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Insurance Broking Companies in Derby: 29 Active Firms (2026)
Insurance broking companies arrange cover, advise on risk and place policies for clients across Derby and its surrounding metropolitan area.
Buying demand usually sits with owner-managed firms, local property and construction operators, fleet-heavy trades, charities, landlords and households that still want adviser contact rather than pure online distribution. Engagements tend to be renewal-led: risk review, market presentation, placement, mid-term adjustment and claims support, often for relatively modest premium pools. The Derby fit is therefore more regional relationship broking than enterprise risk advisory, with compliance work sitting close to the sales process. Client-money handling, fair-value checks, Consumer Duty evidence and appointed-representative oversight shape how compact teams organise account handling and back-office administration.
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Derby has 29 actively trading insurance broking companies, a small local cohort rather than a regional hub. Reported employment totals 48 people, which fits the pattern of compact broker teams handling advice, renewals and administration rather than large placement desks. The absence of revenue-ranked firms above the major-turnover threshold points to a market made up of micro and small intermediaries, where client retention, referral flow and compliance capacity may matter more than national distribution. For researchers, the useful read is how many firms are still trading locally and employing staff.
UK insurance broking sits inside FCA perimeter regulation, with general insurance intermediaries applying through the regulator’s authorisation process and demonstrating threshold-conditions compliance before trading. The practical test is not just permission to arrange cover: governance, financial forecasts, client-money arrangements where relevant and Consumer Duty evidence all need to be operational. FCA supervision has kept fair value, commission linked to value provided, appointed-representative oversight, client-money safeguarding and wind-down planning in view. BIBA remains the main trade body channel for broker compliance representation with the FCA and related regulatory organisations.
The Derby market appears likely to remain relationship-led, with adviser continuity and renewal handling carrying more weight than product breadth. Smaller brokerages tend to face the same compliance burden as larger peers, so back-office discipline may become a practical constraint on how far owner-managed firms can expand. Consolidation interest is plausible where books are defensible and staff retention looks manageable, but the cohort does not read as a scale-up-heavy market. Regulatory pressure around value, client money and appointed representatives is likely to keep operational detail close to the commercial conversation.
29
Active firms
2026
6
Recent incorporations
Since 2022
0
Above £5M revenue
In the Derby cohort
Key facts
20% of the cohort was incorporated since 2022 (6 firms), so a sizeable share is in its first few filing cycles.
UK general insurance intermediaries need FCA authorisation through Connect, with threshold-conditions, governance, financial forecasts and Consumer Duty readiness assessed at application stage.
FCA supervisory attention for brokers includes fair value, commission reflecting value provided, appointed-representative oversight, client-money safeguarding and wind-down planning.
BIBA says brokers write £105.5bn in gross written premium across all lines of business and arrange 94% of commercial lines business.
UK brokers account for a high share of commercial-lines placement, so local broker markets tend to sit within a broker-led distribution model rather than a purely retail-led insurance market.
Top Derby Insurance Broking companies
PRETIUM AGENCY LIMITED
Trajectory
2y · 2024–NowFinancial sub-scores
Computed from 2 filingsFinancial Health
StrongStrong
Location
REETIKA FINANCIAL CONSULTING LTD
Trajectory
5y · 2020–NowFinancial sub-scores
Computed from 5 filingsFinancial Health
DistressedDistressed
Location
SAFE & SECURE INSURANCE SERVICES LIMITED
Trajectory
5y · 2021–NowFinancial sub-scores
Computed from 5 filingsArranges and sells home insurance policies through a panel of insurers. Provides buildings and contents cover for homeowners, landlords and tenants, and offers referral and commission-based services…
Serves UK mortgage and insurance brokers seeking a referral partner, plus individual homeowners, landlords and tenants needing residential, buy-to-let, tenant or non-standard home insurance.
Financial Health
StrongStrong · Hiring · 12% CAGR over 4y
Location
View Finance Ltd
Trajectory
5y · 2021–NowFinancial sub-scores
Computed from 5 filingsFinancial Health
StrongStrong · Growing · 0% CAGR over 4y
Location
FIFTY NINE FINANCIAL LIMITED
Trajectory
5y · 2021–NowFinancial sub-scores
Computed from 5 filingsFinancial Health
HealthyHealthy · 0% CAGR over 4y
Location
GUILD OF PROFESSIONAL BEAUTY THERAPISTS LTD
Trajectory
5y · 2021–NowFinancial sub-scores
Computed from 5 filingsProvides membership organisation for beauty, hair and holistic therapists, offering professional liability insurance, accredited training courses, training provider accreditation, professional…
Serves B2B beauty industry professionals, including beauty therapists, holistic therapists, nail technicians, hairdressers and barbers, plus training schools and providers seeking accreditation,…
Financial Health
StableStable · -70% CAGR over 4y
Location
ALFRETON INSURANCE SERVICES (HOLDINGS) LIMITED
Trajectory
5y · 2022–NowFinancial sub-scores
Computed from 5 filingsProvides insurance brokerage services for personal and commercial clients, arranging policies from multiple insurers including car, home, travel, breakdown, landlord, liability, motor trade, fleet,…
Serves individuals and businesses in Derbyshire, including drivers, homeowners, travellers, landlords, retailers, offices and surgeries, motor traders, and fleet or commercial vehicle operators.
Financial Health
StableStable · -68% CAGR over 4y
Location
P. F. Spare (1962) Limited
Trajectory
5y · 2021–NowFinancial sub-scores
Computed from 5 filingsFinancial Health
HealthyHealthy · -10% CAGR over 4y
Location
LAP Insurance Brokers Limited
Trajectory
5y · 2021–NowFinancial sub-scores
Computed from 5 filingsIndependent insurance broker arranging insurance policies for clubs and organisations. Provides advice on policy options and coverage, risk assessment, rebuild cost assessments, and assistance with…
Serves clubs across the UK as its core B2B market, alongside other organisations and businesses across a range of industries that need commercial insurance advice and ongoing client support.
Financial Health
HealthyHealthy · 0% CAGR over 4y
Location
MY OTHER CAR IS A LIMITED
Trajectory
5y · 2021–NowFinancial sub-scores
Computed from 5 filingsFinancial Health
StableStable
Location
DAVID WAIN INSURANCE SERVICES LIMITED
Trajectory
5y · 2021–NowFinancial sub-scores
Computed from 5 filingsProvides insurance brokerage services, arranging personal policies including car, home, liability and travel insurance. Offers quotations and advice, helping customers select and arrange cover from a…
Serves local consumers and small businesses seeking insurance quotes, including homeowners, drivers, classic car owners, travellers and organisations needing liability cover.
Financial Health
HealthyHealthy · Hiring · 5% CAGR over 4y
Location
Prn Financial Ltd
Trajectory
3y · 2024–NowFinancial sub-scores
Computed from 3 filingsFinancial Health
DistressedDistressed
Location
Inceptum Novum Limited
Trajectory
3y · 2022–NowFinancial sub-scores
Computed from 3 filingsFinancial Health
DistressedDistressed
Location
Homelet (The Letting Centre) Ltd
Trajectory
4y · 2022–NowFinancial sub-scores
Computed from 4 filingsProvides tenant referencing services and insurance products for the private rental sector, including landlord buildings and contents insurance, tenant contents and liability cover, and rent guarantee…
Serves the UK private rental sector, including letting agents, landlords and tenants, with B2B services for agencies and consumer-facing products for renters and property owners.
Financial Health
HealthyHealthy · Hiring · 8% CAGR over 3y
Location
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How Derby Insurance Broking companies work and how to sell to them
What they do
Insurance brokers earn mainly from insurer commissions, client fees, administration charges and, in some cases, income linked to premium finance or specialist schemes. They do not usually carry the insured risk themselves; their commercial value sits in advising on cover, presenting risks to markets, arranging policies, handling renewals and helping clients through claims. Pricing tends to follow the premium base, with fee agreements more common for larger or more complex commercial cases. In Derby, the service shape is usually advice plus administration rather than a pure software or marketplace model, so revenue depends heavily on retained client books and renewal discipline.
Who they sell to
Most Derby insurance brokers sell to local SMEs, owner-managed businesses, landlords, trades, charities and households that prefer adviser contact. Commercial buyers are typically owner-managers, finance directors, operations managers, property managers or office managers; domestic buyers are more likely to deal directly with an adviser. Sales cycles usually follow renewal dates, with brokers trying to engage prospects several weeks before incumbent terms expire. Larger commercial accounts may involve a tender or formal market presentation, but referrals, local networks, accountant introductions and direct outreach still matter. Procurement is therefore relationship-led, with trust and responsiveness often tested before price.
What they buy
Most insurance broking firms tend to spend on systems that reduce renewal administration, improve compliance evidence and keep client information in order. Common categories include broker management software, CRM, document management, e-signature, call recording, accounting tools, client-money reconciliation, cyber security, staff training and compliance consultancy. Smaller teams may also buy outsourced bookkeeping, audit support, website work, local search marketing and recruitment for account handlers or advisers. Sellers should expect scrutiny around FCA obligations, audit trails, permission controls and data security. Products that add manual work, duplicate existing systems or require long implementation projects can be a difficult fit for compact broker teams.
Why and how to sell to them
Insurance broking buyers tend to evaluate vendors when renewal workload rises, a senior adviser leaves, a book of clients is acquired, FCA expectations change, or client-money handling becomes harder to evidence. Other triggers include new appointed-representative relationships, a move from informal spreadsheets to controlled workflows, or a push to grow commercial lines without adding much headcount. Outbound messages usually land better when they speak to retained clients, cleaner renewals, fewer rekeying steps and defensible compliance records. Derby brokers are unlikely to respond to abstract scale claims; they are more likely to test whether a supplier understands small regulated intermediaries and renewal-led revenue.
How this list is built
Data sources
This list is built from UK Companies House filings, XBRL accounts data, and semantic analysis of each company's public website. Revenue and headcount figures come from the most recent filed accounts; where the company has not filed, values are estimated using a model trained on filed history and peer benchmarks and are labelled as estimates.
Classification
Rather than relying solely on SIC codes, Firmbase classifies each company semantically: the company's website is crawled, an AI model reads what the company actually sells, and the company is placed into the relevant industry and subsectors. SIC codes are used as one signal but not the only one. This means a company that registered under a generic SIC code but pivoted into (for example) fintech is correctly identified as fintech, not as its original SIC category.
Freshness
The underlying company data is refreshed from Companies House continuously; filings appear in the list within days of submission. The curated list ordering is regenerated when the underlying data moves meaningfully (company count changes by more than 5%, a new company enters the top-ranked segment, or the filed-revenue numbers for the top firms change). You can see the last-updated timestamp near the top of the page.
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Frequently asked questions
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