpoolCH 09341390
bibbyfinancialservices.com

Trajectory

2y · 2020–Now

Financial sub-scores

Computed from 2 filings
Profitability15 / 100
Net assets10 / 100
Headcount18 / 100
What does Bibby Financial Services (UK) Limited do?

Provides business finance services including invoice finance, asset finance, foreign exchange, and bad debt protection. Enables companies to release cash tied up in invoices, fund equipment…

Who does Bibby Financial Services (UK) Limited sell to?

Serves SMEs and mid-market businesses needing working capital across 300 industries, including manufacturing, construction, retail, building materials, welfare hire, marine and firms trading…

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Company vitals
UK Headcount
203
UK Revenue
£85.2kEstimate
Founded
11 years ago
Since Dec 2014
HQ
Liverpool
Financial health
14

Financial Health

Distressed

Distressed · -23% CAGR over 1y

Financial distress

Location

Map of Liverpool
3rd Floor Walker House, Exchange Flags
Liverpool, L2 3YL
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Saba.ai

AI & Machine LearningFintechCorporate Banking
5 employeesInc. 2023LondonCH 14627960
saba.ai

Trajectory

4y · 2023–Now
What does Saba.ai do?

Develops an AI-based financing platform that integrates with financial automation systems to provide invoice financing and working capital to mid‑market businesses. Uses real-time financial data and…

Who does Saba.ai sell to?

Serves B2B middle-market enterprises, particularly CFOs and finance teams seeking working-capital finance integrated into financial workflows, and partners with process automation platforms used by…

Key contacts (2)
KH
Karl Heinz Boehmer
Director
IB
Inder Bir Singh
Director
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Company vitals
UK Headcount
5
UK Revenue
£78.7kEstimate
Founded
3 years ago
Since Jan 2023
HQ
London
Financial health

Financial Health

Insufficient history

Insufficient history

Location

Map of London
4th Floor, 95 Gresham Street
London, EC2V 7AB
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EMERALD CAPITAL FINANCE LIMITED

Emerald Capital Group
Corporate Banking
2 employeesInc. 2023LondonCH 14805448
emeraldcapitalco.com

Trajectory

2y · 2024–Now

Financial sub-scores

Computed from 2 filings
Net assets0 / 100
Cash0 / 100
Headcount40 / 100
What does EMERALD CAPITAL FINANCE LIMITED do?

Provides private credit and trade finance solutions including supplier financing, receivables finance and post‑shipment funding, offering short‑term working capital and liquidity facilities to…

Who does EMERALD CAPITAL FINANCE LIMITED sell to?

Serves B2B companies needing short-term liquidity and working-capital support, including exporters and firms using receivables or post-shipment trade finance alongside bank funding.

Key contacts (2)
MJ
Moritz Jonathan Hieronymus Hill
Director
MC
Monique Catherine Bonner
Director
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Company vitals
UK Headcount
2
UK Revenue
£387.6kEstimate
Founded
3 years ago
Since Apr 2023
HQ
London
Financial health
11

Financial Health

Distressed

Distressed · 0% CAGR over 1y

Financial distress

Location

Map of London
3 Coldbath Square
London, EC1R 5HL
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Bibby Financial Services

FintechCorporate Banking
5 employeesInc. 2000LiverpoolCH 04105467
bibbyfinancialservices.com
What does Bibby Financial Services do?

Provides invoice finance and working capital funding to businesses by advancing cash against unpaid invoices. Also offers asset finance for equipment purchases, foreign exchange services for…

Who does Bibby Financial Services sell to?

Serves B2B customers across 300 industries, including construction, manufacturing, building materials, retail and hire businesses, primarily firms needing working capital or growth funding in the UK,…

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Company vitals
UK Headcount
5
UK Revenue
£22.3kEstimate
Founded
25 years ago
Since Nov 2000
HQ
Liverpool

Location

Map of Liverpool
3rd Floor Walker House, Exchange Flags
Liverpool, L2 3YL
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STARK ASSOCIATES LTD

Starks Associates
FintechCorporate BankingInvestment Banking
6 employeesInc. 2020DudleyCH 12531632
starksassociate.com

Trajectory

4y · 2021–Now

Financial sub-scores

Computed from 4 filings
Net assets32 / 100
Headcount100 / 100
What does STARK ASSOCIATES LTD do?

Provides treasury and liquidity services for businesses, including trade finance, cross‑border payment processing, multi‑currency virtual accounts, and foreign exchange risk management. Offers a…

Who does STARK ASSOCIATES LTD sell to?

Serves B2B customers, particularly African and emerging-market businesses trading internationally, including corporates needing cross-border payments, trade finance, multi-currency accounts, and FX…

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Company vitals
UK Headcount
6
UK Revenue
£99.5kEstimate
Founded
6 years ago
Since Mar 2020
HQ
Dudley
Financial health
57

Financial Health

Stable

Stable · Hiring · 19% CAGR over 4y

Hiring

Location

Map of Dudley
King Charles House, Castle Hill
Dudley, DY1 4PS
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Creative Capital

Corporate BankingFintech
1 employeesInc. 2018Nantwich, CheshireCH 11265804
creativecapitaluk.com

Trajectory

5y · 2020–Now

Financial sub-scores

Computed from 5 filings
Cash100 / 100
What does Creative Capital do?

Provides short‑term business finance including selective and single invoice finance, revolving credit facilities, trade and stock finance, asset finance, and secured or unsecured loans, helping…

Who does Creative Capital sell to?

Serves UK small and medium-sized businesses, especially owners needing short-term working capital for cashflow gaps, unpaid invoices, trade orders, stock or assets.

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Company vitals
UK Headcount
1
UK Revenue
£23kEstimate
Founded
8 years ago
Since Mar 2018
HQ
Nantwich, Cheshire
Financial health
100

Financial Health

Strong

Strong · 0% CAGR over 4y

Location

Map of Nantwich, Cheshire
6 George House, Beam Heath Way
Nantwich, Cheshire, CW5 6GD
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eCapital Commercial Finance Limited

eCapital
Corporate Banking
118 employeesInc. 2001Reading, BerkshireCH 04206708
ecapital.com

Trajectory

5y · 2022–Now

Financial sub-scores

Computed from 5 filings
Profitability100 / 100
Net assets100 / 100
Cash100 / 100
Headcount100 / 100
What does eCapital Commercial Finance Limited do?

Provides receivables finance and asset-based lending to businesses, including invoice factoring, accounts receivable financing, inventory and acquisition financing, payroll funding, and supply chain…

Who does eCapital Commercial Finance Limited sell to?

Serves SMEs and high-growth businesses, especially in healthcare, staffing, consumer goods and transportation/trucking, plus companies facing seasonal, turnaround, acquisition or cash-flow pressures.

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Company vitals
UK Headcount
118
UK Revenue
£28.3m
Founded
25 years ago
Since Apr 2001
HQ
Reading, Berkshire
Financial health
100

Financial Health

Strong

Strong · Profitable, Growing, Hiring · 12% CAGR over 4y

ProfitableGrowingHiring

Location

Map of Reading, Berkshire
1 London Street
Reading, Berkshire, RG1 4PN
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CREDIT GLORIOUS PROPERTY HOLDINGS LTD

Credit Glorious
FintechCorporate Banking
1 employeesInc. 2021LondonCH 13371479
creditglorious.com

Trajectory

4y · 2022–Now

Financial sub-scores

Computed from 4 filings
Net assets100 / 100
Cash100 / 100
Headcount40 / 100
What does CREDIT GLORIOUS PROPERTY HOLDINGS LTD do?

Provides trade finance services including standby letters of credit, bank guarantees, letters of credit, and trade bonds. Structures financial guarantees and invoice financing to help exporters,…

Who does CREDIT GLORIOUS PROPERTY HOLDINGS LTD sell to?

Serves SMEs, exporters and trading companies involved in cross-border trade, including firms seeking trade finance support across Europe, the Middle East, Africa and Asia.

Key contacts (1)
KL
Kolyo Latev Boichev
Director
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Company vitals
UK Headcount
1
UK Revenue
£2.1mEstimate
Founded
5 years ago
Since May 2021
HQ
London
Financial health
84

Financial Health

Strong

Strong · Growing · 0% CAGR over 3y

Growing

Location

Map of London
C/O Scornik Gerstein Llp, 9-10, Staple Inn, 2nd Floor
London, WC1V 7QH
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MERCORE CAPITAL LTD

Mercore
FintechCorporate Banking
Inc. 2022LondonCH 14251247
mercore.com

Trajectory

3y · 2023–Now

Financial sub-scores

Computed from 3 filings
Net assets100 / 100
What does MERCORE CAPITAL LTD do?

Provides trade finance and supply chain finance solutions for businesses and financial institutions, including receivables finance, payables finance and structured trade lending. Also offers digital…

Who does MERCORE CAPITAL LTD sell to?

Serves SMEs, corporates and financial institutions engaged in global trade, supply-chain transactions and trade finance, with emphasis on businesses in the UK, Europe, Africa and other international…

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Company vitals
UK Headcount
0
UK Revenue
£347kEstimate
Founded
3 years ago
Since Jul 2022
HQ
London
Financial health
100

Financial Health

Strong

Strong

Location

Map of London
6th Floor, 55 King William Street
London, EC4R 9AD
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SENECA TRADE PARTNERS LTD

Revolve Trade Partners
Corporate BankingFintechStartup
0 employeesInc. 2016ManchesterCH 10304563
senecatradepartners.com

Trajectory

5y · 2021–Now

Financial sub-scores

Computed from 5 filings
Net assets49 / 100
Cash100 / 100
Headcount0 / 100
What does SENECA TRADE PARTNERS LTD do?

Provides stock funding and trade finance facilities to small and medium-sized businesses, including inventory funding lines and revolving loans. Enables companies to purchase stock and manage cash…

Who does SENECA TRADE PARTNERS LTD sell to?

Serves UK SMEs and trading businesses that buy, import, manufacture or hold stock, especially firms seeking £25k-£300k stock finance or revolving loans for supplier purchases and cash flow.

Key contacts (1)
CG
Christopher Gordon Divers
Director
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Company vitals
UK Headcount
0
UK Revenue
£630.9kEstimate
Founded
9 years ago
Since Aug 2016
HQ
Manchester
Financial health
49

Financial Health

Stable

Stable · -68% CAGR over 4y

Location

Map of Manchester
Gregs Building, 1 Booth Street
Manchester, M2 4DU
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Ultimate Finance

FintechCorporate Banking
5 employeesInc. 2001BristolCH 04325262
ultimatefinance.co.uk
What does Ultimate Finance do?

Provides asset-based lending and business finance including invoice finance, asset finance, bridging loans, trade finance and structured funding. Supports companies with working capital, equipment…

Who does Ultimate Finance sell to?

Targets SMEs and larger businesses needing working capital or asset-backed funding, with specialist segments in construction, recruitment and trade, and works with finance introducers.

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Company vitals
UK Headcount
5
UK Revenue
£81.6kEstimate
Founded
24 years ago
Since Nov 2001
HQ
Bristol

Location

Map of Bristol
First Floor, Equinox North Great Park Road, Bradley Stoke
Bristol, BS32 4QL
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Skipton Business Finance

FintechCorporate Banking
3 employeesInc. 2001North YorkshireCH 04171724
skiptonbusinessfinance.co.uk
What does Skipton Business Finance do?

Provides invoice finance and working capital facilities to businesses, including invoice factoring, invoice discounting and sales‑ledger funding. Services may include credit control, bad debt…

Who does Skipton Business Finance sell to?

Serves UK SMEs and larger B2B companies seeking working-capital funding, especially firms with sales ledgers and unpaid invoices across sectors such as manufacturing, recruitment and hire services.

Key contacts (5)
CE
Catherine Ellen Lewis
Director
SJ
Stephen Joseph O'Regan
Director
MJ
Matthew James Shepherd
Director
GB
Graham Bowie
Director
GM
Gregory Mark Bell
Director
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Company vitals
UK Headcount
3
UK Revenue
£60.5kEstimate
Founded
25 years ago
Since Mar 2001
HQ
North Yorkshire

Location

Map of North Yorkshire
The Bailey, Skipton
North Yorkshire, BD23 1DN
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PENNY FREEDOM LIMITED

Penny Freedom
FintechCorporate Banking
Inc. 2019Portsmouth, HampshireCH 12215421
pennyfreedom.co.uk

Trajectory

5y · 2021–Now

Financial sub-scores

Computed from 5 filings
Net assets40 / 100
Cash55 / 100
What does PENNY FREEDOM LIMITED do?

Provides selective invoice finance services, purchasing individual business invoices and advancing funds before customer payment. Offers spot invoice factoring and confidential invoice discounting,…

Who does PENNY FREEDOM LIMITED sell to?

Serves UK businesses that issue invoices to customers and need short-term cash flow support, including firms seeking one-off or occasional invoice funding without committing to full-ledger finance.

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Company vitals
UK Headcount
0
UK Revenue
£0Estimate
Founded
6 years ago
Since Sep 2019
HQ
Portsmouth, Hampshire
Financial health
46

Financial Health

Stable

Stable

Location

Map of Portsmouth, Hampshire
3-6 The Quarterdeck, The Boardwalk
Portsmouth, Hampshire, PO6 4TP
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Upstream ABL

Corporate BankingFintechAsset Management
10 employeesInc. 2011BelfastCH NI607293
upstreamabl.com

Trajectory

3y · 2023–Now

Financial sub-scores

Computed from 3 filings
Headcount57 / 100
What does Upstream ABL do?

Provides structured asset-based lending and working capital finance to businesses. Offers funding secured against assets such as receivables, inventory, plant and property, including invoice finance,…

Who does Upstream ABL sell to?

Serves established SME and mid-corporate businesses in Northern Ireland, Ireland and Great Britain, especially growth-focused companies in transition, restructuring or acquisition cycles.

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Company vitals
UK Headcount
10
UK Revenue
£169.4kEstimate
Founded
15 years ago
Since May 2011
HQ
Belfast
Financial health
57

Financial Health

Stable

Stable · Hiring · 5% CAGR over 2y

Hiring

Location

Map of Belfast
Suite B Ground Floor, 40 Linenhall Street
Belfast, BT2 8BA
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Bibby Financial Services

FintechCorporate Banking
5 employeesInc. 1998LiverpoolCH 03530463
bibbyfinancialservices.com
What does Bibby Financial Services do?

Provides business finance services including invoice finance, asset finance, foreign exchange, and bad debt protection. Advances cash against outstanding invoices and finances equipment or assets to…

Who does Bibby Financial Services sell to?

Serves UK and international businesses needing working-capital funding, across sectors including construction, manufacturing, retail, building materials, welfare hire, marine and firms using…

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Company vitals
UK Headcount
5
UK Revenue
£25.7kEstimate
Founded
28 years ago
Since Mar 1998
HQ
Liverpool

Location

Map of Liverpool
3rd Floor Walker House, Exchange Flags
Liverpool, L2 3YL
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SYNERGY IN TRADE LIMITED

Synergy in Trade
Corporate Banking
0 employeesInc. 2007Lutterworth, LeicestershireCH 06385438
synergyintrade.com

Trajectory

5y · 2021–Now

Financial sub-scores

Computed from 5 filings
Net assets44 / 100
Cash42 / 100
Headcount0 / 100
What does SYNERGY IN TRADE LIMITED do?

Provides trade finance services including letters of credit, bank guarantees, and import/export funding. Advises UK businesses on international trade transactions, arranges supplier payments,…

Who does SYNERGY IN TRADE LIMITED sell to?

Serves UK businesses trading internationally, especially importers and exporters without dedicated in-house trade staff, including established companies and start-ups needing support with supplier…

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Company vitals
UK Headcount
0
UK Revenue
£4.5mEstimate
Founded
18 years ago
Since Oct 2007
HQ
Lutterworth, Leicestershire
Financial health
31

Financial Health

Weak

Weak · -68% CAGR over 4y

Location

Map of Lutterworth, Leicestershire
Hythe House, 68 Woodmarket
Lutterworth, Leicestershire, LE17 4DB
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JARDINE NORTON AVIATION LIMITED

Jardine Norton
FintechInvestment BankingCorporate Banking
Inc. 2020Cardiff BAY, CardiffCH 12634532
jardinenorton.com

Trajectory

5y · 2020–Now

Financial sub-scores

Computed from 5 filings
Cash100 / 100
Headcount0 / 100
What does JARDINE NORTON AVIATION LIMITED do?

Provides debt funding for global trade, working with financial institutions, businesses and government bodies to finance supply chains. Focuses on trade finance opportunities where liquidity needs…

Who does JARDINE NORTON AVIATION LIMITED sell to?

Serves financial institutions, businesses and government bodies involved in global trade and supply chains, particularly organisations with liquidity or trade-finance needs not met by traditional…

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Company vitals
UK Headcount
0
UK Revenue
£32.8kEstimate
Founded
6 years ago
Since May 2020
HQ
Cardiff BAY, Cardiff
Financial health
50

Financial Health

Stable

Stable

Location

Map of Cardiff BAY, Cardiff
1 Caspian Point, Pierhead Street
Cardiff Bay, Cardiff, CF10 4DQ
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Silverburn Trading Company Limited

Silverburn Finance
Corporate Banking
7 employeesInc. 1932Bolton, LancsCH 00271529
silverburnfinance.com

Trajectory

2y · 2024–Now

Financial sub-scores

Computed from 2 filings
Net assets0 / 100
Cash100 / 100
What does Silverburn Trading Company Limited do?

Provides invoice factoring services for businesses, advancing up to around 98% of invoice value. Purchases approved invoices and pays clients quickly while managing credit control and collecting…

Who does Silverburn Trading Company Limited sell to?

Serves UK SMEs seeking invoice factoring, especially haulage, manufacturing, recruitment, wholesaling, plant hire and engineering businesses with turnover above £50k and invoices of at least £500.

Key contacts (1)
IM
Irene Mary Boundy
Director
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Company vitals
UK Headcount
7
UK Revenue
£446.8kEstimate
Founded
93 years ago
Since Dec 1932
HQ
Bolton, Lancs
Financial health
38

Financial Health

Weak

Weak

Financial distressTechnical insolvency

Location

Map of Bolton, Lancs
76 Winter Hey Lane, Horwich
Bolton, Lancs, BL6 7PQ
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9a Milton Street Property Management Limited

Regency Factors
FintechCorporate Banking
Inc. 2022Bury, LancashireCH 14542152
regencyfactors.com

Trajectory

3y · 2024–Now

Financial sub-scores

Computed from 3 filings
Net assets40 / 100
Cash55 / 100
What does 9a Milton Street Property Management Limited do?

Provides invoice finance services that advance cash against unpaid invoices. Offers factoring, confidential factoring, and outsourced credit control to help businesses manage receivables and improve…

Who does 9a Milton Street Property Management Limited sell to?

Serves UK businesses of all sizes, including facilities management firms, manufacturers, temporary recruitment agencies, hauliers, couriers, commercial printers, contractors, startups and other B2B…

Key contacts (1)
MH
Maurice Howard Craft
Director
More contacts & email available
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Company vitals
UK Headcount
0
UK Revenue
£4.1kEstimate
Founded
3 years ago
Since Dec 2022
HQ
Bury, Lancashire
Financial health
46

Financial Health

Stable

Stable

Location

Map of Bury, Lancashire
Regency Chambers, Jubilee Way
Bury, Lancashire, BL9 0JW
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PEAK CASHFLOW LIMITED

Peak Cashflow
Corporate Banking
0 employeesInc. 2004MacclesfieldCH 05014392
peakcashflow.co.uk

Trajectory

5y · 2021–Now

Financial sub-scores

Computed from 5 filings
Net assets73 / 100
Cash48 / 100
Headcount0 / 100
What does PEAK CASHFLOW LIMITED do?

Provides invoice finance services for businesses, including invoice factoring, invoice discounting and trade finance. Advances funds against outstanding invoices, offers credit control and…

Who does PEAK CASHFLOW LIMITED sell to?

Serves UK businesses with borrowing requirements up to £1m, particularly SMEs needing working capital against invoices, trade orders or debtor risk, plus introducers serving such firms.

Key contacts (3)
AJ
Audrey Jack
Director
NP
Nicholas Phillip Dunn
Director
JS
James Small
Director
More contacts & email available
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Company vitals
UK Headcount
0
UK Revenue
£1.4mEstimate
Founded
22 years ago
Since Jan 2004
HQ
Macclesfield
Financial health
47

Financial Health

Stable

Stable · -65% CAGR over 4y

Location

Map of Macclesfield
Fernbank House Springwood Way, Tytherington Business Park
Macclesfield, SK10 2XA
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Ultimate Finance

Corporate BankingFintech
6 employeesInc. 2002BristolCH 04350565
ultimatefinance.co.uk
What does Ultimate Finance do?

Provides asset‑based lending and business finance, including invoice finance, asset finance, bridging loans, trade finance, and sector‑specific funding for construction and recruitment. Offers…

Who does Ultimate Finance sell to?

Serves business owners and finance introducers, especially SMEs needing working capital or asset-backed lending, with sector focus on construction firms, recruitment agencies, trading businesses and…

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Company vitals
UK Headcount
6
UK Revenue
£301.2kEstimate
Founded
24 years ago
Since Jan 2002
HQ
Bristol

Location

Map of Bristol
First Floor, Equinox North Great Park Road, Bradley Stoke
Bristol, BS32 4QL
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4SYTE ABL LTD

4syte ABL
Corporate Banking
Inc. 2018Chelmsford, EssexCH 11403246
4syte.co.uk/abl

Trajectory

5y · 2022–Now

Financial sub-scores

Computed from 5 filings
Net assets100 / 100
Cash100 / 100
What does 4SYTE ABL LTD do?

Provides asset-based lending to small and medium-sized businesses, offering funding facilities secured against business assets such as invoices, inventory, and plant and machinery to release working…

Who does 4SYTE ABL LTD sell to?

Serves SMEs and larger businesses needing working-capital funding, including firms with invoices, inventory or plant and machinery, and companies undergoing restructuring, expansion, acquisitions,…

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Company vitals
UK Headcount
0
UK Revenue
£1.2mEstimate
Founded
8 years ago
Since Jun 2018
HQ
Chelmsford, Essex
Financial health
100

Financial Health

Strong

Strong

Location

Map of Chelmsford, Essex
Second Floor Steeple House, Church Lane
Chelmsford, Essex, CM1 1NH
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Trade Capital Solutions

Corporate BankingFintech
6 employeesInc. 2018LondonCH 11586639
tradecapitalsolutions.net

Trajectory

5y · 2021–Now

Financial sub-scores

Computed from 5 filings
Headcount40 / 100
What does Trade Capital Solutions do?

Provides trade finance and payables finance services, offering capital platforms that fund or manage supplier payments and working capital for businesses engaged in trade transactions. Facilitates…

Who does Trade Capital Solutions sell to?

Serves businesses seeking trade finance and payables finance support, including companies managing supplier payments, working capital and trading relationships.

Key contacts (3)
CJ
Colin James Wark
Director
DE
David Edward Knee Roberts
Director
MA
Melanie Anne Elizabeth Jansen-Roberts
Director
More contacts & email available
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Company vitals
UK Headcount
6
UK Revenue
£125.5kEstimate
Founded
7 years ago
Since Sep 2018
HQ
London
Financial health
40

Financial Health

Stable

Stable · 0% CAGR over 4y

Location

Map of London
124 City Road
London, EC1V 2NX
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Bibby Financial Services

FintechCorporate Banking
2 employeesInc. 2022LiverpoolCH 14546321
bibbyfinancialservices.com
What does Bibby Financial Services do?

Provides business finance services including invoice finance, asset finance and foreign exchange. Funds equipment, vehicles and marine vessels, releases working capital tied up in invoices, and…

Who does Bibby Financial Services sell to?

Serves B2B customers across 300 industries in the UK, Europe and Asia, including construction, manufacturing, retail, building materials, welfare hire and marine businesses seeking cashflow or asset…

Key contacts (1)
PS
Paul Simon Ratcliffe
Director
More contacts & email available
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Company vitals
UK Headcount
2
UK Revenue
£29.4kEstimate
Founded
3 years ago
Since Dec 2022
HQ
Liverpool

Location

Map of Liverpool
3rd Floor Walker House, Exchange Flags
Liverpool, L2 3YL
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Ultimate Finance

FintechCorporate Banking
4 employeesInc. 2013BristolCH 08486872
ultimatefinance.co.uk
What does Ultimate Finance do?

Provides asset-based lending and business finance including invoice finance, asset finance, bridging loans, trade finance, and structured funding. Advances cash against invoices, assets, or…

Who does Ultimate Finance sell to?

Serves UK business owners and finance brokers/introducers, particularly SMEs needing working capital or asset-backed funding, with sector focus on construction, recruitment, trade, asset purchases…

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Company vitals
UK Headcount
4
UK Revenue
£21.9kEstimate
Founded
13 years ago
Since Apr 2013
HQ
Bristol

Location

Map of Bristol
First Floor, Equinox North Great Park Road, Bradley Stoke
Bristol, BS32 4QL
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Redd Factors

FintechManagement ConsultingCorporate Banking
4 employeesInc. 2018ReadingCH 11529254
reddfactors.co.uk

Trajectory

3y · 2023–Now

Financial sub-scores

Computed from 3 filings
Cash30 / 100
Headcount20 / 100
What does Redd Factors do?

Provides invoice factoring and cash flow finance services to small and medium-sized businesses, advancing funds against issued invoices and managing sales ledger collections and credit control until…

Who does Redd Factors sell to?

Serves small and medium-sized businesses across the UK that issue customer invoices, including firms selling goods or services on credit terms and seeking cash flow finance.

Key contacts (3)
KH
Kelly-Ann Hailstone
Director
NA
Neil Ashley Clifton Warren
Director
GM
Gregory Mark Sullivan
Director
More contacts & email available
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Company vitals
UK Headcount
4
UK Revenue
£23.5kEstimate
Founded
7 years ago
Since Aug 2018
HQ
Reading
Financial health
25

Financial Health

Weak

Weak · -11% CAGR over 2y

Location

Map of Reading
The Old Bakery Hyde End Lane, Brimpton
Reading, RG7 4RH
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Bibby Financial Services

FintechCorporate Banking
5 employeesInc. 1957LiverpoolCH 00588708
bibbyfinancialservices.com
What does Bibby Financial Services do?

Provides business finance including invoice financing, asset finance and foreign exchange services. Advances funds against invoices, finances equipment purchases, and offers bad debt protection and…

Who does Bibby Financial Services sell to?

Sells to businesses needing working capital, asset finance and related funding, including SMEs and growth-stage firms across sectors such as building materials, manufacturing, retail, construction,…

Key contacts (2)
DP
Daniel Peter Nield
Director
SJ
Stephen James Hand
Director
More contacts & email available
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Company vitals
UK Headcount
5
UK Revenue
£72.8kEstimate
Founded
68 years ago
Since Aug 1957
HQ
Liverpool

Location

Map of Liverpool
3rd Floor Walker House, Exchange Flags
Liverpool, L2 3YL
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IGF Group

Corporate BankingAsset ManagementInvestment Banking
5 employeesInc. 1988RedhillCH 02252311
igfgroup.com
What does IGF Group do?

Provides asset-based lending and private credit facilities to SMEs and mid‑market companies, offering funding secured against receivables, inventory, plant and machinery, and property, as well as…

Who does IGF Group sell to?

Serves UK SMEs and mid-market corporates with £2m-£25m funding needs, including asset-rich businesses, companies with seasonal stock requirements, and private equity-backed or M&A-related borrowers.

Key contacts (4)
OK
Oliver Keech
Director
WJ
William James Millar
Director
AD
Andrew David Hey
Director
JM
Jonathan Mark Henry Hughes
Director
More contacts & email available
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Company vitals
UK Headcount
5
UK Revenue
£24.2kEstimate
Founded
38 years ago
Since May 1988
HQ
Redhill

Location

Map of Redhill
Kingsgate, High Street
Redhill, RH1 1SG
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Ebury

FintechCorporate Banking
5 employeesInc. 2009LondonCH 07086058
ebury.com
What does Ebury do?

Provides an online platform offering multi-currency business accounts, international payments and collections, foreign exchange trading and hedging tools, corporate cards, mass payment processing,…

Who does Ebury sell to?

Serves B2B customers with international operations, from growing businesses and enterprises to institutions, including charities, NGOs, sports organisations, e-commerce, maritime, travel and fund…

Key contacts (5)
JG
Juan Guitard Marin
Director
JO
Juan Olaizola
Director
DL
Dirk Ludwig Marzluf
Director
JM
Juan Manuel Fernandez Lobato
Director
SA
Salvador Andres Garcia Andres
Director
More contacts & email available
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Company vitals
UK Headcount
5
UK Revenue
£340.2kEstimate
Founded
16 years ago
Since Nov 2009
HQ
London

Location

Map of London
Third Floor 80-100 Victoria Street, Cardinal Place
London, SW1E 5JL
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CONVENIENT CAPITAL LIMITED

Convenient Capital
Corporate Banking
Inc. 2022Weybridge, SurreyCH 13824364

Trajectory

2y · 2024–Now

Financial sub-scores

Computed from 2 filings
Net assets0 / 100
Key contacts (4)
TK
Tripti Kheterpal
Director
GR
Gavin Robert Charles Stevenson
Director
CD
Christopher Douglas Barrett
Director
BR
Barry Richard Rogers
Director
More contacts & email available
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Company vitals
UK Headcount
0
UK Revenue
£10.8kEstimate
Founded
4 years ago
Since Jan 2022
HQ
Weybridge, Surrey
Financial health
0

Financial Health

Distressed

Distressed

Financial distressTechnical insolvency

Location

Map of Weybridge, Surrey
Belgrave House, 39-43 Monument Hill
Weybridge, Surrey, KT13 8RN
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DIGIFACT LIMITED

Digifact
Corporate Banking
Inc. 2022Wokingham, BerkshireCH 14443311

Trajectory

2y · 2024–Now

Financial sub-scores

Computed from 2 filings
Net assets0 / 100
Key contacts (3)
MB
Marc Bajer
Director
NP
Nicholas Paul Geoghegan
Director
DB
David Bruce Mandeno
Director
More contacts & email available
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Company vitals
UK Headcount
0
UK Revenue
£71.7kEstimate
Founded
3 years ago
Since Oct 2022
HQ
Wokingham, Berkshire
Financial health
0

Financial Health

Distressed

Distressed

Financial distressTechnical insolvency

Location

Map of Wokingham, Berkshire
C/O Flb Accountants Llp 1010 Eskdale Road, Winnersh Triangle
Wokingham, Berkshire, RG41 5TS
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Dolager Resource Solutions Limited

Dolager Resource Solutions
Corporate Banking
3 employeesInc. 2023West Malling, KentCH 14699567

Trajectory

2y · 2024–Now

Financial sub-scores

Computed from 2 filings
Net assets100 / 100
Headcount40 / 100
Key contacts (1)
AP
Aaron Paul Elliot
Director
More contacts & email available
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Company vitals
UK Headcount
3
UK Revenue
£131.1kEstimate
Founded
3 years ago
Since Mar 2023
HQ
West Malling, Kent
Financial health
78

Financial Health

Healthy

Healthy · 0% CAGR over 1y

Location

Map of West Malling, Kent
Suite 131, 80 Churchill Square
West Malling, Kent, ME19 4YU
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West Homes Property Management Limited

West Homes Property Management
Corporate Banking
1 employeesInc. 2022GlasgowCH SC729584

Trajectory

3y · 2023–Now
Key contacts (1)
RA
Roscoe Alexander West
Director
More contacts & email available
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Company vitals
UK Headcount
1
UK Revenue
£19.4kEstimate
Founded
4 years ago
Since Apr 2022
HQ
Glasgow
Financial health

Financial Health

Insufficient history

Insufficient history

Location

Map of Glasgow
2 Main Street, Killearn
Glasgow, G63 9NH
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CHALLENGER MANAGEMENT (UK) LIMITED

Challenger Management
Corporate Banking
Inc. 2022Mayfair, LondonCH 13977518

Trajectory

4y · 2023–Now

Financial sub-scores

Computed from 4 filings
Net assets0 / 100
Key contacts (1)
GI
Gary Isbister
Director
More contacts & email available
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Company vitals
UK Headcount
0
UK Revenue
£9.1kEstimate
Founded
4 years ago
Since Mar 2022
HQ
Mayfair, London
Financial health
0

Financial Health

Distressed

Distressed

Financial distressTechnical insolvency

Location

Map of Mayfair, London
40 New Bond Street
Mayfair, London, W1S 2RX
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CONNELLY & YEOMAN NOMINEES LIMITED

Connelly & Yeoman Nominees
Corporate Banking
0 employeesInc. 1998ArbroathCH SC187247

Trajectory

5y · 2021–Now

Financial sub-scores

Computed from 5 filings
Headcount0 / 100
More contacts & email available
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Company vitals
UK Headcount
0
UK Revenue
£0Estimate
Founded
27 years ago
Since Jul 1998
HQ
Arbroath
Financial health
0

Financial Health

Distressed

Distressed · -68% CAGR over 4y

Financial distress

Location

Map of Arbroath
78 High Street
Arbroath, DD11 1HL
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PCCI FACTORING LIMITED

Pcci Factoring
Corporate Banking
2 employeesInc. 2023WoodbridgeCH 14613887

Trajectory

3y · 2024–Now

Financial sub-scores

Computed from 3 filings
Net assets100 / 100
More contacts & email available
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Company vitals
UK Headcount
2
UK Revenue
£11.5kEstimate
Founded
3 years ago
Since Jan 2023
HQ
Woodbridge
Financial health
100

Financial Health

Strong

Strong · 0% CAGR over 1y

Location

Map of Woodbridge
Office 4, The Clubhouse Newbourne Road, Waldringfield
Woodbridge, IP12 4PT
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TFS Export Limited

TFS
Corporate Banking
1 employeesInc. 2007Pershore, WorcestershireCH 06409351
tfso.co.uk

Trajectory

4y · 2022–Now

Financial sub-scores

Computed from 4 filings
Net assets100 / 100
Cash100 / 100
Headcount0 / 100
What does TFS Export Limited do?

Provides trade finance and export support services, assessing buyer credit risk and advancing payments to exporters selling on credit. Also sources suppliers for industrial buyers and finances…

Who does TFS Export Limited sell to?

Serves B2B producers, exporters and large industrial buyers in the food and paper industries, especially firms trading internationally that need buyer credit terms, supply sourcing or…

Key contacts (1)
AM
Alessandro Maria Toso
Director
More contacts & email available
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Company vitals
UK Headcount
1
UK Revenue
£521.1kEstimate
Founded
18 years ago
Since Oct 2007
HQ
Pershore, Worcestershire
Financial health
73

Financial Health

Healthy

Healthy · -21% CAGR over 3y

Location

Map of Pershore, Worcestershire
Crowthers Chartered Accountants, 19 High Street
Pershore, Worcestershire, WR10 1AA
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SALLYPORT COMMERCIAL FINANCE LTD

Sallyport Commercial Finance
FintechCorporate Banking
0 employeesInc. 2022GlasgowCH SC751719
sallyportcf.co.uk

Trajectory

2y · 2024–Now

Financial sub-scores

Computed from 2 filings
Net assets0 / 100
Cash0 / 100
Headcount100 / 100
What does SALLYPORT COMMERCIAL FINANCE LTD do?

Provides commercial finance to small and medium-sized businesses, specialising in invoice finance products including invoice factoring, invoice discounting and confidential invoice finance, enabling…

Who does SALLYPORT COMMERCIAL FINANCE LTD sell to?

Serves UK SMEs and entrepreneurs seeking working-capital finance, especially businesses in transport, distribution, wholesale, recruitment, services, manufacturing, and oil and gas.

Key contacts (5)
JM
Joanna Mcclung Dunsmore Cashmore
Director
EE
Emma Elizabeth Hart
Director
NS
Nicholas Simon Hart
Director
KN
Kirsty Neely
Director
AM
Andrew Mackie Macgregor Tait
Director
More contacts & email available
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Company vitals
UK Headcount
0
UK Revenue
£452.3kEstimate
Founded
3 years ago
Since Nov 2022
HQ
Glasgow
Financial health
27

Financial Health

Weak

Weak · Hiring · 66% CAGR over 1y

HiringFinancial distressTechnical insolvency

Location

Map of Glasgow
Suite 5/4 Queens House, 29 St Vincent Place
Glasgow, G1 2DT
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UWC 2023 LIMITED

UWC 2023
Corporate Banking
2 employeesInc. 2023BelfastCH NI700842

Trajectory

1y · 2024–Now
Key contacts (2)
BH
Bill Hichens
Director
LB
Lewis Barton Simpson McCallan
Director
More contacts & email available
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Company vitals
UK Headcount
2
UK Revenue
£52kEstimate
Founded
2 years ago
Since Aug 2023
HQ
Belfast
Financial health

Financial Health

Insufficient history

Insufficient history

Location

Map of Belfast
40 Linenhall Street
Belfast, BT2 8BA
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Almastone Services Limited

AlmaStone
Corporate Banking
4 employeesInc. 2017London, Greater LondonCH 10865589
almastone.com

Trajectory

5y · 2021–Now

Financial sub-scores

Computed from 5 filings
Net assets29 / 100
Cash32 / 100
Headcount0 / 100
What does Almastone Services Limited do?

Provides direct lending and supply chain finance solutions, offering funding at different stages of the supply chain to support working capital and liquidity needs for businesses and trade…

Who does Almastone Services Limited sell to?

Serves B2B clients with capital requirements across supply chains, including companies seeking direct lending or supply chain finance solutions.

Key contacts (1)
JW
James-Scott Wu Wong
Director
More contacts & email available
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Company vitals
UK Headcount
4
UK Revenue
£1mEstimate
Founded
8 years ago
Since Jul 2017
HQ
London, Greater London
Financial health
22

Financial Health

Weak

Weak · -26% CAGR over 4y

Location

Map of London, Greater London
C/O Warwick Capital Partners, 86 Duke Of York Square
London, Greater London, SW3 4LY
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CHANGE BUSINESS FINANCE LIMITED

Change Business Finance
Corporate Banking
Inc. 2012Tunbridge WellsCH 08084085

Trajectory

5y · 2021–Now
Key contacts (2)
JM
Jane Mary Simkins
Director
NC
Nigel Christopher Simkins
Director
More contacts & email available
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Company vitals
UK Headcount
0
UK Revenue
£11.2kEstimate
Founded
14 years ago
Since May 2012
HQ
Tunbridge Wells
Financial health

Financial Health

Insufficient history

Insufficient history

Location

Map of Tunbridge Wells
15 Mendip Walk
Tunbridge Wells, TN2 3NL
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4SYTE LTD

4syte
Corporate Banking
40 employeesInc. 2016Chelmsford, EssexCH 10117411
4syte.co.uk

Trajectory

3y · 2020–Now

Financial sub-scores

Computed from 3 filings
Net assets100 / 100
Cash0 / 100
Headcount100 / 100
What does 4SYTE LTD do?

Provides business finance services including invoice finance, asset‑based lending, trade finance and secured loans. Offers funding facilities to SMEs, particularly in construction and contractual…

Who does 4SYTE LTD sell to?

Serves SMEs needing business finance, including construction and other contractual businesses, trading companies, asset-rich firms, and businesses seeking secured loans against residential or…

Key contacts (1)
MJ
Mark Jeremy Benson
Director
More contacts & email available
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Company vitals
UK Headcount
40
UK Revenue
£331.3kEstimate
Founded
10 years ago
Since Apr 2016
HQ
Chelmsford, Essex
Financial health
73

Financial Health

Healthy

Healthy · Hiring · 26% CAGR over 2y

Hiring

Location

Map of Chelmsford, Essex
Second Floor Steeple House, Church Lane
Chelmsford, Essex, CM1 1NH
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SB (UK) Limited

Sonali Bangladesh UK Limited
Corporate Banking
8 employeesInc. 2002Coventry, West MidlandsCH 04362337
sbuk.com

Trajectory

3y · 2023–Now

Financial sub-scores

Computed from 3 filings
Cash100 / 100
Headcount83 / 100
What does SB (UK) Limited do?

Provides trade finance and related banking services supporting cross‑border trade with Bangladesh. Offers structured financing, letters of credit, and financial solutions for banks and businesses…

Who does SB (UK) Limited sell to?

Serves banks, financial institutions and corporates involved in Bangladesh-related international trade, especially international banking and trade teams managing cross-border transactions.

More contacts & email available
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Company vitals
UK Headcount
8
UK Revenue
£311.7kEstimate
Founded
24 years ago
Since Jan 2002
HQ
Coventry, West Midlands
Financial health
92

Financial Health

Strong

Strong · Hiring · 15% CAGR over 2y

Hiring

Location

Map of Coventry, West Midlands
Bridge House, 9 - 13 Holbrook Lane
Coventry, West Midlands, CV6 4AD
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Winter Hey Investments Ltd

Silverburn Finance
FintechCorporate Banking
Inc. 2015BoltonCH 09900333
silverburnfinance.com

Trajectory

4y · 2023–Now

Financial sub-scores

Computed from 4 filings
Net assets100 / 100
What does Winter Hey Investments Ltd do?

Provides invoice factoring services to businesses, advancing up to around 98% of approved invoice values. Pays companies shortly after invoices are issued and provides credit control, enabling firms…

Who does Winter Hey Investments Ltd sell to?

Serves UK small and growing B2B companies with annual turnover from £50k, particularly in haulage, manufacturing, recruitment, wholesaling, plant hire and engineering.

More contacts & email available
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Company vitals
UK Headcount
0
UK Revenue
£26.2kEstimate
Founded
10 years ago
Since Dec 2015
HQ
Bolton
Financial health
100

Financial Health

Strong

Strong

Location

Map of Bolton
76 Winter Hey Lane, Horwich
Bolton, BL6 7PQ
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How UK Trade Finance companies work and how to sell to them

What they do

Trade finance providers earn income from interest, discount fees, arrangement fees, monitoring fees and, for brokers, commission from placed facilities. The service is usually a financing or payment-support workflow rather than pure software: origination, document review, credit assessment, funding, repayment and collections all sit together. Pricing tends to attach to a facility or funded invoice, with margin shaped by borrower quality, debtor risk, trade documentation and funding cost. Platform-led firms may add usage fees or subscription elements, but the economic centre remains transaction-linked credit.

Who they sell to

Most trade finance sellers work through direct origination, introducer networks and accountancy or advisory referrals, rather than pure self-serve channels. Buyers are typically finance directors, treasury managers, owner-managers, procurement leads and export sales teams in goods-moving businesses. Contract value is usually expressed as a credit limit or receivables line, so commercial discussion starts with cash conversion, debtor concentration and supplier terms rather than licence seats. Sales cycles can be short when a shipment or overdue buyer payment is urgent, but larger facilities tend to involve credit committee review, legal documentation and beneficiary checks.

What they buy

Most trade finance firms tend to spend on systems that reduce manual review and protect funding lines: CRM, broker pipeline management, credit decisioning, document capture, invoice verification, receivables monitoring, collections, loan servicing and covenant reporting. Compliance spend often covers know-your-business checks, sanctions screening, anti-money-laundering processes, audit trails and complaint handling. They also buy accounting support, legal drafting for assignments and guarantees, cyber security, cloud hosting, data storage, outsourced operations and specialist recruitment for underwriters, relationship managers and credit controllers. Vendors that understand both lending and trade documentation usually have an easier first conversation.

Why and how to sell to them

Trade finance buyers tend to evaluate new suppliers when origination volumes outgrow spreadsheet control, when new wholesale funding brings reporting conditions, or when cross-border activity exposes weak sanctions and document controls. Other triggers include a new finance or risk leader, a shift from brokered placements to balance-sheet lending, rising arrears, audit findings or hiring across credit and operations. Outbound messages work better when they connect to a specific friction point: faster credit packs, fewer disputed invoices, cleaner investor reporting, lower manual rekeying or better visibility of facility exposure by borrower, debtor and sector.

How this list is built

Methodology

Data sources

This list is built from UK Companies House filings, XBRL accounts data, and semantic analysis of each company's public website. Revenue and headcount figures come from the most recent filed accounts; where the company has not filed, values are estimated using a model trained on filed history and peer benchmarks and are labelled as estimates.

Classification

Rather than relying solely on SIC codes, Firmbase classifies each company semantically: the company's website is crawled, an AI model reads what the company actually sells, and the company is placed into the relevant industry and subsectors. SIC codes are used as one signal but not the only one. This means a company that registered under a generic SIC code but pivoted into (for example) fintech is correctly identified as fintech, not as its original SIC category.

Freshness

The underlying company data is refreshed from Companies House continuously; filings appear in the list within days of submission. The curated list ordering is regenerated when the underlying data moves meaningfully (company count changes by more than 5%, a new company enters the top-ranked segment, or the filed-revenue numbers for the top firms change). You can see the last-updated timestamp near the top of the page.

Sources

Also by city

Related directories

Frequently asked questions

How many trade finance companies are there in the UK?
Around 186 actively-trading trade finance companies are registered in the UK. Of those, 9 report turnover above £5M in their most recent filed accounts.
What counts as a trade finance company in this list?
A company is included when its public website and filed activity descriptions indicate it sells trade finance products or services as its primary business — not just because of the SIC code it picked at incorporation. Each company is tagged via semantic analysis of its website content; SIC codes are used as supporting signal, not the sole gate.
Which are the largest trade finance companies in the UK?
The list is ranked by a sales-readiness score — built from trading signals, financial health and growth rather than raw turnover — so the most actionable trade finance companies in the UK appear at the top of the table. Larger firms often still rank highly, because that score rewards genuine trading scale, but the order reflects sales-readiness, not turnover alone. About 9 of the 186 actively-trading firms report turnover above £5M in their most recent accounts; subsidiaries that file consolidated worldwide accounts are excluded so the figures stay comparable across UK filers.
What do trade finance companies in the UK actually do?
Trade finance providers earn income from interest, discount fees, arrangement fees, monitoring fees and, for brokers, commission from placed facilities. The service is usually a financing or payment-support workflow rather than pure software: origination, document review, credit assessment, funding, repayment and collections all sit together. Pricing tends to attach to a facility or funded invoice, with margin shaped by borrower quality, debtor risk, trade documentation and funding cost. Platform-led firms may add usage fees or subscription elements, but the economic centre remains transaction-linked credit.
How does UK trade finance compare internationally?
Cross-border comparisons of trade finance populations are tricky because every country defines the sector slightly differently and reports financials on different cadences. We focus this list on firms that file UK statutory accounts so the figures are comparable; international peer breakdowns aren't bundled here.
How is this list built and how fresh is the data?
The list is rebuilt from Companies House dump data, XBRL filings, and a website analysis pass over each company's public site. Companies with consolidated group accounts (worldwide rather than UK-only revenue) are excluded so the figures stay UK-specific. The page's last-updated date is shown at the top.
How big are the typical trade finance companies in the UK?
Company sizes in this list vary widely. The median actively-trading trade finance firm employs around 1 people, and median UK turnover across the list is roughly £30k in the most recent filed accounts.
Are these mostly new or established trade finance companies?
32 of the 186 actively-trading trade finance companies in this list were incorporated since 2022; the remainder were incorporated before then, so the the UK list mixes recent entrants with longer-established firms.
What SIC codes does this use?
Rather than relying solely on SIC codes, we build a semantic understanding of what each company actually does by scraping its website and analysing it with AI. This means a company is included based on what it sells, not what SIC code it picked at incorporation. SIC codes are used as a signal but not the primary classification.
What buying signals should I look for?
The strongest signals for B2B outbound are recent leadership changes (new CFO/CRO), rapid headcount growth, revenue-band changes, and web-stack changes. Firmbase tracks all of these automatically.

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