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Crowdfunding Companies in the UK: 28 Active Firms (2026)
Crowdfunding companies in the UK run online platforms that raise capital, loans or donations from multiple backers under FCA-facing rules.
Buying centres tend to sit with fundraising teams, finance directors, charity operators and investor-relations staff rather than a single software budget. Sellers usually serve marketplace participants on each side: issuers, borrowers or campaign owners, and investors, lenders, donors or consumer backers. Engagements are operational as much as technical, covering campaign administration, due diligence workflows, investor onboarding, payment handling and post-raise communications. The typical supplier profile is a small to mid-sized platform operator, often regulation-adjacent, where fees attach to transactions, campaign success, issuer services or administration rather than a conventional enterprise software licence.
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The UK cohort is small, at 28 active crowdfunding companies, which makes it closer to a specialist financial-market infrastructure niche than to a broad software category. Reported employment totals 416 people, suggesting lean operating teams once platform engineering, compliance, onboarding and customer support are spread across each operator. The market therefore reads as operator-led rather than employer-heavy, with a limited population of platforms carrying permissions, payments and campaign administration work.
FCA oversight falls unevenly across the sector. Loan-based and investment-based crowdfunding sit inside the FCA perimeter, while donation, rewards and pre-payment models may face regulated payment-services questions rather than platform authorisation in the same form. The FCA treats crowdfunding and peer-to-peer lending as high-risk investments, with checks on authorisation, permissions, financial promotions and investor appropriateness. Promotion rules narrow the audience for some offers, particularly where retail investors must confirm limits or pass appropriateness tests. The newer Public Offer Platform route under the Public Offers and Admissions to Trading Regulations gives some operators another authorisation question, while the UK Crowdfunding Association provides a trade-body reference point.
Specialisation appears more likely than a broad wave of new platforms. Fundraisers and investors tend to value permissions, onboarding controls and evidence of orderly campaign administration, so compliance capacity is likely to remain a commercial differentiator as well as a cost centre. Smaller operators may keep clustering around asset classes, community projects or borrower types where trust and distribution matter more than generic platform scale. Revenue-ranked operators should have more room to absorb payment, diligence and promotion-control work, but consolidation may be slow because permissions, client money arrangements and investor communications all complicate handovers.
28
Active firms
2026
2
Above £5M turnover
reported threshold
2
New since 2022
incorporated companies
Key facts
About 7% of the trading cohort reports turnover above £5M (2 of 28 firms) — the rest sits below that revenue band.
7% of the cohort was incorporated since 2022 (2 firms), so a sizeable share is in its first few filing cycles.
Loan-based crowdfunding and investment-based crowdfunding sit within the FCA perimeter, and payment services linked to donation and rewards models may also be regulated.
The FCA treats crowdfunding and peer-to-peer lending as high-risk investments and expects users to check platform authorisation and permissions.
Financial promotions can be limited to restricted investors who confirm they will invest no more than 10% of net assets, sophisticated or high-net-worth investors, or consumers who pass an appropriateness test.
The Public Offer Platform regime under the Public Offers and Admissions to Trading Regulations 2024 came into force on 19 January 2026.
Top UK Crowdfunding companies
Trajectory
5y · 2021–NowFinancial sub-scores
Computed from 5 filingsOperates an online crowdfunding platform for community projects, enabling individuals and organisations to create project pages, collect public pledges, and access additional funding from councils,…
Serves community groups, local project creators and residents crowdfunding neighbourhood improvements across the UK and Ireland, alongside councils, foundations and companies that fund civic and…
Financial Health
WeakWeak · 2% CAGR over 4y
Location
Trajectory
5y · 2021–NowFinancial sub-scores
Computed from 5 filingsOperates an online crowdfunding platform that connects investors with businesses seeking funding. Enables individuals to invest in business finance opportunities and manage investments through…
Serves retail investors seeking crowdfunding and Innovative Finance ISA opportunities, alongside entrepreneurs and small businesses looking for risk capital through a fintech platform.
Financial Health
StableStable · Hiring · 29% CAGR over 4y
Location
Rebuildingsociety.com Ltd
Trajectory
5y · 2021–NowFinancial sub-scores
Computed from 5 filingsOperates an online peer‑to‑business lending platform connecting individual investors with small and medium‑sized businesses seeking loans. Enables lenders to fund loans, earn interest and use an…
Sells to UK retail lenders seeking peer-to-business investment opportunities, SMEs looking for business loans, and financial introducers such as IFAs, DFMs, partners and council-backed referral…
Financial Health
StableStable · 0% CAGR over 4y
Location
Lendwise Ltd
Trajectory
5y · 2020–NowFinancial sub-scores
Computed from 5 filingsOperates an online lending platform providing private education and personal loans, including postgraduate, MBA, professional training and school fee financing. Also enables investors to fund loan…
Serves UK consumers seeking education finance, including postgraduate and international MBA students, graduates, professionals taking qualifications or bootcamps, parents funding university or school…
Financial Health
StrongStrong · 16% CAGR over 4y
Location
INVEXTRA LIMITED
Trajectory
5y · 2021–NowFinancial sub-scores
Computed from 5 filingsOperates an FCA‑regulated online investment platform that arranges opportunities for investors to fund UK real estate development projects. Investments are made through bond instruments issued by…
Serves global individual and professional investors seeking exposure to UK real estate development investments through high-risk, illiquid online investment opportunities.
Financial Health
StableStable
Location
E-Money Capital Ltd
Trajectory
5y · 2022–NowFinancial sub-scores
Computed from 5 filingsOperates an online peer‑to‑peer lending platform that connects investors with property‑backed loans. Allows individuals to invest through accounts including Innovative Finance ISAs, and provides…
Serves UK retail investors and ISA holders seeking peer-to-peer property-backed investments, alongside property borrowers applying for loans through the platform.
Financial Health
StableStable · -65% CAGR over 4y
Location
ETHEX INVESTMENT CLUB LIMITED
Trajectory
5y · 2021–NowFinancial sub-scores
Computed from 5 filingsOperates an online investment platform offering community shares and bonds issued by community benefit societies, charities, and social enterprises, enabling individuals to invest in social and…
Serves retail investors seeking ethical, high-risk investments, plus community benefit societies, charities and social-purpose businesses raising finance.
Financial Health
WeakWeak · Hiring · 10% CAGR over 4y
Location
Trajectory
3y · 2023–NowFinancial sub-scores
Computed from 3 filingsOperates an online lending platform connecting investors with individuals or businesses seeking asset‑backed loans. Arranges and administers secured lending opportunities and enables lenders to…
Serves high-net-worth individual and company borrowers, alongside private lenders and investors prepared to fund loans to individuals or businesses, including IFISA users and higher-risk investment…
Financial Health
HealthyHealthy · -29% CAGR over 2y
Location
Trajectory
5y · 2022–NowFinancial sub-scores
Computed from 5 filingsOperates a peer‑to‑peer lending platform that enables individuals to invest in loans secured against property developments. Provides investment accounts and ISA options, pays interest to investors,…
Serves retail investors seeking peer-to-peer lending and ISA investment accounts, alongside property borrowers looking for loans.
Financial Health
StableStable · -66% CAGR over 4y
Location
BLEND LOAN NETWORK LIMITED
Trajectory
5y · 2020–NowFinancial sub-scores
Computed from 5 filingsOperates a peer‑to‑peer lending platform that provides short‑term loans to residential property developers, funded by individual and institutional investors. Facilitates investment in property…
Serves residential property developers and finance brokers, alongside retail, professional and institutional investors interested in property-backed P2P lending.
Financial Health
StableStable · Hiring · 14% CAGR over 5y
Location
Kuflink Security Trustees Ltd
Trajectory
5y · 2020–NowFinancial sub-scores
Computed from 5 filingsOperates a peer‑to‑peer lending platform that enables investors to fund short‑term loans secured against property. Offers investment products including IF‑ISA accounts and automated portfolios, and…
Serves UK retail and sophisticated investors, SIPP/SSAS and IF-ISA users, plus finance brokers and property borrowers seeking bridging or development loan funding.
Financial Health
DistressedDistressed · 0% CAGR over 4y
Location
Trajectory
5y · 2021–NowFinancial sub-scores
Computed from 5 filingsOperates a peer‑to‑peer lending platform that enables individuals to invest in property‑backed loans and earn interest. Provides investment accounts, including Innovative Finance ISA options, and…
Serves UK retail investors seeking peer-to-peer investment and ISA accounts, alongside property borrowers seeking loans.
Financial Health
DistressedDistressed
Location
Operates a peer‑to‑peer lending platform that enables individuals to invest in short‑term loans secured against property. Provides investment products including IF-ISA, auto‑invest accounts, and…
Serves UK retail and sophisticated investors seeking property-backed peer-to-peer investments, alongside finance brokers and property borrowers or developers needing short-term secured loan funding.
Location
Crowdfunder Ltd
Trajectory
5y · 2021–NowFinancial sub-scores
Computed from 5 filingsOperates an online crowdfunding platform that enables individuals, community groups, and nonprofits to raise money for projects, personal causes, and charitable initiatives by creating fundraising…
Serves individuals, grassroots groups, charities, nonprofits, schools, sports clubs and community organisations raising money for personal causes, emergencies, creative projects, activism, education,…
Financial Health
StableStable · 2% CAGR over 4y
Location
Edinburgh Alternative Finance Limited
Trajectory
5y · 2021–NowFinancial sub-scores
Computed from 5 filingsOperates an online lending platform that connects small and medium-sized businesses seeking loans with investors. Assesses applications and facilitates unsecured business loans, typically…
Sells to UK small and medium-sized businesses seeking loans, especially limited companies and LLPs trading for at least two years with £100,000+ turnover. Also serves finance introducers and…
Financial Health
StableStable · -65% CAGR over 4y
Location
JUSTICE ANGELS PLATFORM LIMITED
Trajectory
5y · 2021–NowFinancial sub-scores
Computed from 5 filingsOperates an online crowdfunding platform enabling individuals to raise donations to fund legal cases. Provides campaign pages, fundraising tracking, and payment transfer to lawyers when campaigns…
Serves individual litigants who need financial support for legal cases, and lawyers whose clients require fundraising for matters such as family, employment, discrimination, criminal appeals,…
Financial Health
WeakWeak · -5% CAGR over 4y
Location
HNW LENDING LIMITED
Trajectory
5y · 2021–NowFinancial sub-scores
Computed from 5 filingsOperates an online lending platform connecting investors with individuals or businesses seeking asset‑backed loans. Arranges and administers secured loans, enabling lenders to fund loans and…
Serves high-net-worth individuals and companies as borrowers, plus private lenders and investors seeking exposure to loans; targets both B2C and B2B customers.
Financial Health
WeakWeak · 0% CAGR over 4y
Location
Trajectory
1y · 2024–NowOperates an online investment platform that enables investors to fund UK real estate development projects through bonds issued by project-specific special purpose vehicles. Conducts project due…
Targets global investors seeking access to UK real estate opportunities, including individuals eligible for high-risk speculative illiquid investments and likely advised or experienced investors.
Financial Health
Insufficient historyInsufficient history
Location
Trajectory
4y · 2021–NowProvides property finance including bridging loans and residential and commercial investment mortgages. Operates an investment platform where individuals fund property‑backed loans and projects,…
Serves property investors, landlords and commercial borrowers seeking secured finance, plus individual and professional investors funding property-backed loans. Also targets mortgage and finance…
Financial Health
Insufficient historyInsufficient history
Location
Trajectory
3y · 2023–NowFinancial sub-scores
Computed from 3 filingsOperates an online fundraising platform that enables individuals and charities to create fundraising pages, collect donations, run charity campaigns and events, and process contributions online,…
Serves charities, individual fundraisers and donors using online giving, including people raising money for personal, community and nonprofit causes. Targets both organisations and consumers involved…
Financial Health
StableStable · 0% CAGR over 2y
Location
Trajectory
4y · 2022–NowFinancial sub-scores
Computed from 4 filingsProvides online fundraising and donation software for charities, including branded donation pages, fundraising campaign pages, event registration and ticketing, and tools for managing mass…
Serves charities and nonprofit fundraising teams, including organisations running digital donation campaigns, appeal pages, in-memory giving and mass participation events such as major UK challenge…
Financial Health
StableStable · 2% CAGR over 3y
Location
Invest and Fund
Operates a credit‑led alternative finance platform that connects lenders with residential property developers, enabling investment in property development loans and property‑backed lending…
Serves lenders/investors and UK residential property developers seeking or providing finance within the UK residential housing market.
Location
Invest & Fund
Trajectory
4y · 2021–NowFinancial sub-scores
Computed from 4 filingsOperates a credit‑focused alternative finance platform that connects lenders with residential property developers, enabling investors to fund property development loans and earn returns while…
Serves lenders and investors seeking property-backed opportunities, alongside UK residential property developers needing finance. Also addresses financial professionals and property sector…
Financial Health
StableStable
Location
TAB HQ
Trajectory
5y · 2021–NowFinancial sub-scores
Computed from 5 filingsProvides property finance and investment services, offering bridging loans, residential and commercial mortgages, and a platform where investors fund secured property loans and property-backed…
Serves property borrowers seeking residential or commercial mortgages and bridging finance, intermediaries arranging secured loans, and investors looking for property-backed investment opportunities.
Financial Health
StrongStrong · Hiring · 59% CAGR over 4y
Location
Trajectory
4y · 2022–NowFinancial sub-scores
Computed from 4 filingsOperates an online crowdfunding platform enabling creators to launch campaigns and raise funds for projects in areas such as technology, design and education, providing tools for campaign management,…
Financial Health
StrongStrong
Location
ASSETZ SME CAPITAL LIMITED
Trajectory
3y · 2023–NowFinancial sub-scores
Computed from 3 filingsProvides secured lending to small and medium-sized businesses and property investors through a marketplace lending platform. Offers development finance, bridging loans, residential refurbishment…
Serves SME property developers, professional property investors, landlords and established businesses seeking property-backed finance, with a dedicated intermediary and broker channel.
Financial Health
DistressedDistressed · -96% CAGR over 2y
Location
SOURCED NETWORK LIMITED
Trajectory
3y · 2023–NowFinancial sub-scores
Computed from 3 filingsOperates a property investment platform that sources off‑market property deals, provides peer‑to‑peer funding for development projects, and supports investors through a franchise network offering…
Serves individual and professional property investors seeking UK property opportunities, passive income or portfolio growth, and targets aspiring franchisees who want to run property businesses…
Financial Health
StrongStrong
Location
KO-FI LABS LIMITED
Trajectory
5y · 2020–NowFinancial sub-scores
Computed from 5 filingsOperates an online platform that enables creators to receive tips from supporters, sell digital or physical products, offer paid memberships, accept commissions, and manage fan support, with payments…
Serves independent creators and online communities, including artists, streamers, writers, crafters, podcasters, video creators, cosplayers, musicians and developers seeking income from fans and…
Financial Health
StrongStrong · Hiring · 34% CAGR over 4y
Location
Trajectory
3y · 2023–NowFinancial sub-scores
Computed from 3 filingsOperates an online trading platform for private company shares, enabling investors and shareholders to buy and sell securities through periodic auctions and order books. Also facilitates…
Serves investors, existing shareholders and private UK companies in private capital markets, including HNW and sophisticated investors, brokers, investment managers, and firms needing shareholder…
Financial Health
StableStable · 0% CAGR over 2y
Location
Trajectory
5y · 2021–NowFinancial sub-scores
Computed from 5 filingsProvides alternative financing and working capital to businesses, and offers investors opportunities to fund loans through debt notes and crowdfunding-style investment offerings, facilitating direct…
Serves consumers and small business owners seeking alternative financing, particularly entrepreneurs unable to access bank loans; also targets retail and accredited investors seeking debt…
Financial Health
HealthyHealthy · -7% CAGR over 4y
Location
Trajectory
4y · 2020–NowFinancial sub-scores
Computed from 4 filingsDevelops online fundraising and donation management software for charities, non-profits and mosques. Provides tools that automate recurring donations and campaigns tied to Islamic giving periods such…
Sells to charities, non-profits and mosques seeking faith-based fundraising tools, particularly organisations serving Muslim donors during Ramadan, Fridays and Dhul Hijjah. Targets B2B and non-profit…
Financial Health
HealthyHealthy · Hiring · 26% CAGR over 4y
Location
Trajectory
5y · 2021–NowFinancial sub-scores
Computed from 5 filingsProvides digital fundraising software for charities, enabling supporters to donate via SMS. Offers tools for one-off and recurring text donations, text-based raffle competitions, campaign management,…
Sells to charities and nonprofit fundraising teams, including charity leaders, digital fundraising staff and campaign managers, using text-based donation, raffle and lottery campaigns.
Financial Health
DistressedDistressed · -14% CAGR over 4y
Location
KLUBFUNDER LIMITED
Trajectory
5y · 2020–NowFinancial sub-scores
Computed from 5 filingsServes clubs and member-led organisations that need fundraising support, with buyers likely to be club committees, administrators or volunteers responsible for raising funds.
Financial Health
HealthyHealthy · Hiring · 18% CAGR over 5y
Location
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How UK Crowdfunding companies work and how to sell to them
What they do
Crowdfunding operators make money by matching fundraisers with backers and taking fees around the campaign rather than selling a single licence. Investment and lending platforms usually charge issuers or borrowers for access, diligence, administration and ongoing investor communications; rewards, donation and pre-payment models tend to monetise campaign services, payment handling and success fees. Margins depend on campaign volume, conversion and repeat use, because the operator carries fixed costs in compliance, engineering, support and payments even when raise activity is lumpy. The product is part marketplace, part regulated workflow, with trust and clear post-raise servicing doing as much work as the public campaign page.
Who they sell to
Customer bases are usually two-sided. On one side sit growth companies, property or asset-backed borrowers, charities, community schemes and consumer-facing campaign owners; on the other sit retail investors, private lenders, donors or fans who need enough confidence to commit online. Commercial buyers are typically founders, finance directors, heads of fundraising, investor-relations teams and trustees, with legal or compliance input when promotions touch regulated activity. Smaller campaigns can be won through direct sales and partner referrals, while higher-value issuer or borrower mandates tend to involve diligence calls, document review and board-level sign-off. Procurement is rarely a formal software RFP, but it is not purely self-serve either.
What they buy
Most crowdfunding firms tend to spend on payment infrastructure, customer onboarding, identity verification, anti-money-laundering checks, investor appropriateness flows, CRM, email operations, customer support, analytics and finance tooling. Security, audit trails and data retention matter because campaign records, promotions and investor communications may be tested after money has moved. Regulated and regulation-adjacent operators also buy legal advice, compliance monitoring, client-money or safeguarding support, outsourced finance, accountancy and recruitment for product, risk and support roles. Marketing budgets usually concentrate on paid acquisition, conversion optimisation, community building and content production, but suppliers need to show how activity fits financial-promotion constraints rather than just promising more traffic.
Why and how to sell to them
Commercial intent tends to appear when a platform adds a new campaign type, seeks or changes FCA permissions, launches an issuer-services arm, hires senior risk or finance staff, or starts handling a higher cadence of campaigns. Sellers should expect buyers to care about operational drag: manual diligence, slow onboarding, payment failures, weak audit evidence, rising support load and uncertainty around promotions. The better outbound angle is usually risk reduction tied to throughput, not a generic efficiency claim. Messaging that recognises marketplace seasonality, retail-investor protection and post-raise servicing is more credible than a volume pitch aimed at software companies in general.
How this list is built
Data sources
This list is built from UK Companies House filings, XBRL accounts data, and semantic analysis of each company's public website. Revenue and headcount figures come from the most recent filed accounts; where the company has not filed, values are estimated using a model trained on filed history and peer benchmarks and are labelled as estimates.
Classification
Rather than relying solely on SIC codes, Firmbase classifies each company semantically: the company's website is crawled, an AI model reads what the company actually sells, and the company is placed into the relevant industry and subsectors. SIC codes are used as one signal but not the only one. This means a company that registered under a generic SIC code but pivoted into (for example) fintech is correctly identified as fintech, not as its original SIC category.
Freshness
The underlying company data is refreshed from Companies House continuously; filings appear in the list within days of submission. The curated list ordering is regenerated when the underlying data moves meaningfully (company count changes by more than 5%, a new company enters the top-ranked segment, or the filed-revenue numbers for the top firms change). You can see the last-updated timestamp near the top of the page.
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Frequently asked questions
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