Companies Using PayU in Cardiff: 117 Active Firms (2026)
Companies running online payment technology take card and wallet payments on their websites across Cardiff and its city region.
Buying centres tend to sit in operations, finance and ecommerce rather than in a standalone payments function. Companies running this payment stack are usually using it to make a checkout, booking flow or membership journey work reliably enough for daily trading, with settlement, refunds and failed-payment handling visible to a lean back office. The Cardiff mix leans towards field services and trades, construction, travel and hospitality, so adoption often signals practical online selling rather than a large digital team. Typical engagements appear modest: a hosted checkout or website integration, some reconciliation work, and enough internal ownership to monitor conversion, disputes and customer service hand-offs.
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Cardiff has 117 actively trading companies running this payment stack, giving the city-region a small but visible adoption base across customer-facing service and commerce models. Reported employment totals 265 people, which fits the operational profile: many users appear to be small organisations where checkout, finance reconciliation and customer support are handled by the same compact team. The local pattern looks closer to practical merchant adoption than to a cluster of specialist payment vendors, with usage tied to website conversion, bookings, subscriptions and day-to-day settlement routines.
Checkout procurement usually centres on operational risk rather than software novelty. Cardiff merchants still need clear refund terms, customer support paths, chargeback handling and reconciliation controls when the processing layer is outsourced. The more sensitive obligations sit around customer data capture, token storage, fraud screening and access permissions inside the website or booking stack. For smaller organisations, the practical question is often whether the integration reduces manual handling without adding checkout breakage, settlement uncertainty or awkward hand-offs between the website supplier, finance team and payment provider.
Adoption appears likely to remain tied to merchant housekeeping rather than speculative technology spend. Companies with older checkout journeys tend to feel pressure from abandoned payments, mobile conversion issues and rising fraud checks, while lean teams prefer payment tools that sit inside existing website and booking workflows. Bundling may pull some users towards broader commerce platforms, and that could make standalone gateway choices less visible over time. Cardiff’s cohort therefore looks set to move by replacement cycles, agency recommendations and finance-team tolerance for reconciliation work, not by a sudden wave of new payment experimentation.
What’s in the file
One row per company, 50+ columns — everything below plus each company’s verified directors, from Companies House filings.
Company data
Verified directors — included
Adoption by company size
Adoption of PayU rises with company size across the trading companies in this cohort. 0.4% of the 25,287 companies with under 10 employees run PayU (90 detected). 2.1% of the 1,326 companies with 10–50 employees run PayU (28 detected). 1.2% of the 167 companies with over 50 employees run PayU (2 detected). That is a 0.8% gap between the over 50 employees and under 10 employees bands.
117
Active firms
2026
2
Above £5M turnover
Trading firms
6
Median headcount
Filed accounts
232
Verified directors
Across this cohort
Top companies using PayU in Cardiff
Ranked by sales-readiness score: an AI model assesses what each company does, its sector and size, and scores its overall fit. Best-fit prospects appear first.
Financial sub-scores
Computed from 4 filingsFinancial Health
StableStable · Hiring · 3% CAGR over 4y
Location
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Financial sub-scores
Computed from 5 filingsFinancial Health
StableStable · Hiring · 19% CAGR over 4y
Location
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Financial sub-scores
Computed from 5 filingsFinancial Health
DistressedDistressed · -8% CAGR over 5y
Location
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Financial sub-scores
Computed from 5 filingsFinancial Health
DistressedDistressed · -19% CAGR over 4y
Location
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Financial sub-scores
Computed from 5 filingsFinancial Health
DistressedDistressed · -22% CAGR over 4y
Location
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Financial sub-scores
Computed from 5 filingsFinancial Health
DistressedDistressed · -7% CAGR over 4y
Location
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Financial sub-scores
Computed from 5 filingsFinancial Health
HealthyHealthy · -68% CAGR over 4y
Location
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Financial sub-scores
Computed from 5 filingsFinancial Health
WeakWeak · -12% CAGR over 4y
Location
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Financial sub-scores
Computed from 5 filingsFinancial Health
HealthyHealthy · Growing · 0% CAGR over 4y
Location
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Financial sub-scores
Computed from 5 filingsFinancial Health
HealthyHealthy · Hiring · 41% CAGR over 4y
Location
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The complete list in one Excel/CSV file — company details, websites and key data. Yours to download and use.
Financial sub-scores
Computed from 5 filingsFinancial Health
StrongStrong
Location
Buy this list of 183 companies
The complete list in one Excel/CSV file — company details, websites and key data. Yours to download and use.
Financial sub-scores
Computed from 5 filingsFinancial Health
StrongStrong
Location
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The complete list in one Excel/CSV file — company details, websites and key data. Yours to download and use.
Financial sub-scores
Computed from 5 filingsFinancial Health
WeakWeak · -3% CAGR over 4y
Location
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Financial sub-scores
Computed from 5 filingsFinancial Health
StrongStrong · Growing · 0% CAGR over 4y
Location
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Financial sub-scores
Computed from 3 filingsFinancial Health
WeakWeak · -35% CAGR over 2y
Location
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Financial sub-scores
Computed from 5 filingsFinancial Health
StableStable · Hiring · 7% CAGR over 4y
Location
Buy this list of 183 companies
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Financial sub-scores
Computed from 5 filingsFinancial Health
HealthyHealthy · Hiring · 19% CAGR over 4y
Location
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Financial sub-scores
Computed from 5 filingsFinancial Health
StrongStrong · Hiring · 26% CAGR over 4y
Location
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Financial sub-scores
Computed from 5 filingsFinancial Health
DistressedDistressed · -11% CAGR over 4y
Location
Buy this list of 183 companies
The complete list in one Excel/CSV file — company details, websites and key data. Yours to download and use.
Financial sub-scores
Computed from 4 filingsFinancial Health
DistressedDistressed · 0% CAGR over 3y
Location
Buy this list of 183 companies
The complete list in one Excel/CSV file — company details, websites and key data. Yours to download and use.
Financial sub-scores
Computed from 5 filingsFinancial Health
StableStable · -2% CAGR over 4y
Location
Buy this list of 183 companies
The complete list in one Excel/CSV file — company details, websites and key data. Yours to download and use.
Financial sub-scores
Computed from 4 filingsFinancial Health
WeakWeak · -74% CAGR over 3y
Location
Buy this list of 183 companies
The complete list in one Excel/CSV file — company details, websites and key data. Yours to download and use.
Financial sub-scores
Computed from 5 filingsFinancial Health
WeakWeak · 0% CAGR over 3y
Location
Buy this list of 183 companies
The complete list in one Excel/CSV file — company details, websites and key data. Yours to download and use.
Financial sub-scores
Computed from 5 filingsFinancial Health
WeakWeak · -12% CAGR over 4y
Location
Buy this list of 183 companies
The complete list in one Excel/CSV file — company details, websites and key data. Yours to download and use.
Financial sub-scores
Computed from 5 filingsFinancial Health
WeakWeak
Location
Buy this list of 183 companies
The complete list in one Excel/CSV file — company details, websites and key data. Yours to download and use.
Financial sub-scores
Computed from 5 filingsFinancial Health
StrongStrong
Location
Buy this list of 183 companies
The complete list in one Excel/CSV file — company details, websites and key data. Yours to download and use.
Financial sub-scores
Computed from 5 filingsFinancial Health
DistressedDistressed · -70% CAGR over 4y
Location
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Financial sub-scores
Computed from 5 filingsProvides repair and maintenance services for residential properties, including building repairs, upkeep, and general property maintenance work for homeowners and residential landlords and property…
Serves residential property owners, landlords and property managers needing repair and maintenance support for homes and rental properties.
Financial Health
StableStable · -4% CAGR over 4y
Location
Buy this list of 183 companies
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Financial sub-scores
Computed from 2 filingsFinancial Health
WeakWeak · -14% CAGR over 1y
Location
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154 more companies and their verified directors are in the file
You’re seeing the top 29. Buy the list to get all 183 with directors, websites and financials.
Key facts
About 1% of the trading cohort reports turnover above £5M (2 of 117 firms) — the rest sits below that revenue band.
6% of the cohort was incorporated since 2022 (8 firms), so a sizeable share is in its first few filing cycles.
Field Services & Trades account for 47.9% (56) of Cardiff payment-technology users, with Construction adding 16.2% (19).
Travel & Hospitality makes up 12.0% (14), so the cohort includes booking-led operators as well as goods and services sellers.
Two other detected business applications appear across 100.0% (117) of the cohort, and two more appear on 99.1% (116).
Financial-risk distribution is mixed: 31.6% (37) are classed as stable, while 10.3% (12) are weak and 10.3% (12) are distressed.
What else do PayU users run?
Share of the 117 PayU-running UK companies where each technology was also detected. As of June 2026.
Who runs PayU in the UK?
By sector
Sectors overlap, so shares need not sum to 100%.
By financial health
From filed accounts; firms with fewer than two filings show as insufficient history.
6
Median headcount
£413.9K
Median UK turnover
1.7%
Above £5M turnover
8
Incorporated since 2022
Verified directors — included in the file
Director names and roles for these 183 companies, alongside financials and websites, in one Excel + CSV file.
How PayU usage is detected
Company data
Detected companies are joined to UK Companies House records and XBRL accounts data. Revenue and headcount figures come from the most recent filed accounts; where the company has not filed, values are estimated using a model trained on filed history and peer benchmarks and are labelled as estimates.
Detection
Firmbase crawls the public website of actively-trading UK companies and fingerprints the technologies present: tracking scripts, embedded forms, chat widgets, CMS markers and similar signatures. A company is included in this list when one or more of the technology's signatures are found on its site; closely-related variants of the same product are grouped under one name. Detection covers what is visible on the public web — a company using the technology purely internally, with no website footprint, will not appear. Counts are therefore a conservative floor, not a ceiling.
Freshness
Websites are re-crawled on a rolling basis and the underlying company data is refreshed from Companies House continuously; filings appear within days of submission. The list and its statistics are regenerated when the detected cohort moves meaningfully. You can see the last-updated timestamp near the top of the page.
PayU is a trademark of its respective owner. Firmbase is not affiliated with, sponsored by, or endorsed by the trademark owner.
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Frequently asked questions
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