Non-Bank Lending Companies in Manchester: 56 Active Firms (2026)

Updated May 2026

Non-bank lending companies provide credit, crowdfunding and asset-finance services outside mainstream banks in the Manchester area.

Buying activity in the Manchester cohort tends to sit around SME working-capital and asset finance, property-backed lending, consumer or specialist credit, and investor-facing platforms. Customers range from owner-managed businesses and property borrowers to consumers and private investors, with some intermediaries acting as brokers rather than balance-sheet lenders. Engagements are usually not simple referrals; they involve credit assessment, onboarding checks, servicing, collections and, where investors are involved, suitability workflows. The more commercially mature firms tend to combine local origination with technology-enabled underwriting and administration, rather than relying solely on branch-style relationship lending.

Manchester has 56 actively trading non-bank lending companies, giving the area a relatively concentrated cohort rather than a broad national marketplace. Reported headcount totals 456 people, suggesting a market made up largely of lean operators with a handful of larger revenue businesses. The local mix matters for researchers because credit products, investor platforms and finance intermediation can sit close together under alternative-lending labels, while the underlying business models differ on balance-sheet exposure, regulated activity and dependence on external capital.

UK alternative lending is not a unified licence category. FCA permissions attach to the activity being carried out, so loan-based crowdfunding, investment-based crowdfunding, payment services linked to some crowdfunding models, financial promotions and investor onboarding can all create different obligations. The FCA describes crowdfunding and peer-to-peer lending as high-risk investment activity, and platforms are expected to hold the correct permissions. Promotions are also constrained by investor category and appropriateness checks, while statutory compensation protection is generally limited where an underlying borrower or platform fails.

Manchester’s non-bank lending market appears likely to remain specialist rather than broad-based. The cohort leans towards lean teams and targeted credit niches, so growth tends to depend on referral channels, funding access and risk controls rather than brand reach. Regulatory pressure is also a constraint: firms that touch investor money, promotions or consumer-facing credit need governance that can feel heavy for early-commercial businesses. Consolidation may come through portfolio purchases, broker integration or platform exits, although lender appetite will remain tied to credit performance.

What’s in the file

One row per company, 50+ columns — everything below plus each company’s verified directors, from Companies House filings.

Company data

Company name

Website

City & address

Companies House no.

Incorporation date

SIC codes & industry tags

What they do / who they sell to

Turnover, profit, cash & net assets

Employees

Growth (YoY & 3-year)

Financial-health score & flags

Sales-readiness score

Detected technologies

Verified directors — included

Director names

Director roles

Appointment dates

Active firms

2026

Above £5M

turnover threshold

New since 2022

incorporated firms

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Key facts

About 14% of the trading cohort reports turnover above £5M (8 of 56 firms) — the rest sits below that revenue band.

14% of the cohort was incorporated since 2022 (8 firms), so a sizeable share is in its first few filing cycles.

UK alternative lending is not a single licence category; FCA permissions depend on the activity, including loan-based crowdfunding, peer-to-peer lending and investment-based crowdfunding.

The FCA treats crowdfunding and peer-to-peer lending as high-risk investment activities, with authorisation, permissioning and promotion rules for platforms.

Promotions can only be made to certain investor categories, including restricted, sophisticated or high-net-worth investors, or consumers who pass an appropriateness test.

Community development finance institutions lent £141.6M to 5,825 enterprises in 2024, giving one benchmark for non-bank credit reaching smaller businesses.

SME asset-finance new business rose 0.9% in 2024 to £23.5 billion, keeping equipment and vehicle finance within the wider non-bank lending frame.

Top Manchester Non-Bank Lending companies

Company

Sales readinessHow strongly each company matches this list’s ideal-customer profile. An AI model assesses what each company does (from its website), its sector and size, and scores its overall fit 0–100. Companies are listed highest score first, so the best-fit prospects appear at the top.

Turnover

Employees

Growth (yoy)Year-on-year change in UK headcount, from filed accounts.

Financial healthComposite 0–100 score from recent XBRL filings (profitability, net assets, liquidity, cash, headcount). Bands: Strong, Healthy, Stable, Weak, Distressed.

Location

ASSETZ SME CAPITAL LIMITED

Assetz Capital

FintechReal Estate & Property

0 employeesInc. 2012ManchesterCH 08007287

assetzcapital.co.uk

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Financial sub-scores

Computed from 3 filings

Cash0 / 100

Headcount0 / 100

What does ASSETZ SME CAPITAL LIMITED do?

Provides secured lending to small and medium-sized businesses and property investors through a marketplace lending platform. Offers development finance, bridging loans, residential refurbishment…

Who does ASSETZ SME CAPITAL LIMITED sell to?

Serves SME property developers, professional property investors, landlords and established businesses seeking property-backed finance, with a dedicated intermediary and broker channel.

Full details & directors in the file

Company vitals

UK Headcount

UK Revenue

£8.8M

Founded

14 years ago

Since Mar 2012

Manchester

Financial health

Financial Health

Distressed

Distressed · -96% CAGR over 2y

Financial distress

Location

Assetz House Manchester Green, 335 Styal Road

Manchester, M22 5LW

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Manchester Finance Company Limited

Goldcrest Finance

Real Estate & PropertyCorporate BankingFintech

Inc. 2015ManchesterCH 09505202

goldcrestfinance.com

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What does Manchester Finance Company Limited do?

Provides specialist property finance to businesses, developers and investors, including bridging loans, development finance, and funding for commercial property acquisitions or capital raising…

Who does Manchester Finance Company Limited sell to?

Serves UK businesses, property developers and property investors seeking finance secured against commercial, residential, land or unusual property assets.

Full details & directors in the file

Company vitals

UK Headcount

UK Revenue

£218.5KEstimate

Founded

11 years ago

Since Mar 2015

Manchester

Financial health

—

Financial Health

N/A

Location

The Robert Street Hub, 12-14 Robert Street

Manchester, M3 1EY

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SENECA TRADE FINANCE LTD

Seneca Trade Partners

FintechStartup

0 employeesInc. 2016ManchesterCH 10304509

senecatradepartners.com

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Financial sub-scores

Computed from 5 filings

Net assets100 / 100

Cash67 / 100

Headcount0 / 100

What does SENECA TRADE FINANCE LTD do?

Provides stock funding and revolving loan facilities to small and medium-sized businesses. Offers finance for purchasing inventory and trading activities, with credit limits typically from £25,000 to…

Who does SENECA TRADE FINANCE LTD sell to?

Serves UK SMEs and trading businesses that buy, hold or manufacture stock, including importers, wholesalers and product-led firms seeking £25k-£300k working-capital facilities.

Key contacts (1)

Christopher Gordon Divers

Director

Full details & directors in the file

Company vitals

UK Headcount

UK Revenue

£1.3MEstimate

Founded

9 years ago

Since Aug 2016

Manchester

Financial health

Financial Health

Healthy

Healthy · -60% CAGR over 4y

Location

Gregs Building, 1 Booth Street

Manchester, M2 4DU

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APOLLO BUSINESS FINANCE LIMITED

Apollo Business Finance

Fintech

20 employeesInc. 2016Didsbury, ManchesterCH 10292884

apollofinance.biz

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Financial sub-scores

Computed from 2 filings

Net assets32 / 100

Cash100 / 100

Headcount66 / 100

What does APOLLO BUSINESS FINANCE LIMITED do?

Provides invoice finance and factoring services to businesses, advancing funds against unpaid customer invoices to improve cash flow. Also offers construction invoice finance, CHOCC‑backed funding…

Who does APOLLO BUSINESS FINANCE LIMITED sell to?

Serves UK SMEs with unpaid B2B invoices, especially firms facing cash-flow gaps, slow customer payment terms, poor credit, CCJs, or lender rejection, including construction and temporary employment…

Key contacts (2)

Dean McGarry

Director

John Laurence Shulman

Director

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Company vitals

UK Headcount

UK Revenue

£9.5MEstimate

Founded

9 years ago

Since Jul 2016

Didsbury, Manchester

Financial health

Financial Health

Healthy

Healthy · Hiring · 12% CAGR over 1y

Hiring

Location

Suite 4, 1st Floor, Egerton House Towers Business Park, Wilmslow Road

Didsbury, Manchester, M20 2DX

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AUSCASH LIMITED

Auscash

Fintech

0 employeesInc. 1993ManchesterCH 02812661

auscashltd.com

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Financial sub-scores

Computed from 5 filings

Net assets39 / 100

Cash100 / 100

Headcount0 / 100

What does AUSCASH LIMITED do?

Provides financing services to automotive businesses, including invoice factoring and stock funding. Helps bodyshops and vehicle dealerships release cash from invoices and finance vehicle inventory…

Who does AUSCASH LIMITED sell to?

Serves UK automotive-sector businesses, particularly bodyshops and vehicle dealerships needing working-capital support for invoices or vehicle stock.

Key contacts (4)

Deborah Elizabeth Rawlings

Director

Roslyn Lesley Correy

Director

Graeme Thomas Correy

Director

Christopher Jeffrey Rawlings

Director

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Company vitals

UK Headcount

UK Revenue

£607.4KEstimate

Founded

33 years ago

Since Apr 1993

Manchester

Financial health

Financial Health

Stable

Stable · -67% CAGR over 4y

Location

Ship Canal House, 98 King Street

Manchester, M2 4WU

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ROMACO SPV3 LIMITED

Roma Finance

Corporate BankingFintechReal Estate & Property

Inc. 2016ManchesterCH 10518586

romafinance.co.uk

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Financial sub-scores

Computed from 5 filings

Cash100 / 100

What does ROMACO SPV3 LIMITED do?

Provides short‑term bridging loans, refurbishment and buy‑to‑let finance, and development funding for property investors and developers. Offers lending products and partner channels to support…

Who does ROMACO SPV3 LIMITED sell to?

Serves property investors, landlords and developers seeking bridging, buy-to-let, refurbishment and commercial development finance, including borrowers introduced through broker and partner channels.

Full details & directors in the file

Company vitals

UK Headcount

UK Revenue

£122.8KEstimate

Founded

9 years ago

Since Dec 2016

Manchester

Financial health

100

Financial Health

Strong

Location

15 Carnarvon Street

Manchester, M3 1HJ

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Evolution Money

FintechRetail BankingCorporate Banking

27 employeesInc. 2009ManchesterCH 06987852

evolutionmoney.co.uk

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What does Evolution Money do?

Provides secured homeowner loans for purposes such as debt consolidation, home improvements, vehicle purchases and other personal spending. Offers loans typically from £5,000 to £105,000 with…

Who does Evolution Money sell to?

Serves UK consumers who own homes, including borrowers seeking larger loans for debt consolidation, home improvements, vehicles or holidays, and applicants whose circumstances or credit scores may…

Full details & directors in the file

Company vitals

UK Headcount

UK Revenue

£29.2KEstimate

Founded

16 years ago

Since Aug 2009

Manchester

Location

9 Portland Street

Manchester, M1 3BE

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GROSVENOR FUNDING LTD

Grosvenor Funding

FintechReal Estate & Property

0 employeesInc. 2017Manchester, LancashireCH 10814139

grosvenorfunding.co.uk

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Financial sub-scores

Computed from 2 filings

Net assets100 / 100

Cash100 / 100

Headcount7 / 100

What does GROSVENOR FUNDING LTD do?

Provides short-term bridging loans for property and business transactions. Offers finance secured against residential, semi-commercial and commercial property or land, including funding for…

Who does GROSVENOR FUNDING LTD sell to?

Serves individual property buyers, homeowners, company directors and businesses needing short-term funding for residential, semi-commercial, commercial or land transactions across England, Scotland…

Full details & directors in the file

Company vitals

UK Headcount

UK Revenue

£13.4MEstimate

Founded

9 years ago

Since Jun 2017

Manchester, Lancashire

Financial health

Financial Health

Healthy

Healthy · -40% CAGR over 1y

Location

Sandfold House Sandfold Lane, Levenshulme

Manchester, Lancashire, M19 3BJ

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I QUOTE LIMITED

I Quote

FintechLegal ServicesSaaS

0 employeesInc. 2016Manchester, Greater ManchesterCH 09951899

iquoteltd.com

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Financial sub-scores

Computed from 5 filings

Net assets100 / 100

Cash100 / 100

Headcount0 / 100

What does I QUOTE LIMITED do?

Provides financial services and operational support to law firms, including operational expenditure loans, legal disbursement funding and cost advance finance. Develops legal technology tools such as…

Who does I QUOTE LIMITED sell to?

Serves B2B customers in the legal sector, primarily law firms and legal practices seeking financial support, legal technology, outsourcing, expert witness access, and operational efficiency tools.

Full details & directors in the file

Company vitals

UK Headcount

UK Revenue

£16.5MEstimate

Founded

10 years ago

Since Jan 2016

Manchester, Greater Manchester

Financial health

Financial Health

Healthy

Healthy · -66% CAGR over 4y

Location

Cardinal House, St. Marys Parsonage

Manchester, Greater Manchester, M3 2LY

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LATITUDE LEASING LIMITED

Latitude Leasing

Fintech

0 employeesInc. 2019Castlefield, ManchesterCH 11982529

latitudeleasing.co.uk

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Financial sub-scores

Computed from 5 filings

Net assets86 / 100

Cash100 / 100

Headcount0 / 100

What does LATITUDE LEASING LIMITED do?

Arranges business finance for SMEs through leasing and lending products, including finance leases, hire purchase, operating leases, asset refinance, commercial loans, and vehicle finance, working…

Who does LATITUDE LEASING LIMITED sell to?

Serves SMEs and business owners seeking funding for equipment, vehicles, assets or projects, as well as suppliers of business equipment that want finance options for their customers.

Key contacts (2)

Michael Francis Nolan

Director

Michaela Elizabeth Dodd

Director

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Company vitals

UK Headcount

UK Revenue

£1.8MEstimate

Founded

7 years ago

Since May 2019

Castlefield, Manchester

Financial health

Financial Health

Healthy

Healthy · -60% CAGR over 4y

Location

3rd Floor Eastgate, Castle Street

Castlefield, Manchester, M3 4LZ

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Evolution Lending

Corporate BankingFintechRetail Banking

5 employeesInc. 2007ManchesterCH 06113307

evolutionlending.co.uk

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What does Evolution Lending do?

Provides secured consumer loans backed by residential property, including non‑standard lending for borrowers with complex credit profiles. Accepts referrals from financial introducers and offers loan…

Who does Evolution Lending sell to?

Serves UK consumers seeking secured residential property loans, particularly financially stressed or non-standard borrowers, and works with business introducers/referrers who refer clients needing…

Full details & directors in the file

Company vitals

UK Headcount

UK Revenue

£91.5KEstimate

Founded

19 years ago

Since Feb 2007

Manchester

Location

9 Portland Street

Manchester, M1 3BE

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GDP FUNDING LIMITED

GDP Funding

FintechCorporate BankingInvestment Banking

0 employeesInc. 2010ManchesterCH 07385360

gdpfunding.com

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Financial sub-scores

Computed from 5 filings

Cash100 / 100

Headcount0 / 100

What does GDP FUNDING LIMITED do?

Commercial property finance brokerage arranging funding for real estate investors and developers. Sources loans from lenders for acquisitions, refinancing, development projects and bridging finance,…

Who does GDP FUNDING LIMITED sell to?

Serves property investors and developers seeking finance for commercial and residential investment or development projects, including acquisitions, refinancing and bridging needs.

Key contacts (1)

Karen Lynn Hunter

Director

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Company vitals

UK Headcount

UK Revenue

£94.1KEstimate

Founded

15 years ago

Since Sep 2010

Manchester

Financial health

Financial Health

Stable

Stable · -54% CAGR over 5y

Location

3rd Floor, 26 Cross Street

Manchester, M2 7AQ

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MATCH ME CAR FINANCE LTD

Match ME CAR Finance

FintechAutomotive Retail

64 employeesInc. 2018ManchesterCH 11224794

matchmecarfinance.co.uk

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Financial sub-scores

Computed from 5 filings

Net assets100 / 100

Cash100 / 100

Headcount100 / 100

What does MATCH ME CAR FINANCE LTD do?

Provides car finance brokerage services through an online platform. Compares loan offers from a panel of lenders, provides quotes and eligibility checks, and enables customers to browse dealer…

Who does MATCH ME CAR FINANCE LTD sell to?

Serves UK consumers seeking finance to buy cars, including applicants comparing lender options and browsing vehicles from dealers nationwide.

Full details & directors in the file

Company vitals

UK Headcount

UK Revenue

£2.2MEstimate

Founded

8 years ago

Since Feb 2018

Manchester

Financial health

100

Financial Health

Strong

Strong · Growing, Hiring · 37% CAGR over 4y

GrowingHiring

Location

The Royals, 353 Altrincham Road

Manchester, M22 4BJ

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HN FLOW LTD

Hydr

FintechSaaSStartup

0 employeesInc. 2020ManchesterCH 12843859

hydr.co.uk/terms-and-conditions

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Financial sub-scores

Computed from 3 filings

Net assets27 / 100

Cash0 / 100

Headcount0 / 100

What does HN FLOW LTD do?

Provides a cloud-based platform that connects with accounting software to access invoice and payment data, enabling assessment of business invoices for financing. The app allows businesses and…

Who does HN FLOW LTD sell to?

Serves businesses in England and Wales that issue invoices to third parties, along with accountants supporting business clients and managing accounting data.

Key contacts (1)

Nicola Weedall

Director

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Company vitals

UK Headcount

UK Revenue

£303.8KEstimate

Founded

5 years ago

Since Aug 2020

Manchester

Financial health

Financial Health

Distressed

Distressed · -88% CAGR over 2y

Financial distress

Location

Cubo, No.1 Spinningfields

Manchester, M3 3AP

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NEW MILLENNIA SOLUTIONS LIMITED

New Millennia

Recruitment & StaffingFintechAccounting & Audit

115 employeesInc. 2007Castlefield, ManchesterCH 06157518

newmillennia.co.uk

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Financial sub-scores

Computed from 5 filings

Cash100 / 100

Headcount100 / 100

What does NEW MILLENNIA SOLUTIONS LIMITED do?

Provides funding, payroll processing and back‑office administration for recruitment agencies. Services include invoice factoring, invoicing, credit control, contractor payroll, contractual…

Who does NEW MILLENNIA SOLUTIONS LIMITED sell to?

Serves start-up and established SME recruitment agencies across the UK, particularly owners and managers running temporary worker payroll and back-office operations.

Full details & directors in the file

Company vitals

UK Headcount

115

UK Revenue

£2.2MEstimate

Founded

19 years ago

Since Mar 2007

Castlefield, Manchester

Financial health

100

Financial Health

Strong

Strong · Hiring · 254% CAGR over 4y

Hiring

Location

3rd Floor Eastgate, Castle Street

Castlefield, Manchester, M3 4LZ

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Capify

Fintech

5 employeesInc. 2018AltrinchamCH 11715734

capify.com

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What does Capify do?

Provides small business loans and other financing products to SMEs, offering business funding and working capital through online applications and digital lending platforms for commercial borrowers.

Who does Capify sell to?

Serves SMEs and small businesses in the UK, Australia and US, targeting business owners and companies seeking loans or related business finance products.

Full details & directors in the file

Company vitals

UK Headcount

UK Revenue

£339.7KEstimate

Founded

7 years ago

Since Dec 2018

Altrincham

Location

First Floor Hamilton House, 249 Church Street

Altrincham, WA14 4DR

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CLICK LOANS LIMITED

Click Loans

Fintech

22 employeesInc. 2016CheadleCH 10145269

clickloansltd.co.uk

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Financial sub-scores

Computed from 5 filings

Net assets0 / 100

Cash47 / 100

Headcount97 / 100

What does CLICK LOANS LIMITED do?

Provides business financing including startup loans and revenue‑based lending linked to card payment sales. Offers funding based on card terminal transactions and business income, with an online…

Who does CLICK LOANS LIMITED sell to?

Serves UK businesses seeking funding, including startups, growing companies, and physical businesses with card payment activity. Targets registered businesses with terminals, business bank accounts,…

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Company vitals

UK Headcount

UK Revenue

£950.6KEstimate

Founded

10 years ago

Since Apr 2016

Cheadle

Financial health

Financial Health

Weak

Weak · Hiring · 10% CAGR over 4y

Hiring

Location

Alexander House 4 Station Road, Cheadle Hulme

Cheadle, SK8 5AE

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PENUMBRA BUSINESS FINANCE LIMITED

Penumbra Business Finance

Corporate BankingFintechRetail Banking

6 employeesInc. 2023StockportCH 14595150

penumbra.finance

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Financial sub-scores

Computed from 2 filings

Net assets100 / 100

Cash22 / 100

Headcount100 / 100

What does PENUMBRA BUSINESS FINANCE LIMITED do?

Acts as a finance brokerage arranging funding for businesses by introducing clients to lenders. Facilitates asset finance, asset refinance, invoice finance, business loans, and commercial mortgages,…

Who does PENUMBRA BUSINESS FINANCE LIMITED sell to?

Serves SMEs and business owners, particularly in Cheshire, needing business finance options such as asset finance, invoice finance, refinancing, loans or commercial mortgages.

Key contacts (1)

Samuel Lee William German

Director

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Company vitals

UK Headcount

UK Revenue

£245.8KEstimate

Founded

3 years ago

Since Jan 2023

Stockport

Financial health

Financial Health

Healthy

Healthy · Hiring · 100% CAGR over 1y

Hiring

Location

2 Buxton Road, High Lane

Stockport, SK6 8AA

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MOTOR GENIUS GROUP LTD

DSG Group

Fintech

Inc. 2020Stockport, CheshireCH 12817070

dsgfs.com

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Financial sub-scores

Computed from 3 filings

Net assets0 / 100

What does MOTOR GENIUS GROUP LTD do?

Provides car finance brokerage and technology services for motor dealerships. Connects dealers and car buyers with a panel of lenders, offering quoting systems, loan introductions, and software…

Who does MOTOR GENIUS GROUP LTD sell to?

Serves franchised, independent and prestige car dealerships, plus car buyers seeking vehicle finance, in the UK motor finance market.

Key contacts (2)

Philip Meade Kehoe

Director

Liam Hewitt

Director

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Company vitals

UK Headcount

UK Revenue

£5.9KEstimate

Founded

5 years ago

Since Aug 2020

Stockport, Cheshire

Financial health

Financial Health

Distressed

Financial distress

Location

Unity House, Bird Hall Lane

Stockport, Cheshire, SK3 0UX

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Silverburn Finance (U.K.) Limited

Silverburn Finance (U.K.)

Fintech

6 employeesInc. 1962Bolton, LancsCH 00712494

silverburnfinance.com

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Financial sub-scores

Computed from 2 filings

Net assets36 / 100

Cash58 / 100

Headcount40 / 100

What does Silverburn Finance (U.K.) Limited do?

Provides invoice factoring services to businesses, advancing a percentage of approved invoices to improve cash flow. Manages debtor collections and credit control, paying clients shortly after…

Who does Silverburn Finance (U.K.) Limited sell to?

Sells to UK small businesses needing invoice factoring, particularly firms with turnover above £50k and invoices over £500. Serves sectors including haulage, manufacturing, recruitment, wholesaling,…

Key contacts (1)

Irene Mary Boundy

Director

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Company vitals

UK Headcount

UK Revenue

£4.1MEstimate

Founded

64 years ago

Since Jan 1962

Bolton, Lancs

Financial health

Financial Health

Stable

Stable · 0% CAGR over 1y

Location

76 Winter Hey Lane, Horwich

Bolton, Lancs, BL6 7PQ

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Winter Hey Investments Ltd

Silverburn Finance

FintechCorporate Banking

Inc. 2015BoltonCH 09900333

silverburnfinance.com

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Financial sub-scores

Computed from 4 filings

Net assets100 / 100

What does Winter Hey Investments Ltd do?

Provides invoice factoring services to businesses, advancing up to around 98% of approved invoice values. Pays companies shortly after invoices are issued and provides credit control, enabling firms…

Who does Winter Hey Investments Ltd sell to?

Serves UK small and growing B2B companies with annual turnover from £50k, particularly in haulage, manufacturing, recruitment, wholesaling, plant hire and engineering.

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Company vitals

UK Headcount

UK Revenue

£26.2KEstimate

Founded

10 years ago

Since Dec 2015

Bolton

Financial health

100

Financial Health

Strong

Location

76 Winter Hey Lane, Horwich

Bolton, BL6 7PQ

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ALG Finance Limited

A L G Finance

Fintech

3 employeesInc. 2000Hyde, CheshireCH 04040097

algfinance.co.uk

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Financial sub-scores

Computed from 4 filings

Net assets93 / 100

Cash100 / 100

Headcount40 / 100

What does ALG Finance Limited do?

Provides asset finance and refinancing for businesses, funding equipment through lease and hire purchase. Also arranges business loans, commercial mortgages, factoring and invoice discounting,…

Who does ALG Finance Limited sell to?

Serves UK SMEs and business owners seeking funding for business-related assets, cash flow, property or loans, across varied sectors and credit situations, with transactions from £1,000 to £3 million.

Key contacts (2)

Josy-Ann Taylor

Director

Linus Jonathan Berry

Director

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Company vitals

UK Headcount

UK Revenue

£1.1MEstimate

Founded

25 years ago

Since Jul 2000

Hyde, Cheshire

Financial health

Financial Health

Strong

Strong · Growing · 0% CAGR over 3y

Growing

Location

Onward Chambers, 34 Market Street

Hyde, Cheshire, SK14 1AH

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PMD LEASING LIMITED

PMD Business Finance

Fintech

1 employeesInc. 2007Chadderton, OldhamCH 06297806

pmdbusinessfinance.co.uk

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Financial sub-scores

Computed from 2 filings

Net assets0 / 100

Cash79 / 100

Headcount37 / 100

What does PMD LEASING LIMITED do?

Arranges business finance for companies through a panel of lenders, including asset finance, asset refinance, business loans, invoice finance, merchant cash advances, commercial mortgages, trade…

Who does PMD LEASING LIMITED sell to?

Serves UK business owners and decision-makers seeking funding, across sectors including construction, engineering, healthcare, manufacturing, transport, hospitality, retail, agriculture, waste…

Key contacts (4)

Nicholas James Dumper

Director

Callum Christopher Bull

Director

Thomas Ian Brown

Director

Robert Stephen Dermody

Director

Full details & directors in the file

Company vitals

UK Headcount

UK Revenue

£383.8KEstimate

Founded

19 years ago

Since Jun 2007

Chadderton, Oldham

Financial health

Financial Health

Weak

Weak · -3% CAGR over 1y

Location

1 Howarth Court, Gateway Cresent

Chadderton, Oldham, OL9 9XB

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CORPORATE CREDIT LEASING LIMITED

Corporate Credit Leasing

Fintech

0 employeesInc. 2005CheshireCH 05523265

corporatecredit.co.uk

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Financial sub-scores

Computed from 5 filings

Net assets57 / 100

Cash100 / 100

Headcount0 / 100

What does CORPORATE CREDIT LEASING LIMITED do?

Provides business finance including loans, equipment leasing and asset finance. Supports companies in sectors such as catering, construction, fitness, IT, medical and software to fund equipment…

Who does CORPORATE CREDIT LEASING LIMITED sell to?

Serves UK businesses investing in equipment or assets, including firms in catering, chip shops, construction, gyms and fitness, IT, medical and software sectors.

Full details & directors in the file

Company vitals

UK Headcount

UK Revenue

£329.5KEstimate

Founded

20 years ago

Since Aug 2005

Cheshire

Financial health

Financial Health

Stable

Stable · -68% CAGR over 4y

Location

Bridge House, Newbridge Lane, Stockport

Cheshire, SK1 2NA

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Inhale Capital Limited

Inhale Capital

Fintech

3 employeesInc. 2024AltrinchamCH 15754010

inhalecapital.co.uk

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What does Inhale Capital Limited do?

Provides short-term bridging finance for property transactions, including residential, commercial and semi-commercial assets. Offers auction finance and development exit loans, using in-house…

Who does Inhale Capital Limited sell to?

Serves property investors, developers and borrowers seeking residential, commercial and semi-commercial bridging finance, including auction buyers and clients introduced by finance brokers.

Full details & directors in the file

Company vitals

UK Headcount

UK Revenue

£1MEstimate

Founded

2 years ago

Since Jun 2024

Altrincham

Financial health

—

Financial Health

N/A

Location

Ground Floor, Market Court, 20-24 Church Street

Altrincham, WA14 4DW

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Together Commercial Finance

FintechCorporate BankingRetail Banking

5 employeesInc. 1986Cheadle, CheshireCH 02058813

togethermoney.com/business

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What does Together Commercial Finance do?

Provides commercial finance products including business mortgages, bridging loans, buy‑to‑let mortgages, auction finance and corporate lending. Offers short‑term and longer‑term property and business…

Who does Together Commercial Finance sell to?

Serves business owners, property developers, landlords, self-employed individuals, sole traders, limited companies and partnerships, including new ventures and established businesses expanding…

Full details & directors in the file

Company vitals

UK Headcount

UK Revenue

£77KEstimate

Founded

39 years ago

Since Sep 1986

Cheadle, Cheshire

Location

Lake View, Lakeside

Cheadle, Cheshire, SK8 3GW

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WeDo Trade Finance Limited

WeDo Business Finance

Fintech

4 employeesInc. 2020OldhamCH 12897120

wedo-finance.com/trade-finance

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Financial sub-scores

Computed from 3 filings

Cash100 / 100

Headcount100 / 100

What does WeDo Trade Finance Limited do?

Provides trade finance to businesses, funding supplier invoices and import costs so companies can purchase goods before selling them. Pays suppliers directly and recovers repayment from customer…

Who does WeDo Trade Finance Limited sell to?

Serves UK businesses that import goods or trade internationally, especially firms with supplier payments due before customer receipts, including seasonal businesses and stock-led companies.

Key contacts (1)

Vincent Tovey

Director

Full details & directors in the file

Company vitals

UK Headcount

UK Revenue

£3MEstimate

Founded

5 years ago

Since Sep 2020

Oldham

Financial health

100

Financial Health

Strong

Strong · Hiring · 33% CAGR over 2y

Hiring

Location

Suites 3 And 4, First Floor, Annie Kenney Mill, Hudson Street

Oldham, OL9 7FQ

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J.S.M. FINANCE LIMITED

Regency Factors

Fintech

1 employeesInc. 1991Bury, LancashireCH 02575550

regencyfactors.com

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Financial sub-scores

Computed from 3 filings

Net assets11 / 100

Cash0 / 100

What does J.S.M. FINANCE LIMITED do?

Provides invoice finance and factoring services that advance cash against unpaid invoices. Offers confidential factoring, client‑handled credit control (CHOCCS), and outsourced credit control to help…

Who does J.S.M. FINANCE LIMITED sell to?

Serves UK B2B companies of varied sizes, with sector focus on facilities management, manufacturing, temporary recruitment, hauliers, couriers, commercial printers, contractors and startups.

Full details & directors in the file

Company vitals

UK Headcount

UK Revenue

£842.8KEstimate

Founded

35 years ago

Since Jan 1991

Bury, Lancashire

Financial health

Financial Health

Distressed

Distressed · -67% CAGR over 1y

Financial distress

Location

2 Regency Chambers, Jubilee Way

Bury, Lancashire, BL9 0JW

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DSG Group

Fintech

5 employeesInc. 2015StockportCH 09870248

dsgfs.com

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What does DSG Group do?

Provides car finance brokerage and technology services for motor dealerships. Connects dealers with a panel of lenders and offers quoting systems, finance processing and approval tools to support…

Who does DSG Group sell to?

Sells to B2B car dealerships, especially franchised, independent and prestige dealers, and also serves car buyers seeking vehicle finance through dealer channels. Targets motor retail businesses and…

Key contacts (2)

David Quate

Director

Mark David Archer Gow

Director

Full details & directors in the file

Company vitals

UK Headcount

UK Revenue

£91.9KEstimate

Founded

10 years ago

Since Nov 2015

Stockport

Location

Unity House, Hercules Office Park, Bird Hall Lane

Stockport, SK3 0UX

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ALMYRA FINANCE LTD

Almyra Finance

Real Estate & PropertyCorporate BankingFintech

5 employeesInc. 2023BuryCH 14568328

almyrafinance.com

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Financial sub-scores

Computed from 2 filings

Headcount40 / 100

What does ALMYRA FINANCE LTD do?

Arranges property finance and mortgage brokerage services, including bridging loans, development finance, commercial and semi‑commercial property loans, and buy‑to‑let mortgages. Also advises on…

Who does ALMYRA FINANCE LTD sell to?

Serves property investors, developers, experienced landlords and property companies, plus individuals and families buying homes who need mortgage-related protection insurance.

Full details & directors in the file

Company vitals

UK Headcount

UK Revenue

£64.3KEstimate

Founded

3 years ago

Since Jan 2023

Bury

Financial health

Financial Health

Stable

Stable · 0% CAGR over 1y

Location

Unit 9 Brenton Business Complex, Bond Street

Bury, BL9 7BE

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MINT PROPERTY FINANCE LIMITED

Mint Property Finance

FintechReal Estate & Property

0 employeesInc. 2014AltrinchamCH 09228238

mintpropertyfinance.co.uk

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Financial sub-scores

Computed from 5 filings

Cash100 / 100

What does MINT PROPERTY FINANCE LIMITED do?

Provides short‑term bridging finance secured against property. Works with brokers and professional introducers to structure and underwrite loans for property purchases, refinancing, or development,…

Who does MINT PROPERTY FINANCE LIMITED sell to?

Serves mortgage brokers, professional introducers and property borrowers seeking specialist bridging/property finance, typically for loans of £75,000+.

Full details & directors in the file

Company vitals

UK Headcount

UK Revenue

£325.4KEstimate

Founded

11 years ago

Since Sep 2014

Altrincham

Financial health

100

Financial Health

Strong

Location

Peel House, 30 The Downs

Altrincham, WA14 2PX

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MS LENDING GROUP LIMITED

MS Lending

FintechReal Estate & Property

0 employeesInc. 2020ManchesterCH 12723324

mslendinggroup.co.uk

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Financial sub-scores

Computed from 4 filings

Cash100 / 100

Headcount0 / 100

What does MS LENDING GROUP LIMITED do?

Provides short‑term bridging finance for residential, semi‑commercial and commercial property transactions, including auction purchases, land and HMO projects. Acts as an intermediary lender offering…

Who does MS LENDING GROUP LIMITED sell to?

Serves property investors, landlords, developers and intermediaries seeking short-term residential, semi-commercial and commercial property finance, including auction buyers, buy-to-let purchasers,…

Full details & directors in the file

Company vitals

UK Headcount

UK Revenue

£36MEstimate

Founded

6 years ago

Since Jul 2020

Manchester

Financial health

Financial Health

Stable

Stable · -54% CAGR over 3y

Location

1st Floor Cloister House, Riverside, New Bailey Street

Manchester, M3 5FS

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BRIDGEWATER ACCEPTANCES LIMITED

Bridgewater Acceptances

FintechReal Estate & Property

8 employeesInc. 2007ManchesterCH 06114410

bwaccept.com

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Financial sub-scores

Computed from 5 filings

Net assets71 / 100

Headcount61 / 100

What does BRIDGEWATER ACCEPTANCES LIMITED do?

Arranges specialist property finance including bridging loans, buy‑to‑let and commercial mortgages, secured loans, and land and development finance. Provides short‑term and mortgage lending solutions…

Who does BRIDGEWATER ACCEPTANCES LIMITED sell to?

Serves UK mortgage and finance brokers, advisers and property intermediaries whose clients include homeowners, landlords, commercial property buyers and small to medium developers.

Key contacts (1)

Jordana Blanche Rashman

Director

Full details & directors in the file

Company vitals

UK Headcount

UK Revenue

£1MEstimate

Founded

19 years ago

Since Feb 2007

Manchester

Financial health

Financial Health

Healthy

Healthy · Hiring · 3% CAGR over 4y

Hiring

Location

245 Bury New Road, Whitefield

Manchester, M45 8QP

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North West Asset Finance Limited

Kingsley Asset Finance

Corporate BankingFintechAsset Management

1 employeesInc. 2014Oldham, North YorkshireCH 08886771

kingsleyassetfinance.co.uk

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Financial sub-scores

Computed from 5 filings

Cash100 / 100

Headcount40 / 100

What does North West Asset Finance Limited do?

Provides asset finance to businesses, including hire purchase, leasing and refinance for equipment and other business assets. Also offers unsecured professional practice loans for sectors such as…

Who does North West Asset Finance Limited sell to?

Serves UK corporates, SMEs, professional practices and finance brokers, including haulage, construction, printing, manufacturing, farming, bus and coach operators, dental, veterinary, accountancy,…

Key contacts (1)

Robert Ashley Hall

Director

Full details & directors in the file

Company vitals

UK Headcount

UK Revenue

£155.9KEstimate

Founded

12 years ago

Since Feb 2014

Oldham, North Yorkshire

Financial health

Financial Health

Healthy

Healthy · 0% CAGR over 4y

Financial distressTechnical insolvency

Location

35a Springmeadow Lane, Uppermill

Oldham, North Yorkshire, OL3 6HW

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Seaford Finance LLP

Seaford Finance

Corporate BankingInvestment BankingAsset Management

4 employeesInc. 2009ManchesterCH OC350416

seafordfinance.co.uk

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Financial sub-scores

Computed from 5 filings

Net assets40 / 100

Headcount83 / 100

What does Seaford Finance LLP do?

Arranges commercial finance for real estate investors and developers. Sources and structures funding for property acquisitions, refinancing and development projects, including mezzanine finance and…

Who does Seaford Finance LLP sell to?

Serves corporate real estate investors and developers in the UK and Europe, including limited companies, LLPs, larger partnerships, trusts and institutions seeking non-regulated property finance…

Full details & directors in the file

Company vitals

UK Headcount

UK Revenue

£186.5KEstimate

Founded

16 years ago

Since Nov 2009

Manchester

Financial health

Financial Health

Stable

Stable · Hiring · 7% CAGR over 4y

Hiring

Location

2nd Floor Parkgates Bury New Road, Prestwich

Manchester, M25 0TL

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FIRENZE GROUP LTD

Firenze

FintechSaaSStartup

4 employeesInc. 2023ManchesterCH 14904479

firenzegroup.co.uk

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Financial sub-scores

Computed from 2 filings

Net assets100 / 100

Cash100 / 100

Headcount100 / 100

What does FIRENZE GROUP LTD do?

Provides a platform for Lombard lending, enabling wealth managers, advisers and investment platforms to offer loans secured against clients’ investment portfolios. Handles application, credit…

Who does FIRENZE GROUP LTD sell to?

Serves wealth managers, financial advisers and investment platforms seeking client lending options, plus individual borrowers with investment portfolios who need liquidity.

Key contacts (3)

Paul David Pester

Director

Anna Victoria Curtis

Director

Gareth David Newman

Director

Full details & directors in the file

Company vitals

UK Headcount

UK Revenue

£647.1KEstimate

Founded

3 years ago

Since May 2023

Manchester

Financial health

100

Financial Health

Strong

Strong · Growing, Hiring · 100% CAGR over 1y

GrowingHiring

Location

41 New Cross Street, Swinton

Manchester, M27 4TU

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CHRYSALIS FINANCE LIMITED

Chrysalis Finance

Fintech

0 employeesInc. 2008ManchesterCH 06541664

chrysalisfinance.co.uk

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Financial sub-scores

Computed from 5 filings

Net assets0 / 100

Cash100 / 100

Headcount0 / 100

What does CHRYSALIS FINANCE LIMITED do?

Provides consumer finance for healthcare treatments, offering loans that allow patients to pay for medical, dental and cosmetic procedures through monthly instalments. Operates online loan…

Who does CHRYSALIS FINANCE LIMITED sell to?

Serves both consumers and businesses in UK healthcare: patients seeking pay-monthly finance for treatment, and clinical partners such as healthcare providers and clinicians offering finance options…

Full details & directors in the file

Company vitals

UK Headcount

UK Revenue

£564.5KEstimate

Founded

18 years ago

Since Mar 2008

Manchester

Financial health

Financial Health

Weak

Weak · -62% CAGR over 4y

Location

1 Worsley Court High Street, Worsley

Manchester, M28 3NJ

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Together

FintechCorporate BankingRetail Banking

5 employeesInc. 1996Cheadle, CheshireCH 03166982

togethermoney.com

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What does Together do?

Provides specialist property finance including residential and commercial mortgages, bridging loans, secured loans and auction finance. Offers buy‑to‑let, remortgaging, debt consolidation and…

Who does Together sell to?

Serves business and personal borrowers seeking specialist property finance, including landlords, first-time buyers, homeowners, self-employed applicants, social housing providers, corporate…

Full details & directors in the file

Company vitals

UK Headcount

UK Revenue

£78.6KEstimate

Founded

30 years ago

Since Mar 1996

Cheadle, Cheshire

Location

Lake View, Lakeside

Cheadle, Cheshire, SK8 3GW

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Together

FintechCorporate BankingRetail Banking

5 employeesInc. 1985Cheadle, CheshireCH 01954109

togethermoney.com

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What does Together do?

Provides specialist property finance including residential and buy‑to‑let mortgages, commercial mortgages, bridging loans, auction finance and secured loans for individuals and businesses, as well as…

Who does Together sell to?

Serves both business and personal borrowers, including landlords, property investors, homeowners, first-time buyers, self-employed borrowers, social housing providers, corporates, and intermediaries…

Full details & directors in the file

Company vitals

UK Headcount

UK Revenue

£77.7KEstimate

Founded

40 years ago

Since Nov 1985

Cheadle, Cheshire

Location

Lake View, Lakeside

Cheadle, Cheshire, SK8 3GW

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DSG Group

Fintech

5 employeesInc. 2015StockportCH 09870302

dsgfs.com

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What does DSG Group do?

Provides car finance brokerage and technology platforms for motor dealerships. Connects dealers and car buyers with a panel of lenders, offering quoting systems, API integrations, and tools to manage…

Who does DSG Group sell to?

Serves franchised, independent and prestige car dealerships, alongside motor-sector partners and car buyers seeking vehicle finance through dealer channels.

Key contacts (3)

Aidan John McKeown

Director

Mark David Archer Gow

Director

David Quate

Director

Full details & directors in the file

Company vitals

UK Headcount

UK Revenue

£360.3KEstimate

Founded

10 years ago

Since Nov 2015

Stockport

Location

Unity House, Hercules Office Park, Bird Hall Lane

Stockport, SK3 0UX

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CC Financial Solutions Ltd

Lendle

Fintech

22 employeesInc. 2017Bolton, Greater ManchesterCH 10572663

lendle.co.uk

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Financial sub-scores

Computed from 5 filings

Net assets0 / 100

Headcount55 / 100

What does CC Financial Solutions Ltd do?

Operates an online loan brokerage that compares secured homeowner loans from multiple lenders, enabling applicants to apply for loans for purposes such as debt consolidation or home improvements and…

Who does CC Financial Solutions Ltd sell to?

Serves UK consumers who own property and are seeking secured homeowner loans, including borrowers funding debt consolidation, home improvements, vehicle purchases, holidays or second homes.

Full details & directors in the file

Company vitals

UK Headcount

UK Revenue

£3.5M

Founded

9 years ago

Since Jan 2017

Bolton, Greater Manchester

Financial health

Financial Health

Weak

Weak · Hiring · 2% CAGR over 4y

HiringFinancial distressTechnical insolvency

Location

Unit 13a, 1st Floor Offices, Dunscar Business Park, Blackburn Road

Bolton, Greater Manchester, BL7 9PQ

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BRAMHALL COMMERCIAL 2 LIMITED

Bramhall Commercial

FintechReal Estate & Property

3 employeesInc. 2023Stockport, CheshireCH 14708478

bramhall-commercial.co.uk

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Financial sub-scores

Computed from 2 filings

Net assets0 / 100

Cash19 / 100

Headcount40 / 100

What does BRAMHALL COMMERCIAL 2 LIMITED do?

Provides short-term bridging loans and development finance for property investors and developers. Arranges fast, flexible funding to support property purchases, transactions, and development…

Who does BRAMHALL COMMERCIAL 2 LIMITED sell to?

Serves individuals, property investors and property developers seeking short-term bridging loans or development finance for property transactions and projects of varying scales.

Key contacts (3)

Anthony William Kirkham

Director

Jonathan Anthony Basso

Director

Georgina Basso

Director

Full details & directors in the file

Company vitals

UK Headcount

UK Revenue

£695.8KEstimate

Founded

3 years ago

Since Mar 2023

Stockport, Cheshire

Financial health

Financial Health

Distressed

Distressed · 0% CAGR over 1y

Financial distress

Location

Flynn House 32 Woodford Road, Bramhall

Stockport, Cheshire, SK7 1PA

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Swift Money Limited

Swift Money

Fintech

5 employeesInc. 2011ManchesterCH 07552504

swiftmoney.com

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Financial sub-scores

Computed from 3 filings

Cash0 / 100

Headcount40 / 100

What does Swift Money Limited do?

Operates an online credit brokerage that connects consumers with lenders offering payday and short‑term loans. Users submit a web application which is shared with partner lenders that may provide…

Who does Swift Money Limited sell to?

Targets UK consumers seeking small short-term payday loans, including applicants with poor or adverse credit histories who need £100–£1,000 for urgent expenses or temporary cash flow.

Key contacts (1)

Susan Brindley

Director

Full details & directors in the file

Company vitals

UK Headcount

UK Revenue

£2.1MEstimate

Founded

15 years ago

Since Mar 2011

Manchester

Financial health

Financial Health

Weak

Weak · 0% CAGR over 2y

Location

5-7 New Road, Radcliffe

Manchester, M26 1LS

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Oodle Car Finance

Fintech

6 employeesInc. 2010SalfordCH 07277272

oodlecarfinance.com

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What does Oodle Car Finance do?

Provides consumer car finance loans through an online platform. Offers pre‑approval checks, loan applications and payment calculators, enabling customers to secure financing and receive funds to…

Who does Oodle Car Finance sell to?

Serves UK consumers seeking car finance, especially individuals wanting pre-approval before buying a vehicle from a dealer or other seller.

Key contacts (3)

John Patrick Stein

Director

Richard Colin Gaskin

Director

Jonathan Charles Llewellyn Clayton

Director

Full details & directors in the file

Company vitals

UK Headcount

UK Revenue

£361KEstimate

Founded

16 years ago

Since Jun 2010

Salford

Location

2 New Bailey, 6 Stanley Street

Salford, M3 5GS

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PROVIDENTIAL FINANCE LIMITED

Providential Finance

Fintech

5 employeesInc. 2006Cheadle, CheshireCH 05863686

providential.ca

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Financial sub-scores

Computed from 5 filings

Cash100 / 100

Headcount75 / 100

What does PROVIDENTIAL FINANCE LIMITED do?

Provides equipment financing and leasing services for businesses in the landscape and construction sectors. Structures lease programmes for commercial equipment, working with equipment vendors and…

Who does PROVIDENTIAL FINANCE LIMITED sell to?

Serves B2B vendors and end-user companies in the landscape and construction industries, including small and large businesses needing commercial equipment financing support.

Key contacts (2)

Ceri Christina Evans

Director

Christopher Jones

Director

Full details & directors in the file

Company vitals

UK Headcount

UK Revenue

£259.4KEstimate

Founded

20 years ago

Since Jun 2006

Cheadle, Cheshire

Financial health

Financial Health

Strong

Strong · Hiring · 6% CAGR over 4y

Hiring

Location

18 Cleveleys Avenue, Heald Green

Cheadle, Cheshire, SK8 3RH

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BUGGY DOUGH LIMITED

Buggy Dough

FintechRetail BankingCorporate Banking

6 employeesInc. 2017OldhamCH 11009753

buggydough.com

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Financial sub-scores

Computed from 5 filings

Net assets100 / 100

Headcount100 / 100

What does BUGGY DOUGH LIMITED do?

Arranges car finance for consumers by connecting applicants with a panel of lenders. Provides online tools to search used cars, obtain finance quotes, and apply for vehicle loans through partner car…

Who does BUGGY DOUGH LIMITED sell to?

Serves individual consumers looking to finance a used or second-hand car, including applicants with poor credit histories or those refused elsewhere, buying through dealer networks.

Key contacts (1)

Charlotte Leigh Stephenson

Director

Full details & directors in the file

Company vitals

UK Headcount

UK Revenue

£191.7KEstimate

Founded

8 years ago

Since Oct 2017

Oldham

Financial health

100

Financial Health

Strong

Strong · Hiring · 32% CAGR over 4y

Hiring

Location

7 Zealand Street

Oldham, OL4 2SA

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Associated Credits Limited

ACL Finance Group

Fintech

0 employeesInc. 1952Radcliffe ManchesterCH 00512745

aclfinancegroup.co.uk

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Financial sub-scores

Computed from 3 filings

Net assets45 / 100

Cash0 / 100

Headcount0 / 100

What does Associated Credits Limited do?

Provides vehicle sourcing, finance and disposal services for businesses and individuals. Arranges hire purchase, finance lease and contract hire, supplies new and used vehicles, and offers asset…

Who does Associated Credits Limited sell to?

Serves businesses needing single vehicles or fleet support, and private individuals looking for cars, including vehicle buyers, fleet operators and owners disposing of unwanted vehicles.

Full details & directors in the file

Company vitals

UK Headcount

UK Revenue

£1.4MEstimate

Founded

73 years ago

Since Oct 1952

Radcliffe Manchester

Financial health

Financial Health

Weak

Weak · -90% CAGR over 2y

Location

78 Blackburn St

Radcliffe Manchester, M26 2JW

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HAPPY MOTOR FINANCE LIMITED

Happy Motor Finance

FintechAutomotive RetailCorporate Banking

8 employeesInc. 2022SalfordCH 14387669

happymotorfinance.co.uk

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Financial sub-scores

Computed from 3 filings

Net assets0 / 100

Headcount100 / 100

What does HAPPY MOTOR FINANCE LIMITED do?

Acts as a credit broker arranging vehicle finance for cars, vans and motorbikes through a panel of lenders. Offers PCP, hire purchase, lease purchase and refinancing options, including products for…

Who does HAPPY MOTOR FINANCE LIMITED sell to?

Serves consumers seeking vehicle finance for cars, vans, motorbikes, motorhomes and taxis, including applicants with poor credit, CCJs, IVAs, no deposit, negative equity, self-employed status,…

Key contacts (1)

Matthew John Royle

Director

Full details & directors in the file

Company vitals

UK Headcount

UK Revenue

£205.9KEstimate

Founded

3 years ago

Since Sep 2022

Salford

Financial health

Financial Health

Weak

Weak · Hiring · 26% CAGR over 2y

HiringFinancial distressTechnical insolvency

Location

Pennington House, 16 Carolina Way

Salford, M50 2ZY

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How this list is built

Methodology

Data sources

This list is built from UK Companies House filings, XBRL accounts data, and semantic analysis of each company's public website. Revenue and headcount figures come from the most recent filed accounts; where the company has not filed, values are estimated using a model trained on filed history and peer benchmarks and are labelled as estimates.

Classification

Rather than relying solely on SIC codes, Firmbase classifies each company semantically: the company's website is crawled, an AI model reads what the company actually sells, and the company is placed into the relevant industry and subsectors. SIC codes are used as one signal but not the only one. This means a company that registered under a generic SIC code but pivoted into (for example) fintech is correctly identified as fintech, not as its original SIC category.

Freshness

The underlying company data is refreshed from Companies House continuously; filings appear in the list within days of submission. The curated list ordering is regenerated when the underlying data moves meaningfully (company count changes by more than 5%, a new company enters the top-ranked segment, or the filed-revenue numbers for the top firms change). You can see the last-updated timestamp near the top of the page.

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Frequently asked questions

How many non-bank lending companies are there in Manchester?

Around 54 actively-trading non-bank lending companies are registered in Manchester. Of those, 8 report turnover above £5M in their most recent filed accounts. This Manchester list covers companies across the wider Manchester travel-to-work area, including surrounding towns — not just the Manchester local-authority boundary.

What counts as a non-bank lending company in this list?

A company is included when its public website and filed activity descriptions indicate it sells non-bank lending products or services as its primary business — not just because of the SIC code it picked at incorporation. Each company is tagged via semantic analysis of its website content; SIC codes are used as supporting signal, not the sole gate.

Which are the largest non-bank lending companies in Manchester?

The list is ranked by a sales-readiness score — built from trading signals, financial health and growth rather than raw turnover — so the most actionable non-bank lending companies in Manchester appear at the top of the table. Larger firms often still rank highly, because that score rewards genuine trading scale, but the order reflects sales-readiness, not turnover alone. About 8 of the 54 actively-trading firms report turnover above £5M in their most recent accounts; subsidiaries that file consolidated worldwide accounts are excluded so the figures stay comparable across UK filers.

What do non-bank lending companies in Manchester actually do?

Companies in this list span a range of non-bank lending niches — from vertical workflow tools and developer infrastructure to financial software and analytics platforms — bound together by their primary non-bank lending focus.

How does Manchester non-bank lending compare internationally?

Cross-border comparisons of non-bank lending populations are tricky because every country defines the sector slightly differently and reports financials on different cadences. We focus this list on firms that file UK statutory accounts so the figures are comparable; international peer breakdowns aren't bundled here.

How is this list built and how fresh is the data?

The list is rebuilt from Companies House dump data, XBRL filings, and a website analysis pass over each company's public site. Companies with consolidated group accounts (worldwide rather than UK-only revenue) are excluded so the figures stay UK-specific. The page's last-updated date is shown at the top.

How big are the typical non-bank lending companies in Manchester?

Company sizes in this list vary widely. The median actively-trading non-bank lending firm employs around 3 people, and median UK turnover across the list is roughly £386k in the most recent filed accounts.

Are these mostly new or established non-bank lending companies?

8 of the 54 actively-trading non-bank lending companies in this list were incorporated since 2022; the remainder were incorporated before then, so the Manchester list mixes recent entrants with longer-established firms.

What SIC codes does this use?

Rather than relying solely on SIC codes, we build a semantic understanding of what each company actually does by scraping its website and analysing it with AI. This means a company is included based on what it sells, not what SIC code it picked at incorporation. SIC codes are used as a signal but not the primary classification.

What buying signals should I look for?

The strongest signals for B2B outbound are recent leadership changes (new CFO/CRO), rapid headcount growth, revenue-band changes, and web-stack changes. Firmbase tracks all of these automatically.

Buy all 81 companies as a spreadsheet.

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