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Non-Bank Lending Companies in Manchester: 50+ Active Firms (2026)

Non-bank lending companies provide credit, crowdfunding and asset-finance services outside mainstream banks in the Manchester area.

Buying activity in the Manchester cohort tends to sit around SME working-capital and asset finance, property-backed lending, consumer or specialist credit, and investor-facing platforms. Customers range from owner-managed businesses and property borrowers to consumers and private investors, with some intermediaries acting as brokers rather than balance-sheet lenders. Engagements are usually not simple referrals; they involve credit assessment, onboarding checks, servicing, collections and, where investors are involved, suitability workflows. The more commercially mature firms tend to combine local origination with technology-enabled underwriting and administration, rather than relying solely on branch-style relationship lending.

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Manchester has 56 actively trading non-bank lending companies, giving the area a relatively concentrated cohort rather than a broad national marketplace. Reported headcount totals 456 people, suggesting a market made up largely of lean operators with a handful of larger revenue businesses. The local mix matters for researchers because credit products, investor platforms and finance intermediation can sit close together under alternative-lending labels, while the underlying business models differ on balance-sheet exposure, regulated activity and dependence on external capital.

UK alternative lending is not a unified licence category. FCA permissions attach to the activity being carried out, so loan-based crowdfunding, investment-based crowdfunding, payment services linked to some crowdfunding models, financial promotions and investor onboarding can all create different obligations. The FCA describes crowdfunding and peer-to-peer lending as high-risk investment activity, and platforms are expected to hold the correct permissions. Promotions are also constrained by investor category and appropriateness checks, while statutory compensation protection is generally limited where an underlying borrower or platform fails.

Manchester’s non-bank lending market appears likely to remain specialist rather than broad-based. The cohort leans towards lean teams and targeted credit niches, so growth tends to depend on referral channels, funding access and risk controls rather than brand reach. Regulatory pressure is also a constraint: firms that touch investor money, promotions or consumer-facing credit need governance that can feel heavy for early-commercial businesses. Consolidation may come through portfolio purchases, broker integration or platform exits, although lender appetite will remain tied to credit performance.

56

Active firms

2026

8

Above £5M

turnover threshold

8

New since 2022

incorporated firms

Key facts

About 14% of the trading cohort reports turnover above £5M (8 of 56 firms) — the rest sits below that revenue band.

14% of the cohort was incorporated since 2022 (8 firms), so a sizeable share is in its first few filing cycles.

UK alternative lending is not a single licence category; FCA permissions depend on the activity, including loan-based crowdfunding, peer-to-peer lending and investment-based crowdfunding.

The FCA treats crowdfunding and peer-to-peer lending as high-risk investment activities, with authorisation, permissioning and promotion rules for platforms.

Promotions can only be made to certain investor categories, including restricted, sophisticated or high-net-worth investors, or consumers who pass an appropriateness test.

Community development finance institutions lent £141.6M to 5,825 enterprises in 2024, giving one benchmark for non-bank credit reaching smaller businesses.

SME asset-finance new business rose 0.9% in 2024 to £23.5 billion, keeping equipment and vehicle finance within the wider non-bank lending frame.

Top Manchester non-bank lending companies

Company
Sales readinessHow strongly each company matches this list’s ideal-customer profile. An AI model assesses what each company does (from its website), its sector and size, and scores its overall fit 0–100. Companies are listed highest score first, so the best-fit prospects appear at the top.
Turnover
Employees
Growth (yoy)Year-on-year change in UK headcount, from filed accounts.
Financial healthComposite 0–100 score from recent XBRL filings (profitability, net assets, liquidity, cash, headcount). Bands: Strong, Healthy, Stable, Weak, Distressed.
Location

ASSETZ SME CAPITAL LIMITED

Assetz Capital
FintechReal Estate & Property
0 employeesInc. 2012ManchesterCH 08007287
assetzcapital.co.uk

Trajectory

3y · 2023–Now

Financial sub-scores

Computed from 3 filings
Cash0 / 100
Headcount0 / 100
What does ASSETZ SME CAPITAL LIMITED do?

Provides secured lending to small and medium-sized businesses and property investors through a marketplace lending platform. Offers development finance, bridging loans, residential refurbishment…

Who does ASSETZ SME CAPITAL LIMITED sell to?

Serves SME property developers, professional property investors, landlords and established businesses seeking property-backed finance, with a dedicated intermediary and broker channel.

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Company vitals
UK Headcount
0
UK Revenue
£8.8m
Founded
14 years ago
Since Mar 2012
HQ
Manchester
Financial health
0

Financial Health

Distressed

Distressed · -96% CAGR over 2y

Financial distress

Location

Map of Manchester
Assetz House Manchester Green, 335 Styal Road
Manchester, M22 5LW
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Manchester Finance Company Limited

Goldcrest Finance
Real Estate & PropertyCorporate BankingFintech
Inc. 2015ManchesterCH 09505202
goldcrestfinance.com

Trajectory

3y · 2023–Now
What does Manchester Finance Company Limited do?

Provides specialist property finance to businesses, developers and investors, including bridging loans, development finance, and funding for commercial property acquisitions or capital raising…

Who does Manchester Finance Company Limited sell to?

Serves UK businesses, property developers and property investors seeking finance secured against commercial, residential, land or unusual property assets.

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Company vitals
UK Headcount
0
UK Revenue
£218.5kEstimate
Founded
11 years ago
Since Mar 2015
HQ
Manchester
Financial health

Financial Health

Insufficient history

Insufficient history

Location

Map of Manchester
The Robert Street Hub, 12-14 Robert Street
Manchester, M3 1EY
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SENECA TRADE FINANCE LTD

Seneca Trade Partners
FintechStartup
0 employeesInc. 2016ManchesterCH 10304509
senecatradepartners.com

Trajectory

5y · 2021–Now

Financial sub-scores

Computed from 5 filings
Net assets100 / 100
Cash67 / 100
Headcount0 / 100
What does SENECA TRADE FINANCE LTD do?

Provides stock funding and revolving loan facilities to small and medium-sized businesses. Offers finance for purchasing inventory and trading activities, with credit limits typically from £25,000 to…

Who does SENECA TRADE FINANCE LTD sell to?

Serves UK SMEs and trading businesses that buy, hold or manufacture stock, including importers, wholesalers and product-led firms seeking £25k-£300k working-capital facilities.

Key contacts (1)
CG
Christopher Gordon Divers
Director
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Company vitals
UK Headcount
0
UK Revenue
£1.3mEstimate
Founded
9 years ago
Since Aug 2016
HQ
Manchester
Financial health
64

Financial Health

Healthy

Healthy · -60% CAGR over 4y

Location

Map of Manchester
Gregs Building, 1 Booth Street
Manchester, M2 4DU
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APOLLO BUSINESS FINANCE LIMITED

Apollo Business Finance
Fintech
20 employeesInc. 2016Didsbury, ManchesterCH 10292884
apollofinance.biz

Trajectory

2y · 2023–Now

Financial sub-scores

Computed from 2 filings
Net assets32 / 100
Cash100 / 100
Headcount66 / 100
What does APOLLO BUSINESS FINANCE LIMITED do?

Provides invoice finance and factoring services to businesses, advancing funds against unpaid customer invoices to improve cash flow. Also offers construction invoice finance, CHOCC‑backed funding…

Who does APOLLO BUSINESS FINANCE LIMITED sell to?

Serves UK SMEs with unpaid B2B invoices, especially firms facing cash-flow gaps, slow customer payment terms, poor credit, CCJs, or lender rejection, including construction and temporary employment…

Key contacts (2)
DM
Dean McGarry
Director
JL
John Laurence Shulman
Director
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Company vitals
UK Headcount
20
UK Revenue
£9.5mEstimate
Founded
9 years ago
Since Jul 2016
HQ
Didsbury, Manchester
Financial health
60

Financial Health

Healthy

Healthy · Hiring · 12% CAGR over 1y

Hiring

Location

Map of Didsbury, Manchester
Suite 4, 1st Floor, Egerton House Towers Business Park, Wilmslow Road
Didsbury, Manchester, M20 2DX
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AUSCASH LIMITED

Auscash
Fintech
0 employeesInc. 1993ManchesterCH 02812661
auscashltd.com

Trajectory

5y · 2021–Now

Financial sub-scores

Computed from 5 filings
Net assets39 / 100
Cash100 / 100
Headcount0 / 100
What does AUSCASH LIMITED do?

Provides financing services to automotive businesses, including invoice factoring and stock funding. Helps bodyshops and vehicle dealerships release cash from invoices and finance vehicle inventory…

Who does AUSCASH LIMITED sell to?

Serves UK automotive-sector businesses, particularly bodyshops and vehicle dealerships needing working-capital support for invoices or vehicle stock.

Key contacts (4)
DE
Deborah Elizabeth Rawlings
Director
GT
Graeme Thomas Correy
Director
RL
Roslyn Lesley Correy
Director
CJ
Christopher Jeffrey Rawlings
Director
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Company vitals
UK Headcount
0
UK Revenue
£607.4kEstimate
Founded
33 years ago
Since Apr 1993
HQ
Manchester
Financial health
45

Financial Health

Stable

Stable · -67% CAGR over 4y

Location

Map of Manchester
Ship Canal House, 98 King Street
Manchester, M2 4WU
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ROMACO SPV3 LIMITED

Roma Finance
Corporate BankingFintechReal Estate & Property
Inc. 2016ManchesterCH 10518586
romafinance.co.uk

Trajectory

5y · 2021–Now

Financial sub-scores

Computed from 5 filings
Cash100 / 100
What does ROMACO SPV3 LIMITED do?

Provides short‑term bridging loans, refurbishment and buy‑to‑let finance, and development funding for property investors and developers. Offers lending products and partner channels to support…

Who does ROMACO SPV3 LIMITED sell to?

Serves property investors, landlords and developers seeking bridging, buy-to-let, refurbishment and commercial development finance, including borrowers introduced through broker and partner channels.

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Company vitals
UK Headcount
0
UK Revenue
£122.8kEstimate
Founded
9 years ago
Since Dec 2016
HQ
Manchester
Financial health
100

Financial Health

Strong

Strong

Location

Map of Manchester
15 Carnarvon Street
Manchester, M3 1HJ
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Evolution Money

FintechRetail BankingCorporate Banking
27 employeesInc. 2009ManchesterCH 06987852
evolutionmoney.co.uk
What does Evolution Money do?

Provides secured homeowner loans for purposes such as debt consolidation, home improvements, vehicle purchases and other personal spending. Offers loans typically from £5,000 to £105,000 with…

Who does Evolution Money sell to?

Serves UK consumers who own homes, including borrowers seeking larger loans for debt consolidation, home improvements, vehicles or holidays, and applicants whose circumstances or credit scores may…

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Company vitals
UK Headcount
27
UK Revenue
£29.2kEstimate
Founded
16 years ago
Since Aug 2009
HQ
Manchester

Location

Map of Manchester
9 Portland Street
Manchester, M1 3BE
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GROSVENOR FUNDING LTD

Grosvenor Funding
FintechReal Estate & Property
0 employeesInc. 2017Manchester, LancashireCH 10814139
grosvenorfunding.co.uk

Trajectory

2y · 2024–Now

Financial sub-scores

Computed from 2 filings
Net assets100 / 100
Cash100 / 100
Headcount7 / 100
What does GROSVENOR FUNDING LTD do?

Provides short-term bridging loans for property and business transactions. Offers finance secured against residential, semi-commercial and commercial property or land, including funding for…

Who does GROSVENOR FUNDING LTD sell to?

Serves individual property buyers, homeowners, company directors and businesses needing short-term funding for residential, semi-commercial, commercial or land transactions across England, Scotland…

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Company vitals
UK Headcount
0
UK Revenue
£13.4mEstimate
Founded
8 years ago
Since Jun 2017
HQ
Manchester, Lancashire
Financial health
75

Financial Health

Healthy

Healthy · -40% CAGR over 1y

Location

Map of Manchester, Lancashire
Sandfold House Sandfold Lane, Levenshulme
Manchester, Lancashire, M19 3BJ
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I QUOTE LIMITED

I Quote
FintechLegal ServicesSaaS
0 employeesInc. 2016Manchester, Greater ManchesterCH 09951899
iquoteltd.com

Trajectory

5y · 2021–Now

Financial sub-scores

Computed from 5 filings
Net assets100 / 100
Cash100 / 100
Headcount0 / 100
What does I QUOTE LIMITED do?

Provides financial services and operational support to law firms, including operational expenditure loans, legal disbursement funding and cost advance finance. Develops legal technology tools such as…

Who does I QUOTE LIMITED sell to?

Serves B2B customers in the legal sector, primarily law firms and legal practices seeking financial support, legal technology, outsourcing, expert witness access, and operational efficiency tools.

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Company vitals
UK Headcount
0
UK Revenue
£16.5mEstimate
Founded
10 years ago
Since Jan 2016
HQ
Manchester, Greater Manchester
Financial health
73

Financial Health

Healthy

Healthy · -66% CAGR over 4y

Location

Map of Manchester, Greater Manchester
Cardinal House, St. Marys Parsonage
Manchester, Greater Manchester, M3 2LY
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LATITUDE LEASING LIMITED

Latitude Leasing
Fintech
0 employeesInc. 2019Castlefield, ManchesterCH 11982529
latitudeleasing.co.uk

Trajectory

5y · 2021–Now

Financial sub-scores

Computed from 5 filings
Net assets86 / 100
Cash100 / 100
Headcount0 / 100
What does LATITUDE LEASING LIMITED do?

Arranges business finance for SMEs through leasing and lending products, including finance leases, hire purchase, operating leases, asset refinance, commercial loans, and vehicle finance, working…

Who does LATITUDE LEASING LIMITED sell to?

Serves SMEs and business owners seeking funding for equipment, vehicles, assets or projects, as well as suppliers of business equipment that want finance options for their customers.

Key contacts (2)
MF
Michael Francis Nolan
Director
ME
Michaela Elizabeth Dodd
Director
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Company vitals
UK Headcount
0
UK Revenue
£1.8mEstimate
Founded
7 years ago
Since May 2019
HQ
Castlefield, Manchester
Financial health
67

Financial Health

Healthy

Healthy · -60% CAGR over 4y

Location

Map of Castlefield, Manchester
3rd Floor Eastgate, Castle Street
Castlefield, Manchester, M3 4LZ
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Evolution Lending

Corporate BankingFintechRetail Banking
5 employeesInc. 2007ManchesterCH 06113307
evolutionlending.co.uk
What does Evolution Lending do?

Provides secured consumer loans backed by residential property, including non‑standard lending for borrowers with complex credit profiles. Accepts referrals from financial introducers and offers loan…

Who does Evolution Lending sell to?

Serves UK consumers seeking secured residential property loans, particularly financially stressed or non-standard borrowers, and works with business introducers/referrers who refer clients needing…

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Company vitals
UK Headcount
5
UK Revenue
£91.5kEstimate
Founded
19 years ago
Since Feb 2007
HQ
Manchester

Location

Map of Manchester
9 Portland Street
Manchester, M1 3BE
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GDP FUNDING LIMITED

GDP Funding
FintechCorporate BankingInvestment Banking
0 employeesInc. 2010ManchesterCH 07385360
gdpfunding.com

Trajectory

5y · 2019–Now

Financial sub-scores

Computed from 5 filings
Cash100 / 100
Headcount0 / 100
What does GDP FUNDING LIMITED do?

Commercial property finance brokerage arranging funding for real estate investors and developers. Sources loans from lenders for acquisitions, refinancing, development projects and bridging finance,…

Who does GDP FUNDING LIMITED sell to?

Serves property investors and developers seeking finance for commercial and residential investment or development projects, including acquisitions, refinancing and bridging needs.

Key contacts (1)
KL
Karen Lynn Hunter
Director
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Company vitals
UK Headcount
0
UK Revenue
£94.1kEstimate
Founded
15 years ago
Since Sep 2010
HQ
Manchester
Financial health
50

Financial Health

Stable

Stable · -54% CAGR over 5y

Location

Map of Manchester
3rd Floor, 26 Cross Street
Manchester, M2 7AQ
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MATCH ME CAR FINANCE LTD

Match ME CAR Finance
FintechAutomotive Retail
64 employeesInc. 2018ManchesterCH 11224794
matchmecarfinance.co.uk

Trajectory

5y · 2021–Now

Financial sub-scores

Computed from 5 filings
Net assets100 / 100
Cash100 / 100
Headcount100 / 100
What does MATCH ME CAR FINANCE LTD do?

Provides car finance brokerage services through an online platform. Compares loan offers from a panel of lenders, provides quotes and eligibility checks, and enables customers to browse dealer…

Who does MATCH ME CAR FINANCE LTD sell to?

Serves UK consumers seeking finance to buy cars, including applicants comparing lender options and browsing vehicles from dealers nationwide.

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Company vitals
UK Headcount
64
UK Revenue
£2.2mEstimate
Founded
8 years ago
Since Feb 2018
HQ
Manchester
Financial health
100

Financial Health

Strong

Strong · Growing, Hiring · 37% CAGR over 4y

GrowingHiring

Location

Map of Manchester
The Royals, 353 Altrincham Road
Manchester, M22 4BJ
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HN FLOW LTD

Hydr
FintechSaaSStartup
0 employeesInc. 2020ManchesterCH 12843859
hydr.co.uk/terms-and-conditions

Trajectory

3y · 2023–Now

Financial sub-scores

Computed from 3 filings
Net assets27 / 100
Cash0 / 100
Headcount0 / 100
What does HN FLOW LTD do?

Provides a cloud-based platform that connects with accounting software to access invoice and payment data, enabling assessment of business invoices for financing. The app allows businesses and…

Who does HN FLOW LTD sell to?

Serves businesses in England and Wales that issue invoices to third parties, along with accountants supporting business clients and managing accounting data.

Key contacts (1)
NW
Nicola Weedall
Director
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Company vitals
UK Headcount
0
UK Revenue
£303.8kEstimate
Founded
5 years ago
Since Aug 2020
HQ
Manchester
Financial health
12

Financial Health

Distressed

Distressed · -88% CAGR over 2y

Financial distress

Location

Map of Manchester
Cubo, No.1 Spinningfields
Manchester, M3 3AP
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NEW MILLENNIA SOLUTIONS LIMITED

New Millennia
Recruitment & StaffingFintechAccounting & Audit
115 employeesInc. 2007Castlefield, ManchesterCH 06157518
newmillennia.co.uk

Trajectory

5y · 2021–Now

Financial sub-scores

Computed from 5 filings
Cash100 / 100
Headcount100 / 100
What does NEW MILLENNIA SOLUTIONS LIMITED do?

Provides funding, payroll processing and back‑office administration for recruitment agencies. Services include invoice factoring, invoicing, credit control, contractor payroll, contractual…

Who does NEW MILLENNIA SOLUTIONS LIMITED sell to?

Serves start-up and established SME recruitment agencies across the UK, particularly owners and managers running temporary worker payroll and back-office operations.

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Company vitals
UK Headcount
115
UK Revenue
£2.2mEstimate
Founded
19 years ago
Since Mar 2007
HQ
Castlefield, Manchester
Financial health
100

Financial Health

Strong

Strong · Hiring · 254% CAGR over 4y

Hiring

Location

Map of Castlefield, Manchester
3rd Floor Eastgate, Castle Street
Castlefield, Manchester, M3 4LZ
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Capify

Fintech
5 employeesInc. 2018AltrinchamCH 11715734
capify.com
What does Capify do?

Provides small business loans and other financing products to SMEs, offering business funding and working capital through online applications and digital lending platforms for commercial borrowers.

Who does Capify sell to?

Serves SMEs and small businesses in the UK, Australia and US, targeting business owners and companies seeking loans or related business finance products.

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Company vitals
UK Headcount
5
UK Revenue
£339.7kEstimate
Founded
7 years ago
Since Dec 2018
HQ
Altrincham

Location

Map of Altrincham
First Floor Hamilton House, 249 Church Street
Altrincham, WA14 4DR
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CLICK LOANS LIMITED

Click Loans
Fintech
22 employeesInc. 2016CheadleCH 10145269
clickloansltd.co.uk

Trajectory

5y · 2021–Now

Financial sub-scores

Computed from 5 filings
Net assets0 / 100
Cash47 / 100
Headcount97 / 100
What does CLICK LOANS LIMITED do?

Provides business financing including startup loans and revenue‑based lending linked to card payment sales. Offers funding based on card terminal transactions and business income, with an online…

Who does CLICK LOANS LIMITED sell to?

Serves UK businesses seeking funding, including startups, growing companies, and physical businesses with card payment activity. Targets registered businesses with terminals, business bank accounts,…

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Company vitals
UK Headcount
22
UK Revenue
£950.6kEstimate
Founded
10 years ago
Since Apr 2016
HQ
Cheadle
Financial health
39

Financial Health

Weak

Weak · Hiring · 10% CAGR over 4y

Hiring

Location

Map of Cheadle
Alexander House 4 Station Road, Cheadle Hulme
Cheadle, SK8 5AE
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PENUMBRA BUSINESS FINANCE LIMITED

Penumbra Business Finance
Corporate BankingFintechRetail Banking
6 employeesInc. 2023StockportCH 14595150
penumbra.finance

Trajectory

2y · 2024–Now

Financial sub-scores

Computed from 2 filings
Net assets100 / 100
Cash22 / 100
Headcount100 / 100
What does PENUMBRA BUSINESS FINANCE LIMITED do?

Acts as a finance brokerage arranging funding for businesses by introducing clients to lenders. Facilitates asset finance, asset refinance, invoice finance, business loans, and commercial mortgages,…

Who does PENUMBRA BUSINESS FINANCE LIMITED sell to?

Serves SMEs and business owners, particularly in Cheshire, needing business finance options such as asset finance, invoice finance, refinancing, loans or commercial mortgages.

Key contacts (2)
SL
Samuel Lee William German
Director
BM
Bradley Mathew Garside
Director
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Company vitals
UK Headcount
6
UK Revenue
£245.8kEstimate
Founded
3 years ago
Since Jan 2023
HQ
Stockport
Financial health
79

Financial Health

Healthy

Healthy · Hiring · 100% CAGR over 1y

Hiring

Location

Map of Stockport
2 Buxton Road, High Lane
Stockport, SK6 8AA
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MOTOR GENIUS GROUP LTD

DSG Group
Fintech
Inc. 2020Stockport, CheshireCH 12817070
dsgfs.com

Trajectory

3y · 2021–Now

Financial sub-scores

Computed from 3 filings
Net assets0 / 100
What does MOTOR GENIUS GROUP LTD do?

Provides car finance brokerage and technology services for motor dealerships. Connects dealers and car buyers with a panel of lenders, offering quoting systems, loan introductions, and software…

Who does MOTOR GENIUS GROUP LTD sell to?

Serves franchised, independent and prestige car dealerships, plus car buyers seeking vehicle finance, in the UK motor finance market.

Key contacts (2)
PM
Philip Meade Kehoe
Director
LH
Liam Hewitt
Director
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Company vitals
UK Headcount
0
UK Revenue
£5.9kEstimate
Founded
5 years ago
Since Aug 2020
HQ
Stockport, Cheshire
Financial health
0

Financial Health

Distressed

Distressed

Financial distress

Location

Map of Stockport, Cheshire
Unity House, Bird Hall Lane
Stockport, Cheshire, SK3 0UX
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Silverburn Finance (U.K.) Limited

Silverburn Finance (U.K.)
Fintech
6 employeesInc. 1962Bolton, LancsCH 00712494
silverburnfinance.com

Trajectory

2y · 2024–Now

Financial sub-scores

Computed from 2 filings
Net assets36 / 100
Cash58 / 100
Headcount40 / 100
What does Silverburn Finance (U.K.) Limited do?

Provides invoice factoring services to businesses, advancing a percentage of approved invoices to improve cash flow. Manages debtor collections and credit control, paying clients shortly after…

Who does Silverburn Finance (U.K.) Limited sell to?

Sells to UK small businesses needing invoice factoring, particularly firms with turnover above £50k and invoices over £500. Serves sectors including haulage, manufacturing, recruitment, wholesaling,…

Key contacts (1)
IM
Irene Mary Boundy
Director
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Company vitals
UK Headcount
6
UK Revenue
£4.1mEstimate
Founded
64 years ago
Since Jan 1962
HQ
Bolton, Lancs
Financial health
43

Financial Health

Stable

Stable · 0% CAGR over 1y

Location

Map of Bolton, Lancs
76 Winter Hey Lane, Horwich
Bolton, Lancs, BL6 7PQ
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Winter Hey Investments Ltd

Silverburn Finance
FintechCorporate Banking
Inc. 2015BoltonCH 09900333
silverburnfinance.com

Trajectory

4y · 2023–Now

Financial sub-scores

Computed from 4 filings
Net assets100 / 100
What does Winter Hey Investments Ltd do?

Provides invoice factoring services to businesses, advancing up to around 98% of approved invoice values. Pays companies shortly after invoices are issued and provides credit control, enabling firms…

Who does Winter Hey Investments Ltd sell to?

Serves UK small and growing B2B companies with annual turnover from £50k, particularly in haulage, manufacturing, recruitment, wholesaling, plant hire and engineering.

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Company vitals
UK Headcount
0
UK Revenue
£26.2kEstimate
Founded
10 years ago
Since Dec 2015
HQ
Bolton
Financial health
100

Financial Health

Strong

Strong

Location

Map of Bolton
76 Winter Hey Lane, Horwich
Bolton, BL6 7PQ
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ALG Finance Limited

A L G Finance
Fintech
3 employeesInc. 2000Hyde, CheshireCH 04040097
algfinance.co.uk

Trajectory

4y · 2022–Now

Financial sub-scores

Computed from 4 filings
Net assets93 / 100
Cash100 / 100
Headcount40 / 100
What does ALG Finance Limited do?

Provides asset finance and refinancing for businesses, funding equipment through lease and hire purchase. Also arranges business loans, commercial mortgages, factoring and invoice discounting,…

Who does ALG Finance Limited sell to?

Serves UK SMEs and business owners seeking funding for business-related assets, cash flow, property or loans, across varied sectors and credit situations, with transactions from £1,000 to £3 million.

Key contacts (2)
JT
Josy-Ann Taylor
Director
LJ
Linus Jonathan Berry
Director
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Company vitals
UK Headcount
3
UK Revenue
£1.1mEstimate
Founded
25 years ago
Since Jul 2000
HQ
Hyde, Cheshire
Financial health
80

Financial Health

Strong

Strong · Growing · 0% CAGR over 3y

Growing

Location

Map of Hyde, Cheshire
Onward Chambers, 34 Market Street
Hyde, Cheshire, SK14 1AH
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PMD LEASING LIMITED

PMD Business Finance
Fintech
1 employeesInc. 2007Chadderton, OldhamCH 06297806
pmdbusinessfinance.co.uk

Trajectory

2y · 2024–Now

Financial sub-scores

Computed from 2 filings
Net assets0 / 100
Cash79 / 100
Headcount37 / 100
What does PMD LEASING LIMITED do?

Arranges business finance for companies through a panel of lenders, including asset finance, asset refinance, business loans, invoice finance, merchant cash advances, commercial mortgages, trade…

Who does PMD LEASING LIMITED sell to?

Serves UK business owners and decision-makers seeking funding, across sectors including construction, engineering, healthcare, manufacturing, transport, hospitality, retail, agriculture, waste…

Key contacts (4)
NJ
Nicholas James Dumper
Director
CC
Callum Christopher Bull
Director
TI
Thomas Ian Brown
Director
RS
Robert Stephen Dermody
Director
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Company vitals
UK Headcount
1
UK Revenue
£383.8kEstimate
Founded
18 years ago
Since Jun 2007
HQ
Chadderton, Oldham
Financial health
32

Financial Health

Weak

Weak · -3% CAGR over 1y

Location

Map of Chadderton, Oldham
1 Howarth Court, Gateway Cresent
Chadderton, Oldham, OL9 9XB
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CORPORATE CREDIT LEASING LIMITED

Corporate Credit Leasing
Fintech
0 employeesInc. 2005CheshireCH 05523265
corporatecredit.co.uk

Trajectory

5y · 2021–Now

Financial sub-scores

Computed from 5 filings
Net assets57 / 100
Cash100 / 100
Headcount0 / 100
What does CORPORATE CREDIT LEASING LIMITED do?

Provides business finance including loans, equipment leasing and asset finance. Supports companies in sectors such as catering, construction, fitness, IT, medical and software to fund equipment…

Who does CORPORATE CREDIT LEASING LIMITED sell to?

Serves UK businesses investing in equipment or assets, including firms in catering, chip shops, construction, gyms and fitness, IT, medical and software sectors.

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Company vitals
UK Headcount
0
UK Revenue
£329.5kEstimate
Founded
20 years ago
Since Aug 2005
HQ
Cheshire
Financial health
53

Financial Health

Stable

Stable · -68% CAGR over 4y

Location

Map of Cheshire
Bridge House, Newbridge Lane, Stockport
Cheshire, SK1 2NA
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Inhale Capital Limited

Inhale Capital
Fintech
3 employeesInc. 2024AltrinchamCH 15754010
inhalecapital.co.uk

Trajectory

1y · 2025–Now
What does Inhale Capital Limited do?

Provides short-term bridging finance for property transactions, including residential, commercial and semi-commercial assets. Offers auction finance and development exit loans, using in-house…

Who does Inhale Capital Limited sell to?

Serves property investors, developers and borrowers seeking residential, commercial and semi-commercial bridging finance, including auction buyers and clients introduced by finance brokers.

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Company vitals
UK Headcount
3
UK Revenue
£1mEstimate
Founded
2 years ago
Since Jun 2024
HQ
Altrincham
Financial health

Financial Health

Insufficient history

Insufficient history

Location

Map of Altrincham
Ground Floor, Market Court, 20-24 Church Street
Altrincham, WA14 4DW
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Together Commercial Finance

FintechCorporate BankingRetail Banking
5 employeesInc. 1986Cheadle, CheshireCH 02058813
togethermoney.com/business
What does Together Commercial Finance do?

Provides commercial finance products including business mortgages, bridging loans, buy‑to‑let mortgages, auction finance and corporate lending. Offers short‑term and longer‑term property and business…

Who does Together Commercial Finance sell to?

Serves business owners, property developers, landlords, self-employed individuals, sole traders, limited companies and partnerships, including new ventures and established businesses expanding…

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Company vitals
UK Headcount
5
UK Revenue
£77kEstimate
Founded
39 years ago
Since Sep 1986
HQ
Cheadle, Cheshire

Location

Map of Cheadle, Cheshire
Lake View, Lakeside
Cheadle, Cheshire, SK8 3GW
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WeDo Trade Finance Limited

WeDo Business Finance
Fintech
4 employeesInc. 2020OldhamCH 12897120
wedo-finance.com/trade-finance

Trajectory

3y · 2022–Now

Financial sub-scores

Computed from 3 filings
Cash100 / 100
Headcount100 / 100
What does WeDo Trade Finance Limited do?

Provides trade finance to businesses, funding supplier invoices and import costs so companies can purchase goods before selling them. Pays suppliers directly and recovers repayment from customer…

Who does WeDo Trade Finance Limited sell to?

Serves UK businesses that import goods or trade internationally, especially firms with supplier payments due before customer receipts, including seasonal businesses and stock-led companies.

Key contacts (1)
VT
Vincent Tovey
Director
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Company vitals
UK Headcount
4
UK Revenue
£3mEstimate
Founded
5 years ago
Since Sep 2020
HQ
Oldham
Financial health
100

Financial Health

Strong

Strong · Hiring · 33% CAGR over 2y

Hiring

Location

Map of Oldham
Suites 3 And 4, First Floor, Annie Kenney Mill, Hudson Street
Oldham, OL9 7FQ
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J.S.M. FINANCE LIMITED

Regency Factors
Fintech
1 employeesInc. 1991Bury, LancashireCH 02575550
regencyfactors.com

Trajectory

3y · 2022–Now

Financial sub-scores

Computed from 3 filings
Net assets11 / 100
Cash0 / 100
What does J.S.M. FINANCE LIMITED do?

Provides invoice finance and factoring services that advance cash against unpaid invoices. Offers confidential factoring, client‑handled credit control (CHOCCS), and outsourced credit control to help…

Who does J.S.M. FINANCE LIMITED sell to?

Serves UK B2B companies of varied sizes, with sector focus on facilities management, manufacturing, temporary recruitment, hauliers, couriers, commercial printers, contractors and startups.

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Company vitals
UK Headcount
1
UK Revenue
£842.8kEstimate
Founded
35 years ago
Since Jan 1991
HQ
Bury, Lancashire
Financial health
7

Financial Health

Distressed

Distressed · -67% CAGR over 1y

Financial distress

Location

Map of Bury, Lancashire
2 Regency Chambers, Jubilee Way
Bury, Lancashire, BL9 0JW
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DSG Group

Fintech
5 employeesInc. 2015StockportCH 09870248
dsgfs.com
What does DSG Group do?

Provides car finance brokerage and technology services for motor dealerships. Connects dealers with a panel of lenders and offers quoting systems, finance processing and approval tools to support…

Who does DSG Group sell to?

Sells to B2B car dealerships, especially franchised, independent and prestige dealers, and also serves car buyers seeking vehicle finance through dealer channels. Targets motor retail businesses and…

Key contacts (2)
MD
Mark David Archer Gow
Director
DQ
David Quate
Director
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Company vitals
UK Headcount
5
UK Revenue
£91.9kEstimate
Founded
10 years ago
Since Nov 2015
HQ
Stockport

Location

Map of Stockport
Unity House, Hercules Office Park, Bird Hall Lane
Stockport, SK3 0UX
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ALMYRA FINANCE LTD

Almyra Finance
Real Estate & PropertyCorporate BankingFintech
5 employeesInc. 2023BuryCH 14568328
almyrafinance.com

Trajectory

2y · 2024–Now

Financial sub-scores

Computed from 2 filings
Headcount40 / 100
What does ALMYRA FINANCE LTD do?

Arranges property finance and mortgage brokerage services, including bridging loans, development finance, commercial and semi‑commercial property loans, and buy‑to‑let mortgages. Also advises on…

Who does ALMYRA FINANCE LTD sell to?

Serves property investors, developers, experienced landlords and property companies, plus individuals and families buying homes who need mortgage-related protection insurance.

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Company vitals
UK Headcount
5
UK Revenue
£64.3kEstimate
Founded
3 years ago
Since Jan 2023
HQ
Bury
Financial health
40

Financial Health

Stable

Stable · 0% CAGR over 1y

Location

Map of Bury
Unit 9 Brenton Business Complex, Bond Street
Bury, BL9 7BE
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MINT PROPERTY FINANCE LIMITED

Mint Property Finance
FintechReal Estate & Property
0 employeesInc. 2014AltrinchamCH 09228238
mintpropertyfinance.co.uk

Trajectory

5y · 2021–Now

Financial sub-scores

Computed from 5 filings
Cash100 / 100
What does MINT PROPERTY FINANCE LIMITED do?

Provides short‑term bridging finance secured against property. Works with brokers and professional introducers to structure and underwrite loans for property purchases, refinancing, or development,…

Who does MINT PROPERTY FINANCE LIMITED sell to?

Serves mortgage brokers, professional introducers and property borrowers seeking specialist bridging/property finance, typically for loans of £75,000+.

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Company vitals
UK Headcount
0
UK Revenue
£325.4kEstimate
Founded
11 years ago
Since Sep 2014
HQ
Altrincham
Financial health
100

Financial Health

Strong

Strong

Location

Map of Altrincham
Peel House, 30 The Downs
Altrincham, WA14 2PX
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MS LENDING GROUP LIMITED

MS Lending
FintechReal Estate & Property
0 employeesInc. 2020ManchesterCH 12723324
mslendinggroup.co.uk

Trajectory

4y · 2022–Now

Financial sub-scores

Computed from 4 filings
Cash100 / 100
Headcount0 / 100
What does MS LENDING GROUP LIMITED do?

Provides short‑term bridging finance for residential, semi‑commercial and commercial property transactions, including auction purchases, land and HMO projects. Acts as an intermediary lender offering…

Who does MS LENDING GROUP LIMITED sell to?

Serves property investors, landlords, developers and intermediaries seeking short-term residential, semi-commercial and commercial property finance, including auction buyers, buy-to-let purchasers,…

Key contacts (2)
AR
Alexandra Rose Ellwood Stratton
Director
SD
Stephen David Alcock
Director
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Company vitals
UK Headcount
0
UK Revenue
£36mEstimate
Founded
5 years ago
Since Jul 2020
HQ
Manchester
Financial health
50

Financial Health

Stable

Stable · -54% CAGR over 3y

Location

Map of Manchester
1st Floor Cloister House, Riverside, New Bailey Street
Manchester, M3 5FS
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BRIDGEWATER ACCEPTANCES LIMITED

Bridgewater Acceptances
FintechReal Estate & Property
8 employeesInc. 2007ManchesterCH 06114410
bwaccept.com

Trajectory

5y · 2021–Now

Financial sub-scores

Computed from 5 filings
Net assets71 / 100
Headcount61 / 100
What does BRIDGEWATER ACCEPTANCES LIMITED do?

Arranges specialist property finance including bridging loans, buy‑to‑let and commercial mortgages, secured loans, and land and development finance. Provides short‑term and mortgage lending solutions…

Who does BRIDGEWATER ACCEPTANCES LIMITED sell to?

Serves UK mortgage and finance brokers, advisers and property intermediaries whose clients include homeowners, landlords, commercial property buyers and small to medium developers.

Key contacts (1)
JB
Jordana Blanche Rashman
Director
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Company vitals
UK Headcount
8
UK Revenue
£1mEstimate
Founded
19 years ago
Since Feb 2007
HQ
Manchester
Financial health
68

Financial Health

Healthy

Healthy · Hiring · 3% CAGR over 4y

Hiring

Location

Map of Manchester
245 Bury New Road, Whitefield
Manchester, M45 8QP
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North West Asset Finance Limited

Kingsley Asset Finance
Corporate BankingFintechAsset Management
1 employeesInc. 2014Oldham, North YorkshireCH 08886771
kingsleyassetfinance.co.uk

Trajectory

5y · 2021–Now

Financial sub-scores

Computed from 5 filings
Cash100 / 100
Headcount40 / 100
What does North West Asset Finance Limited do?

Provides asset finance to businesses, including hire purchase, leasing and refinance for equipment and other business assets. Also offers unsecured professional practice loans for sectors such as…

Who does North West Asset Finance Limited sell to?

Serves UK corporates, SMEs, professional practices and finance brokers, including haulage, construction, printing, manufacturing, farming, bus and coach operators, dental, veterinary, accountancy,…

Key contacts (1)
RA
Robert Ashley Hall
Director
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Company vitals
UK Headcount
1
UK Revenue
£155.9kEstimate
Founded
12 years ago
Since Feb 2014
HQ
Oldham, North Yorkshire
Financial health
70

Financial Health

Healthy

Healthy · 0% CAGR over 4y

Financial distressTechnical insolvency

Location

Map of Oldham, North Yorkshire
35a Springmeadow Lane, Uppermill
Oldham, North Yorkshire, OL3 6HW
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Seaford Finance LLP

Seaford Finance
Corporate BankingInvestment BankingAsset Management
4 employeesInc. 2009ManchesterCH OC350416
seafordfinance.co.uk

Trajectory

5y · 2020–Now

Financial sub-scores

Computed from 5 filings
Net assets40 / 100
Headcount83 / 100
What does Seaford Finance LLP do?

Arranges commercial finance for real estate investors and developers. Sources and structures funding for property acquisitions, refinancing and development projects, including mezzanine finance and…

Who does Seaford Finance LLP sell to?

Serves corporate real estate investors and developers in the UK and Europe, including limited companies, LLPs, larger partnerships, trusts and institutions seeking non-regulated property finance…

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Company vitals
UK Headcount
4
UK Revenue
£186.5kEstimate
Founded
16 years ago
Since Nov 2009
HQ
Manchester
Financial health
56

Financial Health

Stable

Stable · Hiring · 7% CAGR over 4y

Hiring

Location

Map of Manchester
2nd Floor Parkgates Bury New Road, Prestwich
Manchester, M25 0TL
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FIRENZE GROUP LTD

Firenze
FintechSaaSStartup
4 employeesInc. 2023ManchesterCH 14904479
firenzegroup.co.uk

Trajectory

2y · 2024–Now

Financial sub-scores

Computed from 2 filings
Net assets100 / 100
Cash100 / 100
Headcount100 / 100
What does FIRENZE GROUP LTD do?

Provides a platform for Lombard lending, enabling wealth managers, advisers and investment platforms to offer loans secured against clients’ investment portfolios. Handles application, credit…

Who does FIRENZE GROUP LTD sell to?

Serves wealth managers, financial advisers and investment platforms seeking client lending options, plus individual borrowers with investment portfolios who need liquidity.

Key contacts (3)
PD
Paul David Pester
Director
AV
Anna Victoria Curtis
Director
GD
Gareth David Newman
Director
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Company vitals
UK Headcount
4
UK Revenue
£647.1kEstimate
Founded
3 years ago
Since May 2023
HQ
Manchester
Financial health
100

Financial Health

Strong

Strong · Growing, Hiring · 100% CAGR over 1y

GrowingHiring

Location

Map of Manchester
41 New Cross Street, Swinton
Manchester, M27 4TU
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CHRYSALIS FINANCE LIMITED

Chrysalis Finance
Fintech
0 employeesInc. 2008ManchesterCH 06541664
chrysalisfinance.co.uk

Trajectory

5y · 2021–Now

Financial sub-scores

Computed from 5 filings
Net assets0 / 100
Cash100 / 100
Headcount0 / 100
What does CHRYSALIS FINANCE LIMITED do?

Provides consumer finance for healthcare treatments, offering loans that allow patients to pay for medical, dental and cosmetic procedures through monthly instalments. Operates online loan…

Who does CHRYSALIS FINANCE LIMITED sell to?

Serves both consumers and businesses in UK healthcare: patients seeking pay-monthly finance for treatment, and clinical partners such as healthcare providers and clinicians offering finance options…

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Company vitals
UK Headcount
0
UK Revenue
£564.5kEstimate
Founded
18 years ago
Since Mar 2008
HQ
Manchester
Financial health
27

Financial Health

Weak

Weak · -62% CAGR over 4y

Location

Map of Manchester
1 Worsley Court High Street, Worsley
Manchester, M28 3NJ
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Together

FintechCorporate BankingRetail Banking
5 employeesInc. 1996Cheadle, CheshireCH 03166982
togethermoney.com
What does Together do?

Provides specialist property finance including residential and commercial mortgages, bridging loans, secured loans and auction finance. Offers buy‑to‑let, remortgaging, debt consolidation and…

Who does Together sell to?

Serves business and personal borrowers seeking specialist property finance, including landlords, first-time buyers, homeowners, self-employed applicants, social housing providers, corporate…

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Company vitals
UK Headcount
5
UK Revenue
£78.6kEstimate
Founded
30 years ago
Since Mar 1996
HQ
Cheadle, Cheshire

Location

Map of Cheadle, Cheshire
Lake View, Lakeside
Cheadle, Cheshire, SK8 3GW
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Together

FintechCorporate BankingRetail Banking
5 employeesInc. 1985Cheadle, CheshireCH 01954109
togethermoney.com
What does Together do?

Provides specialist property finance including residential and buy‑to‑let mortgages, commercial mortgages, bridging loans, auction finance and secured loans for individuals and businesses, as well as…

Who does Together sell to?

Serves both business and personal borrowers, including landlords, property investors, homeowners, first-time buyers, self-employed borrowers, social housing providers, corporates, and intermediaries…

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Company vitals
UK Headcount
5
UK Revenue
£77.7kEstimate
Founded
40 years ago
Since Nov 1985
HQ
Cheadle, Cheshire

Location

Map of Cheadle, Cheshire
Lake View, Lakeside
Cheadle, Cheshire, SK8 3GW
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DSG Group

Fintech
5 employeesInc. 2015StockportCH 09870302
dsgfs.com
What does DSG Group do?

Provides car finance brokerage and technology platforms for motor dealerships. Connects dealers and car buyers with a panel of lenders, offering quoting systems, API integrations, and tools to manage…

Who does DSG Group sell to?

Serves franchised, independent and prestige car dealerships, alongside motor-sector partners and car buyers seeking vehicle finance through dealer channels.

Key contacts (3)
AJ
Aidan John McKeown
Director
MD
Mark David Archer Gow
Director
DQ
David Quate
Director
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Company vitals
UK Headcount
5
UK Revenue
£360.3kEstimate
Founded
10 years ago
Since Nov 2015
HQ
Stockport

Location

Map of Stockport
Unity House, Hercules Office Park, Bird Hall Lane
Stockport, SK3 0UX
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CC Financial Solutions Ltd

Lendle
Fintech
22 employeesInc. 2017Bolton, Greater ManchesterCH 10572663
lendle.co.uk

Trajectory

5y · 2021–Now

Financial sub-scores

Computed from 5 filings
Net assets0 / 100
Headcount55 / 100
What does CC Financial Solutions Ltd do?

Operates an online loan brokerage that compares secured homeowner loans from multiple lenders, enabling applicants to apply for loans for purposes such as debt consolidation or home improvements and…

Who does CC Financial Solutions Ltd sell to?

Serves UK consumers who own property and are seeking secured homeowner loans, including borrowers funding debt consolidation, home improvements, vehicle purchases, holidays or second homes.

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Company vitals
UK Headcount
22
UK Revenue
£3.5m
Founded
9 years ago
Since Jan 2017
HQ
Bolton, Greater Manchester
Financial health
21

Financial Health

Weak

Weak · Hiring · 2% CAGR over 4y

HiringFinancial distressTechnical insolvency

Location

Map of Bolton, Greater Manchester
Unit 13a, 1st Floor Offices, Dunscar Business Park, Blackburn Road
Bolton, Greater Manchester, BL7 9PQ
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BRAMHALL COMMERCIAL 2 LIMITED

Bramhall Commercial
FintechReal Estate & Property
3 employeesInc. 2023Stockport, CheshireCH 14708478
bramhall-commercial.co.uk

Trajectory

2y · 2024–Now

Financial sub-scores

Computed from 2 filings
Net assets0 / 100
Cash19 / 100
Headcount40 / 100
What does BRAMHALL COMMERCIAL 2 LIMITED do?

Provides short-term bridging loans and development finance for property investors and developers. Arranges fast, flexible funding to support property purchases, transactions, and development…

Who does BRAMHALL COMMERCIAL 2 LIMITED sell to?

Serves individuals, property investors and property developers seeking short-term bridging loans or development finance for property transactions and projects of varying scales.

Key contacts (3)
GB
Georgina Basso
Director
AW
Anthony William Kirkham
Director
JA
Jonathan Anthony Basso
Director
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Company vitals
UK Headcount
3
UK Revenue
£695.8kEstimate
Founded
3 years ago
Since Mar 2023
HQ
Stockport, Cheshire
Financial health
16

Financial Health

Distressed

Distressed · 0% CAGR over 1y

Financial distress

Location

Map of Stockport, Cheshire
Flynn House 32 Woodford Road, Bramhall
Stockport, Cheshire, SK7 1PA
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Swift Money Limited

Swift Money
Fintech
5 employeesInc. 2011ManchesterCH 07552504
swiftmoney.com

Trajectory

3y · 2023–Now

Financial sub-scores

Computed from 3 filings
Cash0 / 100
Headcount40 / 100
What does Swift Money Limited do?

Operates an online credit brokerage that connects consumers with lenders offering payday and short‑term loans. Users submit a web application which is shared with partner lenders that may provide…

Who does Swift Money Limited sell to?

Targets UK consumers seeking small short-term payday loans, including applicants with poor or adverse credit histories who need £100–£1,000 for urgent expenses or temporary cash flow.

Key contacts (1)
SB
Susan Brindley
Director
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Company vitals
UK Headcount
5
UK Revenue
£2.1mEstimate
Founded
15 years ago
Since Mar 2011
HQ
Manchester
Financial health
20

Financial Health

Weak

Weak · 0% CAGR over 2y

Location

Map of Manchester
5-7 New Road, Radcliffe
Manchester, M26 1LS
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Oodle Car Finance

Fintech
6 employeesInc. 2010SalfordCH 07277272
oodlecarfinance.com
What does Oodle Car Finance do?

Provides consumer car finance loans through an online platform. Offers pre‑approval checks, loan applications and payment calculators, enabling customers to secure financing and receive funds to…

Who does Oodle Car Finance sell to?

Serves UK consumers seeking car finance, especially individuals wanting pre-approval before buying a vehicle from a dealer or other seller.

Key contacts (3)
JP
John Patrick Stein
Director
RC
Richard Colin Gaskin
Director
JC
Jonathan Charles Llewellyn Clayton
Director
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Company vitals
UK Headcount
6
UK Revenue
£361kEstimate
Founded
15 years ago
Since Jun 2010
HQ
Salford

Location

Map of Salford
2 New Bailey, 6 Stanley Street
Salford, M3 5GS
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PROVIDENTIAL FINANCE LIMITED

Providential Finance
Fintech
5 employeesInc. 2006Cheadle, CheshireCH 05863686
providential.ca

Trajectory

5y · 2021–Now

Financial sub-scores

Computed from 5 filings
Cash100 / 100
Headcount75 / 100
What does PROVIDENTIAL FINANCE LIMITED do?

Provides equipment financing and leasing services for businesses in the landscape and construction sectors. Structures lease programmes for commercial equipment, working with equipment vendors and…

Who does PROVIDENTIAL FINANCE LIMITED sell to?

Serves B2B vendors and end-user companies in the landscape and construction industries, including small and large businesses needing commercial equipment financing support.

Key contacts (2)
CC
Ceri Christina Evans
Director
CJ
Christopher Jones
Director
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Company vitals
UK Headcount
5
UK Revenue
£259.4kEstimate
Founded
19 years ago
Since Jun 2006
HQ
Cheadle, Cheshire
Financial health
88

Financial Health

Strong

Strong · Hiring · 6% CAGR over 4y

Hiring

Location

Map of Cheadle, Cheshire
18 Cleveleys Avenue, Heald Green
Cheadle, Cheshire, SK8 3RH
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BUGGY DOUGH LIMITED

Buggy Dough
FintechRetail BankingCorporate Banking
6 employeesInc. 2017OldhamCH 11009753
buggydough.com

Trajectory

5y · 2020–Now

Financial sub-scores

Computed from 5 filings
Net assets100 / 100
Headcount100 / 100
What does BUGGY DOUGH LIMITED do?

Arranges car finance for consumers by connecting applicants with a panel of lenders. Provides online tools to search used cars, obtain finance quotes, and apply for vehicle loans through partner car…

Who does BUGGY DOUGH LIMITED sell to?

Serves individual consumers looking to finance a used or second-hand car, including applicants with poor credit histories or those refused elsewhere, buying through dealer networks.

Key contacts (1)
CL
Charlotte Leigh Stephenson
Director
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Company vitals
UK Headcount
6
UK Revenue
£191.7kEstimate
Founded
8 years ago
Since Oct 2017
HQ
Oldham
Financial health
100

Financial Health

Strong

Strong · Hiring · 32% CAGR over 4y

Hiring

Location

Map of Oldham
7 Zealand Street
Oldham, OL4 2SA
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Associated Credits Limited

ACL Finance Group
Fintech
0 employeesInc. 1952Radcliffe ManchesterCH 00512745
aclfinancegroup.co.uk

Trajectory

3y · 2023–Now

Financial sub-scores

Computed from 3 filings
Net assets45 / 100
Cash0 / 100
Headcount0 / 100
What does Associated Credits Limited do?

Provides vehicle sourcing, finance and disposal services for businesses and individuals. Arranges hire purchase, finance lease and contract hire, supplies new and used vehicles, and offers asset…

Who does Associated Credits Limited sell to?

Serves businesses needing single vehicles or fleet support, and private individuals looking for cars, including vehicle buyers, fleet operators and owners disposing of unwanted vehicles.

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Company vitals
UK Headcount
0
UK Revenue
£1.4mEstimate
Founded
73 years ago
Since Oct 1952
HQ
Radcliffe Manchester
Financial health
20

Financial Health

Weak

Weak · -90% CAGR over 2y

Location

Map of Radcliffe Manchester
78 Blackburn St
Radcliffe Manchester, M26 2JW
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HAPPY MOTOR FINANCE LIMITED

Happy Motor Finance
FintechAutomotive RetailCorporate Banking
8 employeesInc. 2022SalfordCH 14387669
happymotorfinance.co.uk

Trajectory

3y · 2023–Now

Financial sub-scores

Computed from 3 filings
Net assets0 / 100
Headcount100 / 100
What does HAPPY MOTOR FINANCE LIMITED do?

Acts as a credit broker arranging vehicle finance for cars, vans and motorbikes through a panel of lenders. Offers PCP, hire purchase, lease purchase and refinancing options, including products for…

Who does HAPPY MOTOR FINANCE LIMITED sell to?

Serves consumers seeking vehicle finance for cars, vans, motorbikes, motorhomes and taxis, including applicants with poor credit, CCJs, IVAs, no deposit, negative equity, self-employed status,…

Key contacts (1)
MJ
Matthew John Royle
Director
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Company vitals
UK Headcount
8
UK Revenue
£205.9kEstimate
Founded
3 years ago
Since Sep 2022
HQ
Salford
Financial health
38

Financial Health

Weak

Weak · Hiring · 26% CAGR over 2y

HiringFinancial distressTechnical insolvency

Location

Map of Salford
Pennington House, 16 Carolina Way
Salford, M50 2ZY
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How this list is built

Methodology

Data sources

This list is built from UK Companies House filings, XBRL accounts data, and semantic analysis of each company's public website. Revenue and headcount figures come from the most recent filed accounts; where the company has not filed, values are estimated using a model trained on filed history and peer benchmarks and are labelled as estimates.

Classification

Rather than relying solely on SIC codes, Firmbase classifies each company semantically: the company's website is crawled, an AI model reads what the company actually sells, and the company is placed into the relevant industry and subsectors. SIC codes are used as one signal but not the only one. This means a company that registered under a generic SIC code but pivoted into (for example) fintech is correctly identified as fintech, not as its original SIC category.

Freshness

The underlying company data is refreshed from Companies House continuously; filings appear in the list within days of submission. The curated list ordering is regenerated when the underlying data moves meaningfully (company count changes by more than 5%, a new company enters the top-ranked segment, or the filed-revenue numbers for the top firms change). You can see the last-updated timestamp near the top of the page.

Also in Manchester

Property Companies in Manchester: 16,000+ Active Firms (2026)Trades Companies in Manchester: 10,000+ Active Firms (2026)Construction Companies in Manchester: 9,200+ Active Firms (2026)Property Development Companies in Manchester: 7,600+ Active Firms (2026)Retail Companies in Manchester: 6,700+ Active Firms (2026)Healthcare Companies in Manchester: 7,400+ Active Firms (2026)B2B Companies in Manchester: 5,700+ Active Firms (2026)Consulting Companies in Manchester: 10,000+ Active Firms (2026)Tourism Companies in Manchester: 5,600+ Active Firms (2026)Wholesale Companies in Manchester: 4,500+ Active Firms (2026)IT Services Companies in Manchester: 4,600+ Active Firms (2026)E-commerce Companies in Manchester: 4,100+ Active Firms (2026)Food Service Companies in Manchester: 3,900+ Active Firms (2026)B2C Companies in Manchester: 3,400+ Active Firms (2026)Media Companies in Manchester: 3,300+ Active Firms (2026)Education Companies in Manchester: 2,900+ Active Firms (2026)Property Management Companies in Manchester: 2,500+ Active Firms (2026)FMCG Companies in Manchester: 2,400+ Active Firms (2026)Automotive Retail Companies in Manchester: 2,300+ Active Firms (2026)Logistics Companies in Manchester: 2,300+ Active Firms (2026)Advanced Manufacturing Companies in Manchester: 2,300+ Active Firms (2026)Beauty Companies in Manchester: 2,300+ Active Firms (2026)Marketing Companies in Manchester: 2,200+ Active Firms (2026)Sport & Leisure Companies in Manchester: 2,100+ Active Firms (2026)Civils Companies in Manchester: 1,900+ Active Firms (2026)SaaS Companies in Manchester: 1,600+ Active Firms (2026)Accounting Companies in Manchester: 1,500+ Active Firms (2026)Private Equity Companies in Manchester: 1,300+ Active Firms (2026)Housebuilding Companies in Manchester: 1,300+ Active Firms (2026)Haulage Companies in Manchester: 1,200+ Active Firms (2026)Developer Tools Companies in Manchester: 1,200+ Active Firms (2026)Recruitment Companies in Manchester: 1,200+ Active Firms (2026)Social Care Companies in Manchester: 1,100+ Active Firms (2026)Electrical Contracting Companies in Manchester: 1,000+ Active Firms (2026)L&D Companies in Manchester: 1,000+ Active Firms (2026)Charity Companies in Manchester: 1,000+ Active Firms (2026)Plumbing & HVAC Companies in Manchester: 900+ Active Firms (2026)HVAC-R Companies in Manchester: 900+ Active Firms (2026)Creative Design Companies in Manchester: 900+ Active Firms (2026)Film & TV Companies in Manchester: 800+ Active Firms (2026)Commercial Cleaning Companies in Manchester: 800+ Active Firms (2026)Other Services Companies in Manchester: 800+ Active Firms (2026)Food and Drink Companies in Manchester: 800+ Active Firms (2026)Grocery Retail Companies in Manchester: 700+ Active Firms (2026)Telecoms Companies in Manchester: 700+ Active Firms (2026)Bookkeeping Companies in Manchester: 700+ Active Firms (2026)Infrastructure Companies in Manchester: 600+ Active Firms (2026)Dental Companies in Manchester: 600+ Active Firms (2026)Asset Management Companies in Manchester: 600+ Active Firms (2026)Joinery Companies in Manchester: 600+ Active Firms (2026)Legal Services Companies in Manchester: 600+ Active Firms (2026)Industrial Distribution Companies in Manchester: 600+ Active Firms (2026)FMCG Wholesale Companies in Manchester: 600+ Active Firms (2026)Security Companies in Manchester: 600+ Active Firms (2026)Creator Economy Companies in Manchester: 600+ Active Firms (2026)Corporate Banking Companies in Manchester: 500+ Active Firms (2026)Accommodation Companies in Manchester: 500+ Active Firms (2026)B2B2C Companies in Manchester: 500+ Active Firms (2026)Tech Retail Companies in Manchester: 400+ Active Firms (2026)Staffing Companies in Manchester: 400+ Active Firms (2026)Social Housing Companies in Manchester: 400+ Active Firms (2026)Pharmaceuticals Companies in Manchester: 400+ Active Firms (2026)School Trusts Companies in Manchester: 400+ Active Firms (2026)Textiles Companies in Manchester: 400+ Active Firms (2026)Groundworks Companies in Manchester: 400+ Active Firms (2026)Machinery Companies in Manchester: 400+ Active Firms (2026)Tax Advisory Companies in Manchester: 400+ Active Firms (2026)Waste Management Companies in Manchester: 400+ Active Firms (2026)Building Supply Companies in Manchester: 400+ Active Firms (2026)Furniture Companies in Manchester: 300+ Active Firms (2026)Architecture Companies in Manchester: 400+ Active Firms (2026)Mental Health Companies in Manchester: 400+ Active Firms (2026)Last-mile Delivery Companies in Manchester: 300+ Active Firms (2026)Fit-out Companies in Manchester: 300+ Active Firms (2026)Pharmacy Retail Companies in Manchester: 300+ Active Firms (2026)Music Recording Companies in Manchester: 300+ Active Firms (2026)Financial Advisory Companies in Manchester: 300+ Active Firms (2026)Manned Guarding Companies in Manchester: 300+ Active Firms (2026)Metals Companies in Manchester: 300+ Active Firms (2026)Technology Distribution Companies in Manchester: 300+ Active Firms (2026)Painting Companies in Manchester: 300+ Active Firms (2026)Home Care Companies in Manchester: 300+ Active Firms (2026)Insurance Companies in Manchester: 300+ Active Firms (2026)Land Management Companies in Manchester: 300+ Active Firms (2026)Public Sector Companies in Manchester: 300+ Active Firms (2026)Fitness Companies in Manchester: 300+ Active Firms (2026)Sports Coaching Companies in Manchester: 200+ Active Firms (2026)TIC Companies in Manchester: 200+ Active Firms (2026)Access Control Companies in Manchester: 200+ Active Firms (2026)CCTV Companies in Manchester: 200+ Active Firms (2026)Deep Tech Companies in Manchester: 200+ Active Firms (2026)Fulfilment Companies in Manchester: 200+ Active Firms (2026)Wealth Management Companies in Manchester: 200+ Active Firms (2026)CRE Companies in Manchester: 200+ Active Firms (2026)PR Agency Companies in Manchester: 200+ Active Firms (2026)IT Consulting Companies in Manchester: 200+ Active Firms (2026)DIY Retail Companies in Manchester: 200+ Active Firms (2026)Utilities Companies in Manchester: 200+ Active Firms (2026)Sports Retail Companies in Manchester: 200+ Active Firms (2026)Quantity Surveying Companies in Manchester: 200+ Active Firms (2026)Plastics Companies in Manchester: 100+ Active Firms (2026)Gaming Companies in Manchester: 100+ Active Firms (2026)Insurance Broking Companies in Manchester: 100+ Active Firms (2026)IT Integration Companies in Manchester: 100+ Active Firms (2026)Digital Agency Companies in Manchester: 100+ Active Firms (2026)Private Healthcare Companies in Manchester: 100+ Active Firms (2026)Publishing Companies in Manchester: 100+ Active Firms (2026)Estate Agency Companies in Manchester: 100+ Active Firms (2026)Cloud Computing Companies in Manchester: 100+ Active Firms (2026)Retail Banking Companies in Manchester: 100+ Active Firms (2026)M&E Contractors Companies in Manchester: 100+ Active Firms (2026)Data Analytics Companies in Manchester: 100+ Active Firms (2026)Aviation Companies in Manchester: 100+ Active Firms (2026)Mortgage Lending Companies in Manchester: 100+ Active Firms (2026)Fintech Companies in Manchester: 100+ Active Firms (2026)Market Research Companies in Manchester: 100+ Active Firms (2026)Renewable Energy Companies in Manchester: 100+ Active Firms (2026)Planning Companies in Manchester: 100+ Active Firms (2026)Medical Devices Companies in Manchester: 100+ Active Firms (2026)D2C Companies in Manchester: 100+ Active Firms (2026)Plant Hire Companies in Manchester: 100+ Active Firms (2026)Investment Banking Companies in Manchester: 100+ Active Firms (2026)Tour Operator Companies in Manchester: 100+ Active Firms (2026)Electronics Companies in Manchester: 100+ Active Firms (2026)Startup Companies in Manchester: 100+ Active Firms (2026)FM Services Companies in Manchester: 100+ Active Firms (2026)A&D Companies in Manchester: 100+ Active Firms (2026)Higher Ed Companies in Manchester: 100+ Active Firms (2026)Personal Injury Companies in Manchester: 100+ Active Firms (2026)Chemicals Companies in Manchester: 100+ Active Firms (2026)Shipping Companies in Manchester: 100+ Active Firms (2026)Branding Companies in Manchester: 100+ Active Firms (2026)BPO Companies in Manchester: 100+ Active Firms (2026)Broadband Companies in Manchester: 98 Active Firms (2026)AI Companies in Manchester: 100+ Active Firms (2026)Surveying Companies in Manchester: 97 Active Firms (2026)Automotive Companies in Manchester: 98 Active Firms (2026)Project Management Companies in Manchester: 90+ Active Firms (2026)Optometry Companies in Manchester: 90+ Active Firms (2026)Pensions Companies in Manchester: 95 Active Firms (2026)Oil and Gas Companies in Manchester: 93 Active Firms (2026)Translation Companies in Manchester: 90+ Active Firms (2026)Leisure Venues Companies in Manchester: 300+ Active Firms (2026)Property Agency Companies in Manchester: 90+ Active Firms (2026)Strategy Consulting Companies in Manchester: 87 Active Firms (2026)Biotech Companies in Manchester: 84 Active Firms (2026)Packaging Companies in Manchester: 80+ Active Firms (2026)Luxury Goods Companies in Manchester: 82 Active Firms (2026)Farm Equipment Companies in Manchester: 81 Active Firms (2026)IT Reseller Companies in Manchester: 79 Active Firms (2026)General Insurance Companies in Manchester: 79 Active Firms (2026)Mobile Networks Companies in Manchester: 77 Active Firms (2026)Cybersecurity Companies in Manchester: 78 Active Firms (2026)Freight Forwarding Companies in Manchester: 77 Active Firms (2026)Veterinary Companies in Manchester: 77 Active Firms (2026)Pharma Wholesale Companies in Manchester: 73 Active Firms (2026)Managed Comms Companies in Manchester: 72 Active Firms (2026)Solar PV Companies in Manchester: 71 Active Firms (2026)Events Companies in Manchester: 70+ Active Firms (2026)Venture Capital Companies in Manchester: 60+ Active Firms (2026)Ops Consulting Companies in Manchester: 65 Active Firms (2026)Paper and Board Companies in Manchester: 64 Active Firms (2026)Arable Farming Companies in Manchester: 61 Active Firms (2026)Commercial Law Companies in Manchester: 61 Active Firms (2026)Further Education Companies in Manchester: 64 Active Firms (2026)Printing Companies in Manchester: 50+ Active Firms (2026)Executive Search Companies in Manchester: 55 Active Firms (2026)Life Insurance Companies in Manchester: 50+ Active Firms (2026)Environmental Consulting Companies in Manchester: 50+ Active Firms (2026)Product Testing Companies in Manchester: 52 Active Firms (2026)Property Law Companies in Manchester: 50+ Active Firms (2026)Legal Services Companies in Manchester: 50+ Active Firms (2026)Audio Media Companies in Manchester: 50+ Active Firms (2026)Games Publishing Companies in Manchester: 50+ Active Firms (2026)HR Consulting Companies in Manchester: 50+ Active Firms (2026)Timber Companies in Manchester: 48 Active Firms (2026)Aerospace Manufacturing Companies in Manchester: 48 Active Firms (2026)Structural Engineering Companies in Manchester: 40+ Active Firms (2026)Build to Rent Companies in Manchester: 45 Active Firms (2026)Heat Pump Companies in Manchester: 45 Active Firms (2026)Scale-up Companies in Manchester: 44 Active Firms (2026)Physiotherapy Companies in Manchester: 42 Active Firms (2026)Energy Consulting Companies in Manchester: 42 Active Firms (2026)Oilfield Services Companies in Manchester: 42 Active Firms (2026)Student Housing Companies in Manchester: 41 Active Firms (2026)Mining Companies in Manchester: 40 Active Firms (2026)Carbon & Climate Companies in Manchester: 40 Active Firms (2026)Robotics Companies in Manchester: 30+ Active Firms (2026)Martech Companies in Manchester: 37 Active Firms (2026)Environmental Labs Companies in Manchester: 37 Active Firms (2026)Serviced Offices Companies in Manchester: 37 Active Firms (2026)Local Government Companies in Manchester: 37 Active Firms (2026)Proptech Companies in Manchester: 36 Active Firms (2026)News Media Companies in Manchester: 34 Active Firms (2026)Stockbroking Companies in Manchester: 34 Active Firms (2026)IoT Companies in Manchester: 34 Active Firms (2026)Forensics Companies in Manchester: 34 Active Firms (2026)Public Transport Companies in Manchester: 34 Active Firms (2026)Healthtech Companies in Manchester: 33 Active Firms (2026)Salestech Companies in Manchester: 33 Active Firms (2026)iGaming Companies in Manchester: 32 Active Firms (2026)Central Government Companies in Manchester: 30 Active Firms (2026)HR Tech Companies in Manchester: 29 Active Firms (2026)Payments Companies in Manchester: 28 Active Firms (2026)FSM Companies in Manchester: 28 Active Firms (2026)Insolvency Companies in Manchester: 28 Active Firms (2026)Semiconductor Companies in Manchester: 27 Active Firms (2026)Defence Companies in Manchester: 27 Active Firms (2026)Horticulture Companies in Manchester: 27 Active Firms (2026)Quarrying Companies in Manchester: 26 Active Firms (2026)EV Charging Companies in Manchester: 26 Active Firms (2026)

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Frequently asked questions

How many non-bank lending companies are there in the Manchester?
Around 54 actively-trading non-bank lending companies are registered in the Manchester. Of those, 8 report turnover above £5M in their most recent filed accounts.
What counts as a non-bank lending company in this list?
A company is included when its public website and filed activity descriptions indicate it sells non-bank lending products or services as its primary business — not just because of the SIC code it picked at incorporation. Each company is tagged via semantic analysis of its website content; SIC codes are used as supporting signal, not the sole gate.
Which are the largest non-bank lending companies in the Manchester?
The list is ordered by reported UK turnover from each firm's most recent Companies House XBRL filing, so the largest non-bank lending companies in the Manchester appear at the top of the table. About 8 of the 54 actively-trading firms report turnover above £5M in their most recent accounts; subsidiaries that file consolidated worldwide accounts are excluded so the figures stay UK-specific.
What do non-bank lending companies in the Manchester actually do?
Companies in this list span a range of non-bank lending niches — from vertical workflow tools and developer infrastructure to financial software and analytics platforms — bound together by their primary non-bank lending focus.
How does Manchester non-bank lending compare internationally?
Cross-border comparisons of non-bank lending populations are tricky because every country defines the sector slightly differently and reports financials on different cadences. We focus this list on firms that file UK statutory accounts so the figures are comparable; international peer breakdowns aren't bundled here.
How is this list built and how fresh is the data?
The list is rebuilt from Companies House dump data, XBRL filings, and a website analysis pass over each company's public site. Companies with consolidated group accounts (worldwide rather than UK-only revenue) are excluded so the figures stay UK-specific. The page's last-updated date is shown at the top.
How big are the typical non-bank lending companies in the Manchester?
Company sizes in this list vary widely. The median actively-trading non-bank lending firm employs around 3 people, and median UK turnover across the list is roughly £386k in the most recent filed accounts.
Are these mostly new or established non-bank lending companies?
8 of the 54 actively-trading non-bank lending companies in this list were incorporated since 2022; the remainder were incorporated before then, so the Manchester list mixes recent entrants with longer-established firms.
What SIC codes does this use?
Rather than relying solely on SIC codes, we build a semantic understanding of what each company actually does by scraping its website and analysing it with AI. This means a company is included based on what it sells, not what SIC code it picked at incorporation. SIC codes are used as a signal but not the primary classification.
What buying signals should I look for?
The strongest signals for B2B outbound are recent leadership changes (new CFO/CRO), rapid headcount growth, revenue-band changes, and web-stack changes. Firmbase tracks all of these automatically.

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