Payments Companies in London: 300 Active Firms (2026)

Payments companies in London build payment processing, acceptance and settlement services for merchants, platforms and financial institutions.

Buying tends to sit across finance, operations and product rather than a single payments team. Merchant acquirers, platform operators and marketplace businesses usually care about acceptance rates, settlement reliability, reconciliation effort and dispute handling; financial institutions tend to scrutinise controls, reporting and operational resilience. Sales motions therefore split between API-led product evaluation and procurement-led service assessment, with integration work often making the first contract more complex than a standard software subscription. The most relevant suppliers for this page look like mid-market London businesses handling recurring commercial payment flows, not consumer wallet apps or general accountancy tools.

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London has 300 payments companies actively trading, a relatively concentrated cohort for a category that needs merchant access, banking connectivity and technical integration capacity. Reported employment totals 1,501 people, which suggests that much of the list is made up of specialist operators rather than very large payrolls. The commercial centre of gravity is B2B: merchant services, platform payments, payment operations and cross-border settlement support for clients that already have transaction volume, compliance teams and integration budgets.

Payment acceptance and settlement sits close to regulated financial services even when the supplier is not acting as a bank. Buyer diligence tends to focus on authorisation boundaries, safeguarding arrangements, anti-money-laundering controls, fraud screening, chargeback handling and audit trails. Market structure also matters: London suppliers often sell into merchants and platforms that depend on third-party banking, card-network and account-to-account rails, so resilience and reconciliation are commercial issues as much as compliance ones. Cross-border flows add further scrutiny around currency handling, sanctions screening and local payment methods.

Commercial demand appears most resilient where payments capability is embedded into vertical software, marketplaces and finance workflows rather than sold as a generic checkout layer. Early-commercial firms may find buyer scrutiny harder as merchants ask for clearer evidence on uptime, fraud loss, settlement timing and dispute operations before committing volume. Scale-up scarcity should favour businesses with repeatable integrations and defensible compliance processes. Consolidation also looks plausible, as larger platforms prefer fewer payment partners and smaller operators face ongoing pressure from risk controls, support costs and margin compression.

What’s in the file

One row per company, 50+ columns — everything below plus each company’s verified directors, from Companies House filings.

Company data

Company name
Website
City & address
Companies House no.
Incorporation date
SIC codes & industry tags
What they do / who they sell to
Turnover, profit, cash & net assets
Employees
Growth (YoY & 3-year)
Financial-health score & flags
Sales-readiness score
Detected technologies

Verified directors — included

Director names
Director roles
Appointment dates

300

Active firms

2026

43

Above £5M

Reported revenue band

56

Recent incorporations

Since 2022

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Key facts

About 14% of the trading cohort reports turnover above £5M (43 of 300 firms) — the rest sits below that revenue band.

18% of the cohort was incorporated since 2022 (56 firms), so a sizeable share is in its first few filing cycles.

London payments firms sit between merchants, platforms and financial institutions, with pricing and settlement terms affecting how businesses collect and reconcile money.

Merchant services, platform payment infrastructure and financial-institution-facing services tend to have different sales cycles and buyer teams.

Some payments models rely on transaction volume, permissions and group structures more than large local operating teams.

Top London Payments companies

Company
Sales readinessHow strongly each company matches this list’s ideal-customer profile. An AI model assesses what each company does (from its website), its sector and size, and scores its overall fit 0–100. Companies are listed highest score first, so the best-fit prospects appear at the top.
Turnover
Employees
Growth (yoy)Year-on-year change in UK headcount, from filed accounts.
Financial healthComposite 0–100 score from recent XBRL filings (profitability, net assets, liquidity, cash, headcount). Bands: Strong, Healthy, Stable, Weak, Distressed.
Location
TRUELAYER GROUP HOLDINGS LIMITED
TrueLayer
Scale-upFintechSaaS
0 employeesInc. 202040 Finsbury Square, LondonCH 12500702
truelayer.com
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Financial sub-scores

Computed from 5 filings
Net assets51 / 100
Cash34 / 100
Headcount0 / 100
What does TRUELAYER GROUP HOLDINGS LIMITED do?

Provides open banking infrastructure and APIs that enable businesses to connect to bank accounts, onboard users, initiate account‑to‑account payments, and manage payouts. Operates a Pay by Bank…

Who does TRUELAYER GROUP HOLDINGS LIMITED sell to?

Sells to enterprise and growth-stage online merchants across Europe, including ecommerce, travel, food delivery and financial services brands handling high-volume consumer checkout and payouts.

Key contacts (2)
FS
Francesco Simoneschi
Director
LM
Luca Martinetti
Director
Full details & directors in the file
Company vitals
UK Headcount
0
UK Revenue
£975.1KEstimate
Founded
6 years ago
Since Mar 2020
HQ
40 Finsbury Square, London
Financial health
32

Financial Health

Weak

Weak · -73% CAGR over 4y

Location

Map of 40 Finsbury Square, London
Part Ground Floor (East), Floors 6 And 7, The Gilbert
40 Finsbury Square, London, EC2A 1PX
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TOKEN.IO LTD
Token.io
FintechSaaSScale-up
0 employeesInc. 2016LondonCH 10143662
token.io
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Financial sub-scores

Computed from 3 filings
Net assets83 / 100
Cash100 / 100
Headcount0 / 100
What does TOKEN.IO LTD do?

Provides account‑to‑account payment infrastructure for banks, fintechs and payment platforms. Offers APIs enabling pay‑by‑bank transactions, variable recurring payments, real‑time payouts, and bank…

Who does TOKEN.IO LTD sell to?

Serves banks, payment service providers, fintechs, ecommerce platforms and merchants, plus crypto and iGaming operators, primarily across European markets.

Key contacts (2)
TO
Tatiana Okhotina
Director
TA
Todd Allen Clyde
Director
Full details & directors in the file
Company vitals
UK Headcount
0
UK Revenue
£2.6MEstimate
Founded
10 years ago
Since Apr 2016
HQ
London
Financial health
65

Financial Health

Healthy

Healthy · -87% CAGR over 2y

Location

Map of London
10 John Street
London, WC1N 2EB
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POMELO GROUP LTD
Pomelo
FintechSaaS
21 employeesInc. 2017LondonCH 10583935
pomelogroup.com
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Financial sub-scores

Computed from 4 filings
Net assets50 / 100
Cash100 / 100
Headcount81 / 100
What does POMELO GROUP LTD do?

Provides a platform‑as‑a‑service payments infrastructure for financial institutions and enterprises. Offers payment processing, card issuing, merchant onboarding and management tools, and APIs…

Who does POMELO GROUP LTD sell to?

Serves B2B buyers including financial institutions, banks, fintechs, corporations, public-sector bodies and small businesses with merchant, supplier and end-customer payment needs.

Key contacts (5)
AG
Anas Ghanim Aljumaily
Director
SJ
Stephen James Vickers
Director
EA
Endre Attila Sagi
Director
TD
Thibault D'Hondt
Director
SM
Simon Maxim J Verraest
Director
Full details & directors in the file
Company vitals
UK Headcount
21
UK Revenue
£1.4M
Founded
9 years ago
Since Jan 2017
HQ
London
Financial health
72

Financial Health

Healthy

Healthy · Hiring · 9% CAGR over 3y

Hiring

Location

Map of London
Gridiron Building, 1 Pancras Square
London, N1C 4AG
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Trust Payments
FintechSaaS
5 employeesInc. 2019LondonCH 11976895
trustpayments.com
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What does Trust Payments do?

Provides payment processing and commerce technology for businesses, including online payment gateways, point‑of‑sale and mobile payments, card acquiring, shopping cart integrations, and analytics,…

Who does Trust Payments sell to?

Serves B2B merchants and platforms globally, including retailers, hospitality operators, gaming firms, financial services, travel, crypto, education, forex, debt collection and call centre…

Key contacts (1)
MO
Maria Olegovna Cilliers
Director
Full details & directors in the file
Company vitals
UK Headcount
5
UK Revenue
£384.4KEstimate
Founded
7 years ago
Since May 2019
HQ
London
Financial health

Financial Health

N/A

N/A

Location

Map of London
1 Royal Exchange, Royal Exchange Avenue
London, EC3V 3DG
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Truevo Payments UK Ltd
Truevo Payments
FintechStartup
13 employeesInc. 2019LondonCH 12205180
truevo.com
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Financial sub-scores

Computed from 5 filings
Net assets0 / 100
Cash100 / 100
Headcount100 / 100
What does Truevo Payments UK Ltd do?

Provides payment processing and acquiring services for businesses, enabling acceptance of online and point‑of‑sale payments. Offers card payouts, pay‑by‑link, subscription billing, in‑app payments,…

Who does Truevo Payments UK Ltd sell to?

Serves businesses and ecommerce partners needing payment services, including online retail, travel and hospitality, online gaming, consumer lending, money services, DIY and hardware, and insurance…

Key contacts (1)
SL
Shih-Liang Liu
Director
Full details & directors in the file
Company vitals
UK Headcount
13
UK Revenue
£2.1MEstimate
Founded
6 years ago
Since Sep 2019
HQ
London
Financial health
55

Financial Health

Stable

Stable · Hiring · 60% CAGR over 4y

HiringFinancial distressTechnical insolvency

Location

Map of London
Suite 1 7th Floor, 50 Broadway
London, SW1H 0DB
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Elorn
FintechSaaSStartup
7 employeesInc. 2015LondonCH 09457866
elorn.com
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Financial sub-scores

Computed from 4 filings
Headcount65 / 100
What does Elorn do?

Provides a payment platform for businesses to accept and send payments. Offers card and alternative payment processing, pay‑by‑link, subscriptions, phone and in‑person payments, international…

Who does Elorn sell to?

Serves growing businesses and finance teams, including merchants with recurring subscriptions, international payout needs, shopper-facing payment flows, and compliance-heavy customer onboarding…

Key contacts (2)
MM
Michael Mark Cockburn
Director
BA
Bruce Alexander Franklin
Director
Full details & directors in the file
Company vitals
UK Headcount
7
UK Revenue
£128KEstimate
Founded
11 years ago
Since Feb 2015
HQ
London
Financial health
65

Financial Health

Healthy

Healthy · Hiring · 5% CAGR over 3y

Hiring

Location

Map of London
35 Ballards Lane
London, N3 1XW
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Super Payments Ltd
Super Payments
FintechSaaSScale-up
44 employeesInc. 2022LondonCH 13903817
superpayments.com
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Financial sub-scores

Computed from 3 filings
Net assets0 / 100
Cash100 / 100
Headcount100 / 100
What does Super Payments Ltd do?

Provides an online payment platform for merchants that processes card payments, Apple Pay, Google Pay and open banking transactions, and offers buy‑now‑pay‑later options through third‑party credit…

Who does Super Payments Ltd sell to?

Targets consumer-facing online retailers and e-commerce businesses, with a secondary shopper audience using pay-later checkout options. Serves merchants looking to reduce payment costs and increase…

Key contacts (1)
SD
Samir Desai Cbe
Director
Full details & directors in the file
Company vitals
UK Headcount
44
UK Revenue
£3.8MEstimate
Founded
4 years ago
Since Feb 2022
HQ
London
Financial health
55

Financial Health

Stable

Stable · Hiring · 48% CAGR over 2y

HiringFinancial distressTechnical insolvency

Location

Map of London
123 Buckingham Palace Road
London, SW1W 9SR
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PAYPRO EUROPE LIMITED
PayPro Global
FintechSaaSE-commerce
1 employeesInc. 2008Mayfair, LondonCH 06578657
payproglobal.com
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Financial sub-scores

Computed from 5 filings
Cash100 / 100
Headcount0 / 100
What does PAYPRO EUROPE LIMITED do?

Provides an e‑commerce and merchant‑of‑record platform for software, SaaS and digital product vendors. Processes global payments, manages subscriptions and billing, handles VAT and sales tax…

Who does PAYPRO EUROPE LIMITED sell to?

Serves software, SaaS, AI tool and video game vendors, from startups and SMBs to enterprises, selling to B2C, B2B or public-sector customers internationally.

Key contacts (2)
DO
Daniel Oliver Jordan
Director
TM
Tibor Madjar
Director
Full details & directors in the file
Company vitals
UK Headcount
1
UK Revenue
£653.3KEstimate
Founded
18 years ago
Since Apr 2008
HQ
Mayfair, London
Financial health
50

Financial Health

Stable

Stable · -20% CAGR over 5y

Location

Map of Mayfair, London
Berkeley Square House, Berkeley Square
Mayfair, London, W1J 6BD
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Fondy Ltd
Fondy
FintechSaaS
12 employeesInc. 2016LondonCH 10063984
fondy.io/gb
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Financial sub-scores

Computed from 3 filings
Net assets99 / 100
Cash30 / 100
Headcount9 / 100
What does Fondy Ltd do?

Provides an embedded payments platform and payment gateway for businesses and online platforms. Enables acceptance of online and international payments, multicurrency accounts, invoicing, payment…

Who does Fondy Ltd sell to?

Serves B2B marketplaces, eCommerce businesses, platforms and app operators with cross-border, multicurrency payment needs, including firms paying suppliers, partners, employees or platform users.

Key contacts (1)
VV
Valeriia Vahorovska
Director
Full details & directors in the file
Company vitals
UK Headcount
12
UK Revenue
£1.2MEstimate
Founded
10 years ago
Since Mar 2016
HQ
London
Financial health
56

Financial Health

Stable

Stable · -21% CAGR over 2y

Location

Map of London
30 Churchill Place, Canary Wharf
London, E14 5RE
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Reach
FintechSaaS
6 employeesInc. 2013LondonCH 08507554
withreach.com
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What does Reach do?

Provides merchant of record services that enable retailers and SaaS companies to process cross‑border payments, manage VAT/GST and sales tax compliance, localize pricing and payment methods, and…

Who does Reach sell to?

Serves retailers, ecommerce brands, and digital/SaaS businesses selling internationally, including teams responsible for payments, tax, fraud and checkout operations on existing commerce platforms.

Key contacts (1)
SR
Salvatore Ranieri
Director
Full details & directors in the file
Company vitals
UK Headcount
6
UK Revenue
£393.6KEstimate
Founded
13 years ago
Since Apr 2013
HQ
London

Location

Map of London
5 New Street Square
London, EC4A 3TW
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CELLPOINT DIGITAL HOLDINGS LIMITED
CellPoint Digital
FintechSaaS
0 employeesInc. 2011LondonCH 07855692
cellpointdigital.com
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Financial sub-scores

Computed from 5 filings
Cash100 / 100
Headcount0 / 100
What does CELLPOINT DIGITAL HOLDINGS LIMITED do?

Provides payment orchestration and digital commerce platforms that connect payment service providers, acquirers and alternative payment methods. Enables airlines, travel companies and other merchants…

Who does CELLPOINT DIGITAL HOLDINGS LIMITED sell to?

Sells primarily to enterprise travel businesses, especially airlines, hotels and other travel providers. Also serves retailers, e-commerce merchants and hospitality companies seeking payment…

Key contacts (2)
KD
Kevin Daniel Murphy
Director
MA
Michael Andrew John Kelly
Director
Full details & directors in the file
Company vitals
UK Headcount
0
UK Revenue
£2.3M
Founded
14 years ago
Since Nov 2011
HQ
London
Financial health
50

Financial Health

Stable

Stable · -68% CAGR over 4y

Location

Map of London
25 Wilton Road
London, SW1V 1LW
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Payxpert Group Holding Ltd
PayXpert
Fintech
2 employeesInc. 2008LondonCH 06613211
payxpert.com
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Financial sub-scores

Computed from 5 filings
Net assets100 / 100
Cash100 / 100
Headcount40 / 100
What does Payxpert Group Holding Ltd do?

Provides payment processing and payment gateway solutions for businesses, enabling online, in‑app and in‑store card and alternative payments. Offers POS terminals, multi‑currency processing, fraud…

Who does Payxpert Group Holding Ltd sell to?

Serves B2B merchants needing online, in-store or omnichannel payment capabilities, including ecommerce businesses, retailers, subscription businesses and companies expanding into international…

Full details & directors in the file
Company vitals
UK Headcount
2
UK Revenue
£428.3KEstimate
Founded
18 years ago
Since Jun 2008
HQ
London
Financial health
84

Financial Health

Strong

Strong · Growing · 0% CAGR over 4y

Growing

Location

Map of London
30 Churchill Place
London, E14 5RE
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APEXX FINTECH LIMITED
Apexx
FintechSaaS
40 employeesInc. 2016LondonCH 10131902
apexx.global
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Financial sub-scores

Computed from 3 filings
Cash100 / 100
Headcount100 / 100
What does APEXX FINTECH LIMITED do?

Provides a payment orchestration platform that integrates multiple global payment service providers and methods through a single API. Offers card and alternative payment processing, dynamic…

Who does APEXX FINTECH LIMITED sell to?

Sells to enterprise merchants and large consumer-facing businesses with complex global payment needs, particularly in travel, airlines, ecommerce and online marketplaces. Targets payments, treasury…

Key contacts (2)
TL
Toreson Lloyd
Director
TL
Thomas Luke Scowsill
Director
Full details & directors in the file
Company vitals
UK Headcount
40
UK Revenue
£316.5KEstimate
Founded
10 years ago
Since Apr 2016
HQ
London
Financial health
100

Financial Health

Strong

Strong · Hiring · 69% CAGR over 2y

Hiring

Location

Map of London
Office 1.01, 10, St Bride Street
London, EC4A 4AD
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Trust Payments
FintechSaaS
5 employeesInc. 2019CardiffCH 11976726
trustpayments.com
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What does Trust Payments do?

Provides payment processing and commerce technology for businesses, including online payment gateways, point‑of‑sale and mobile payments, card acquiring, shopping cart integrations, and tools for…

Who does Trust Payments sell to?

Sells to businesses and software partners, including retailers, hospitality operators, gaming firms, financial services, travel, crypto, education, forex, debt collection and call centre…

Key contacts (2)
GT
George Todorov Velikov
Director
CM
Christopher Malcolm Birt
Director
Full details & directors in the file
Company vitals
UK Headcount
5
UK Revenue
£384.4KEstimate
Founded
7 years ago
Since May 2019
HQ
Cardiff
Financial health

Financial Health

N/A

N/A

Location

Map of Cardiff
11976726 - Companies House Default Address
Cardiff, CF14 8LH
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Xpate
Fintech
15 employeesInc. 2019LondonCH 11920779
xpate.com
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Financial sub-scores

Computed from 3 filings
Headcount0 / 100
What does Xpate do?

Provides an online payment and banking platform for businesses and fintechs, offering multi‑currency accounts with individual IBANs, card acquiring, payment links, API integrations, currency…

Who does Xpate sell to?

Serves online businesses, fintech companies, and regulated-industry firms, particularly those handling international transactions, multi-currency operations, subscriptions, and API-based payment…

Key contacts (2)
AZ
Anna Zotova
Director
MS
Mihails Safro
Director
Full details & directors in the file
Company vitals
UK Headcount
15
UK Revenue
£547.8KEstimate
Founded
7 years ago
Since Apr 2019
HQ
London
Financial health
0

Financial Health

Distressed

Distressed · -42% CAGR over 2y

Financial distress

Location

Map of London
Level 18 40 Bank Street, Canary Wharf
London, E14 5NR
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Pomelo
FintechSaaS
2 employeesInc. 2021LondonCH 13308219
pomelogroup.com
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What does Pomelo do?

Develops and operates a unified payment platform for financial institutions and enterprises. Provides payment rails, merchant onboarding and management tools, card issuing, QR and tap‑to‑pay…

Who does Pomelo sell to?

Serves B2B customers including banks, fintechs, established enterprises, corporations and public-sector organisations that manage merchant, supplier or end-customer payment ecosystems.

Key contacts (5)
CV
Caio Vinicius Mayoli Bolognesi
Director
NS
Nicolas Szekasy
Director
JF
Juan Francisco Fantoni
Director
HA
Hernan Alberto Corral
Director
GI
Gaston Irigoyen
Director
Full details & directors in the file
Company vitals
UK Headcount
2
UK Revenue
£345.6KEstimate
Founded
5 years ago
Since Apr 2021
HQ
London

Location

Map of London
80 Cheapside
London, EC2V 6EE
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NIUM FINTECH LIMITED
Nium
FintechSaaS
36 employeesInc. 2014LondonCH 09039850
nium.com
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Financial sub-scores

Computed from 5 filings
Net assets100 / 100
Cash100 / 100
Headcount100 / 100
What does NIUM FINTECH LIMITED do?

Provides a fintech platform for businesses and financial institutions to make cross-border payments. Offers multi-currency accounts, global payouts, foreign exchange services, and physical and…

Who does NIUM FINTECH LIMITED sell to?

Serves B2B customers including banks, money transfer operators, global enterprises, payroll providers, marketplaces, spend management platforms, creator platforms, online travel agencies, airlines…

Key contacts (1)
AP
Anupam Pahuja
Director
Full details & directors in the file
Company vitals
UK Headcount
36
UK Revenue
£13.6MEstimate
Founded
12 years ago
Since May 2014
HQ
London
Financial health
100

Financial Health

Strong

Strong · Growing, Hiring · 64% CAGR over 4y

GrowingHiring

Location

Map of London
Ground Floor, 52-54 Gracechurch Street
London, EC3V 0EH
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ISX Financial
FintechCorporate BankingBlockchain & Crypto
2 employeesInc. 2016LondonCH 10002662
isx.financial
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What does ISX Financial do?

Provides fintech and payment services including corporate multi‑currency eMoney accounts, online payment processing, open banking payments, direct debit and card acquiring. Offers global transfers,…

Who does ISX Financial sell to?

Serves B2B customers, especially merchants and businesses of all sizes in the UK and EU needing multi-currency accounts, online payment acceptance, open banking access and international transfers.

Key contacts (3)
AM
Ajay Madanlal Treon
Director
PP
Panikos Pouros
Director
CT
Christakis Taoushanis
Director
Full details & directors in the file
Company vitals
UK Headcount
2
UK Revenue
£69.8KEstimate
Founded
10 years ago
Since Feb 2016
HQ
London

Location

Map of London
Fieldfisher Riverbank House, 2 Swan Lane
London, EC4R 3TT
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PAYTRIOT LTD
Paytriot
Fintech
7 employeesInc. 2015UxbridgeCH 09910014
paytriot.co.uk
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Financial sub-scores

Computed from 5 filings
Net assets58 / 100
Cash27 / 100
Headcount90 / 100
What does PAYTRIOT LTD do?

Provides online payment processing and merchant services, including a payment gateway, multi‑currency transaction processing, e‑money wallet accounts, APIs, and transaction dashboards. Integrates…

Who does PAYTRIOT LTD sell to?

Serves B2B online merchants and ecommerce businesses, including Shopify, BigCommerce and WordPress sellers, that need merchant services, multi-currency payments, POS options and transaction…

Key contacts (1)
ZM
Zubair Mukhtar
Director
Full details & directors in the file
Company vitals
UK Headcount
7
UK Revenue
£1.5MEstimate
Founded
10 years ago
Since Dec 2015
HQ
Uxbridge
Financial health
58

Financial Health

Stable

Stable · Hiring · 9% CAGR over 4y

Hiring

Location

Map of Uxbridge
Eagle Court, Vine Street
Uxbridge, UB8 1QE
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Planet
SaaSFintechStartup
5 employeesInc. 2013LondonCH 08791017
weareplanet.com
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What does Planet do?

Provides payment processing and commerce software for retailers, hospitality and travel businesses, including online and in‑person payment acceptance, dynamic currency conversion, tax‑free…

Who does Planet sell to?

Sells to businesses in retail, hospitality and travel, including hotels, bars, restaurants, quick-service outlets and merchants selling online or in person. Also serves retailers handling…

Key contacts (2)
CD
Colin Dominic Close
Director
LJ
Linda Jane Zarza Hand
Director
Full details & directors in the file
Company vitals
UK Headcount
5
UK Revenue
£92.5KEstimate
Founded
12 years ago
Since Nov 2013
HQ
London

Location

Map of London
4th Floor, Ilona Rose House, Manette Street
London, W1D 4AL
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Unlimit UK Ltd
Unlimit
Fintech
17 employeesInc. 2022LondonCH 14173267
unlimit.com/en-gb
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Financial sub-scores

Computed from 2 filings
Net assets0 / 100
Cash100 / 100
Headcount100 / 100
What does Unlimit UK Ltd do?

Provides payment processing and merchant acquiring services for e‑commerce businesses. Offers multi‑currency payment methods, business accounts, card issuing and payout services through an electronic…

Who does Unlimit UK Ltd sell to?

Serves B2B merchants and digital brands in eCommerce, travel and hospitality, gaming, subscription services, transportation and entertainment, especially businesses needing multi-currency payments…

Key contacts (3)
DD
Dmytro Disskiy
Director
IP
Igor Popovich
Director
EC
Evdokia Christoforou
Director
Full details & directors in the file
Company vitals
UK Headcount
17
UK Revenue
£3.7MEstimate
Founded
4 years ago
Since Jun 2022
HQ
London
Financial health
55

Financial Health

Stable

Stable · Hiring · 142% CAGR over 1y

Hiring

Location

Map of London
2 Seething Lane, 7th Floor
London, EC3N 4AT
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PAYMENTWALL LTD
Paymentwall
FintechSaaS
2 employeesInc. 2011LondonCH 07534063
paymentwall.com
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Financial sub-scores

Computed from 5 filings
Cash100 / 100
What does PAYMENTWALL LTD do?

Provides online payment processing services for businesses, enabling acceptance of credit and debit cards and local payment methods worldwide. Offers a unified payment gateway, invoicing,…

Who does PAYMENTWALL LTD sell to?

Serves B2B merchants expanding internationally, including gaming, e-commerce, travel, SaaS and enterprise companies that need to take payments from customers across multiple countries and local…

Key contacts (2)
KL
Kimberly Laddaran
Director
OG
Onur Gunday
Director
Full details & directors in the file
Company vitals
UK Headcount
2
UK Revenue
£506.8K
Founded
15 years ago
Since Feb 2011
HQ
London
Financial health
100

Financial Health

Strong

Strong

Location

Map of London
69-71 Great Eastern Street
London, EC2A 3HU
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NAVRO GROUP LIMITED
Navro
SaaSFintech
0 employeesInc. 2022LondonCH 13854323
navro.com
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Financial sub-scores

Computed from 2 filings
Net assets79 / 100
Cash0 / 100
Headcount58 / 100
What does NAVRO GROUP LIMITED do?

Provides a payments platform that enables businesses to send cross-border payouts, collect funds, and manage local currency accounts. Offers API access to global payment rails supporting…

Who does NAVRO GROUP LIMITED sell to?

Serves large global businesses, including marketplaces, on-demand platforms, payroll and EOR providers, pension operators, and e-commerce companies expanding into international markets.

Key contacts (4)
RH
Robert Hutchins
Director
GA
George Alexander Davies
Director
LA
Lars Albright
Director
AM
Aran Michael Brown
Director
Full details & directors in the file
Company vitals
UK Headcount
0
UK Revenue
£9.7MEstimate
Founded
4 years ago
Since Jan 2022
HQ
London
Financial health
52

Financial Health

Stable

Stable · Hiring · 12% CAGR over 1y

Hiring

Location

Map of London
3rd Floor, 86-90 Paul Street
London, EC2A 4NE
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Crezco Limited
Crezco
FintechSaaSScale-up
40 employeesInc. 2019LondonCH 11752182
crezco.com
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Financial sub-scores

Computed from 5 filings
Net assets100 / 100
Cash100 / 100
Headcount100 / 100
What does Crezco Limited do?

Provides an embedded payments API enabling software platforms to integrate payables such as supplier bill payments, payroll and expenses. Supports bank transfers and card payments, real-time or…

Who does Crezco Limited sell to?

Sells to B2B software platforms, especially accounting, payroll, expense and finance products, whose users need to make supplier, payroll or business payments within the platform.

Key contacts (1)
RR
Ralph Rogge
Director
Full details & directors in the file
Company vitals
UK Headcount
40
UK Revenue
£5.3MEstimate
Founded
7 years ago
Since Jan 2019
HQ
London
Financial health
100

Financial Health

Strong

Strong · Growing, Hiring · 94% CAGR over 4y

GrowingHiring

Location

Map of London
192 Campden Hill Road
London, W8 7TH
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Form3
FintechSaaSScale-up
2 employeesInc. 2021LondonCH 13762564
form3.tech
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What does Form3 do?

Develops and operates a cloud-based payments technology platform for financial institutions, enabling integration with payment schemes via APIs. Supports real-time and batch account-to-account…

Who does Form3 sell to?

Serves banks, payment service providers and fintech companies that need connectivity to UK, EU and US payment schemes, including firms handling high-volume account-to-account payments.

Key contacts (2)
AA
Anil Arora
Director
JP
James Paul Hayward
Director
Full details & directors in the file
Company vitals
UK Headcount
2
UK Revenue
£314.2KEstimate
Founded
4 years ago
Since Nov 2021
HQ
London

Location

Map of London
Third Floor, 1 New Fetter Lane
London, EC4A 1AN
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CLEAR JUNCTION LIMITED
Clear Junction
Fintech
8 employeesInc. 2016LondonCH 10266827
clearjunction.com
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Financial sub-scores

Computed from 2 filings
Cash100 / 100
Headcount100 / 100
What does CLEAR JUNCTION LIMITED do?

Provides payment infrastructure and e‑money services for financial institutions, payment service providers and digital asset businesses, including correspondent accounts, virtual IBANs,…

Who does CLEAR JUNCTION LIMITED sell to?

Serves regulated financial institutions and fintech businesses, including banks, EMIs, payment service providers, remittance firms, marketplaces and digital asset providers needing access to GBP/EUR…

Key contacts (2)
TJ
Teresa Jane Cameron
Director
DK
Dmitri Kats
Director
Full details & directors in the file
Company vitals
UK Headcount
8
UK Revenue
£4.1M
Founded
10 years ago
Since Jul 2016
HQ
London
Financial health
100

Financial Health

Strong

Strong · Hiring · 299% CAGR over 1y

Hiring

Location

Map of London
85 Great Portland Street
London, W1W 7LT
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CARDAQ LIMITED
Cardaq
Fintech
7 employeesInc. 2011LondonCH 07805564
cardaq.com
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Financial sub-scores

Computed from 5 filings
Net assets100 / 100
Cash100 / 100
Headcount100 / 100
What does CARDAQ LIMITED do?

Provides payment processing and acquiring services, e‑wallet accounts for businesses, merchants and institutions, and card issuing programmes including virtual and physical payment cards. Supports…

Who does CARDAQ LIMITED sell to?

Serves B2B customers including financial institutions, payment facilitators, online merchants, and low- to medium-risk businesses seeking merchant accounts, acquiring relationships, or branded…

Key contacts (4)
DB
Dmitrijs Boiko
Director
AS
Ajeb Singh Wahiwala
Director
LJ
Leeandra Jane Vaile
Director
GW
Geoffrey William Greer Nicholson
Director
Full details & directors in the file
Company vitals
UK Headcount
7
UK Revenue
£10MEstimate
Founded
14 years ago
Since Oct 2011
HQ
London
Financial health
100

Financial Health

Strong

Strong · Growing, Hiring · 63% CAGR over 4y

GrowingHiring

Location

Map of London
Broadfield Law Uk Llp, One Bartholomew Close
London, EC1A 7BL
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Shift4
FintechSaaS
17 employeesInc. 2017LondonCH 10694402
shift4.com/uk
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Financial sub-scores

Computed from 2 filings
Headcount100 / 100
What does Shift4 do?

Provides payment processing and commerce technology, offering integrated payment platforms, APIs, and cross-border payment capabilities that enable businesses to accept, process and manage electronic…

Who does Shift4 sell to?

Sells to businesses needing cross-border payment capabilities, particularly merchants and commerce organisations operating in the UK and internationally. Targets B2B buyers seeking payment…

Key contacts (5)
ND
Nancy Disman
Director
JF
Jordan Frankel
Director
FB
Fiona Bryony Brown
Director
CS
Charlon Scicluna
Director
IR
Igal Rotem
Director
Full details & directors in the file
Company vitals
UK Headcount
17
UK Revenue
£756.6KEstimate
Founded
9 years ago
Since Mar 2017
HQ
London
Financial health
100

Financial Health

Strong

Strong · Hiring · 324% CAGR over 1y

Hiring

Location

Map of London
Suite 17.19, Heron Tower, 110 Bishopsgate
London, EC2N 4AY
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LONDON FINANCE HOUSE (UK) LIMITED
Financial House
Fintech
1 employeesInc. 2009LondonCH 06984394
financialhouse.io
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Financial sub-scores

Computed from 4 filings
Net assets67 / 100
Cash100 / 100
Headcount40 / 100
What does LONDON FINANCE HOUSE (UK) LIMITED do?

Provides financial technology services including merchant acquiring for online payments, card issuing for prepaid and debit cards, and virtual IBAN accounts. Offers APIs for payment integration,…

Who does LONDON FINANCE HOUSE (UK) LIMITED sell to?

Serves B2B customers including online merchants, fintechs and platforms that need global payment acceptance, branded card programmes, virtual IBAN accounts, and UK compliance support.

Full details & directors in the file
Company vitals
UK Headcount
1
UK Revenue
£1.2MEstimate
Founded
16 years ago
Since Aug 2009
HQ
London
Financial health
69

Financial Health

Healthy

Healthy · 0% CAGR over 5y

Location

Map of London
249-251 Merton Road
London, SW18 5EB
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Card Transact Limited
Card Transact
Fintech
5 employeesInc. 2016Romford, EssexCH 09971274
evopayments.co.uk/card-transact
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Financial sub-scores

Computed from 5 filings
Net assets91 / 100
Headcount75 / 100
What does Card Transact Limited do?

Provides merchant payment processing services enabling businesses to accept card payments in store, online and on mobile devices. Supplies payment terminals, e‑commerce integrations, transaction…

Who does Card Transact Limited sell to?

Serves UK businesses of all sizes, including high-street retailers, hospitality operators, online merchants and mobile sellers, as well as partners working with business customers.

Key contacts (1)
AR
Apu Rani das
Director
Full details & directors in the file
Company vitals
UK Headcount
5
UK Revenue
£167.9KEstimate
Founded
10 years ago
Since Jan 2016
HQ
Romford, Essex
Financial health
85

Financial Health

Strong

Strong · Hiring · 6% CAGR over 4y

Hiring

Location

Map of Romford, Essex
Unit 4 Midland Court, 109-113 Victoria Road
Romford, Essex, RM1 2LX
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GLOBEPAY LIMITED
Globepay
FintechSaaS
5 employeesInc. 2018LondonCH 11399473
globepay.co
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Financial sub-scores

Computed from 5 filings
Net assets100 / 100
Cash100 / 100
Headcount40 / 100
What does GLOBEPAY LIMITED do?

Provides cross-border payment services enabling merchants to accept Asian digital wallets including Alipay, WeChat Pay, Alipay Plus and UnionPay. Offers payment processing, QR code and POS solutions,…

Who does GLOBEPAY LIMITED sell to?

Serves UK-registered merchants, ecommerce retailers and in-store businesses seeking to take payments from Chinese and wider Asian consumers using regional digital wallets.

Key contacts (2)
JY
Jingmin Yan
Director
XH
Xuejiao Hu
Director
Full details & directors in the file
Company vitals
UK Headcount
5
UK Revenue
£1.5MEstimate
Founded
8 years ago
Since Jun 2018
HQ
London
Financial health
84

Financial Health

Strong

Strong · Growing · 0% CAGR over 4y

Growing

Location

Map of London
23 Franklin Building, 10 Westferry Road
London, E14 8LS
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Pingpong Payment (UK) Limited
PingPong Payments
SaaSFintech
12 employeesInc. 2020LondonCH 12602063
international.pingpongx.com
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Financial sub-scores

Computed from 5 filings
Net assets100 / 100
Cash100 / 100
What does Pingpong Payment (UK) Limited do?

Provides cross‑border payment infrastructure for businesses, including multi‑currency accounts, global payment collection and payouts, foreign exchange services, card issuing, and APIs to integrate…

Who does Pingpong Payment (UK) Limited sell to?

Serves B2B customers with cross-border payment needs, including fintechs, marketplace and logistics platforms, international trade firms, maritime service providers, corporate treasury teams,…

Key contacts (2)
ZX
Zheng Xu
Director
DR
David Rj Messenger
Director
Full details & directors in the file
Company vitals
UK Headcount
12
UK Revenue
£2.6MEstimate
Founded
6 years ago
Since May 2020
HQ
London
Financial health
100

Financial Health

Strong

Strong · 145% CAGR over 2y

Location

Map of London
78 Cannon Street
London, EC4N 6HL
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Smart Glocal Limited
Smart Glocal
FintechSaaSStartup
1 employeesInc. 2022LondonCH 14518652
smart-glocal.com
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Financial sub-scores

Computed from 2 filings
Net assets40 / 100
Cash100 / 100
Headcount40 / 100
What does Smart Glocal Limited do?

Provides payment processing infrastructure for e‑commerce platforms and digital service providers, including APIs and widgets to accept online payments by card and local methods, and services for…

Who does Smart Glocal Limited sell to?

Serves B2B merchants, e-commerce platforms and digital service providers that take online payments or send payouts internationally, including businesses needing localized payment methods and payout…

Key contacts (2)
KV
Kateryna Volivach
Director
MK
Man Ki Philip Kino Kwok
Director
Full details & directors in the file
Company vitals
UK Headcount
1
UK Revenue
£587.2KEstimate
Founded
3 years ago
Since Dec 2022
HQ
London
Financial health
56

Financial Health

Stable

Stable · 0% CAGR over 1y

Location

Map of London
Office 429, Avon House, Avonmore Road
London, W14 8TS
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Modulr
FintechSaaSScale-up
5 employeesInc. 2015LondonCH 09895588
modulrfinance.com
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What does Modulr do?

Provides embedded payments infrastructure and software for businesses to automate financial operations. Offers multi‑currency accounts, pay‑ins and payouts, payroll and accounts payable automation,…

Who does Modulr sell to?

Serves B2B finance teams, accountants and corporate/enterprise platforms needing payment automation, with vertical focus on travel, lending and wage advance, merchant services, and investment/wealth…

Key contacts (1)
MR
Mohit Raju Daryanani
Director
Full details & directors in the file
Company vitals
UK Headcount
5
UK Revenue
£321.7KEstimate
Founded
10 years ago
Since Dec 2015
HQ
London

Location

Map of London
Scale Space, 58 Wood Lane
London, W12 7RZ
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COLIBRIX LIMITED
Colibrix
Fintech
1 employeesInc. 2020LondonCH 12578874
colibrix.co.uk
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Financial sub-scores

Computed from 5 filings
Cash100 / 100
What does COLIBRIX LIMITED do?

Provides electronic money and payment processing services for businesses, including card acquiring and card processing, mass payout services via Visa Direct and Mastercard MoneySend, and integration…

Who does COLIBRIX LIMITED sell to?

Serves B2B customers across diverse industries and growth stages, particularly businesses operating in regulated or compliant environments that need payment acceptance, mass payout and alternative…

Key contacts (1)
AZ
Andrei Zayats
Director
Full details & directors in the file
Company vitals
UK Headcount
1
UK Revenue
£5.7MEstimate
Founded
6 years ago
Since Apr 2020
HQ
London
Financial health
100

Financial Health

Strong

Strong

Location

Map of London
Warnford Court, 29 Throgmorton Street
London, EC2N 2AT
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Tink Financial Services Limited
Tink
Fintech
45 employeesInc. 2019LondonCH 12347825
tink.com
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Financial sub-scores

Computed from 3 filings
Net assets100 / 100
Cash100 / 100
What does Tink Financial Services Limited do?

Provides an open banking platform and APIs that connect businesses to European banks, enabling access to financial account data, payment initiation, and data enrichment. Supports account‑to‑account…

Who does Tink Financial Services Limited sell to?

Sells B2B to banks, lenders, payment providers, fintechs and enterprise merchants across Europe, including product, payments and developer teams using open-banking infrastructure.

Key contacts (2)
IC
Ian Christopher Morrin
Director
RP
Robert Philip Livingston
Director
Full details & directors in the file
Company vitals
UK Headcount
45
UK Revenue
£6.1M
Founded
6 years ago
Since Dec 2019
HQ
London
Financial health
100

Financial Health

Strong

Strong

Location

Map of London
1 Sheldon Square
London, W2 6TT
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RAFIKI LIMITED
Rafiki
FintechSaaSBlockchain & Crypto
20 employeesInc. 1999Stanmore, MiddlesexCH 03744449
rafiki.com
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Financial sub-scores

Computed from 3 filings
Net assets94 / 100
Cash93 / 100
Headcount48 / 100
What does RAFIKI LIMITED do?

Provides a payment infrastructure platform enabling businesses to send and collect cross-border payments via an API. Supports local bank transfers, mobile money networks, foreign exchange, and…

Who does RAFIKI LIMITED sell to?

Serves businesses and organisations with cross-border payment operations across the US, UK, Europe, Asia and Africa, particularly those active in emerging markets.

Key contacts (1)
NR
Nirmit Ratilal Patel
Director
Full details & directors in the file
Company vitals
UK Headcount
20
UK Revenue
£3.7MEstimate
Founded
27 years ago
Since Mar 1999
HQ
Stanmore, Middlesex
Financial health
81

Financial Health

Strong

Strong · Growing · 3% CAGR over 2y

Growing

Location

Map of Stanmore, Middlesex
845 Honeypot Lane
Stanmore, Middlesex, HA7 1AR
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Wonderful Payments Limited
Wonderful
FintechSaaSStartup
6 employeesInc. 2020LondonCH 12601267
wonderful.co.uk
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Financial sub-scores

Computed from 4 filings
Net assets100 / 100
Headcount70 / 100
What does Wonderful Payments Limited do?

Provides Open Banking “pay by bank” payment processing for UK merchants. Enables businesses to accept direct bank-to-bank payments online or in person via payment links, with real-time authorisation,…

Who does Wonderful Payments Limited sell to?

Targets UK merchants, SMEs and founders, including invoice-led businesses, e-commerce sellers, service providers, in-person retailers and UK registered charities needing low-cost payment acceptance.

Key contacts (3)
SB
Susan Beavon
Director
EN
Elisa Noguera
Director
KM
Kieron Mark James
Director
Full details & directors in the file
Company vitals
UK Headcount
6
UK Revenue
£183KEstimate
Founded
6 years ago
Since May 2020
HQ
London
Financial health
89

Financial Health

Strong

Strong · Hiring · 5% CAGR over 4y

Hiring

Location

Map of London
41 Luke Street
London, EC2A 4DP
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MONDU UK LTD
Mondu
FintechSaaSStartup
3 employeesInc. 2023LondonCH 14681433
mondu.ai
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Financial sub-scores

Computed from 2 filings
Net assets0 / 100
Cash100 / 100
Headcount7 / 100
What does MONDU UK LTD do?

Provides a B2B payments platform that enables businesses to offer deferred payment options including pay‑on‑invoice, instalments and digital trade accounts. Also offers business credit cards,…

Who does MONDU UK LTD sell to?

Serves B2B merchants and business buyers across Europe, from SMBs and freelancers to enterprises, including webshops, marketplaces and multichannel sellers in automotive, construction, electronics,…

Key contacts (2)
JM
Johann Malte Huffmann
Director
PP
Philipp Paul Marie Povel
Director
Full details & directors in the file
Company vitals
UK Headcount
3
UK Revenue
£306.1KEstimate
Founded
3 years ago
Since Feb 2023
HQ
London
Financial health
29

Financial Health

Weak

Weak · -40% CAGR over 1y

Financial distressTechnical insolvency

Location

Map of London
Cannon Place, 78 Cannon Street
London, EC4N 6AF
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Ascendant International Payments
FintechSaaSStartup
11 employeesInc. 2018LondonCH 11457407
ascendant.world
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Financial sub-scores

Computed from 3 filings
Headcount32 / 100
What does Ascendant International Payments do?

Provides international payment solutions for businesses, enabling sending and receiving funds in multiple currencies. Offers payment automation, virtual accounts, payee management, banking detail…

Who does Ascendant International Payments sell to?

Serves businesses of all sizes with cross-border payment needs, including financial institutions, technology and SaaS firms, manufacturers, food and beverage companies, agriculture businesses,…

Key contacts (5)
TF
Terence Francis Burke
Director
RB
Ramnath Bushe Ramhit
Director
SJ
Shemina Jiwani
Director
DM
David Michael Ryde
Director
BM
Bernard Mark Beck
Director
Full details & directors in the file
Company vitals
UK Headcount
11
UK Revenue
£179.5KEstimate
Founded
8 years ago
Since Jul 2018
HQ
London
Financial health
32

Financial Health

Weak

Weak · -4% CAGR over 2y

Location

Map of London
8th Floor, 100 Bishopsgate
London, EC2N 4AG
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ONE MERCHANT LTD
Merchant One
Fintech
5 employeesInc. 2014LondonCH 09194987
merchantone.com/industries
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Financial sub-scores

Computed from 5 filings
Net assets0 / 100
Headcount100 / 100
What does ONE MERCHANT LTD do?

Provides merchant payment processing services, including credit card and mobile payments, payment gateways, terminals, and e‑commerce processing. Also offers gift and loyalty card programs, text…

Who does ONE MERCHANT LTD sell to?

Serves small and medium-sized businesses in retail, restaurants, hospitality, B2B commerce, eCommerce, trade shows and special events, including physical-location and online merchants.

Key contacts (1)
MW
Md Waliul Hassan Chowdhury
Director
Full details & directors in the file
Company vitals
UK Headcount
5
UK Revenue
£72.2KEstimate
Founded
11 years ago
Since Aug 2014
HQ
London
Financial health
38

Financial Health

Weak

Weak · Hiring · 14% CAGR over 4y

HiringFinancial distressTechnical insolvency

Location

Map of London
47 Manor Park Road
London, E12 5AB
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ETA Money
FintechSaaSStartup
2 employeesInc. 2017LondonCH 11061003
etamoney.com
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Financial sub-scores

Computed from 3 filings
Net assets40 / 100
Cash75 / 100
Headcount100 / 100
What does ETA Money do?

Provides online payment processing services including payment gateway integration for e‑commerce and apps, multi‑currency merchant accounts with IBANs, SEPA transfers, currency exchange, card…

Who does ETA Money sell to?

Serves B2B customers including e-commerce shops, banks, IPSPs, e-wallet providers, mobile app operators and other online businesses with multi-currency payment and account needs.

Key contacts (1)
NO
Nikita Olgart
Director
Full details & directors in the file
Company vitals
UK Headcount
2
UK Revenue
£70.1KEstimate
Founded
8 years ago
Since Nov 2017
HQ
London
Financial health
66

Financial Health

Healthy

Healthy · Hiring · 41% CAGR over 2y

Hiring

Location

Map of London
City Road Spaces, City Road, The Epworth, 25 City Road
London, EC1Y 1AA
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TRIBE PAYMENTS LIMITED
Tribe
FintechSaaS
0 employeesInc. 2006LondonCH 05959188
tribepayments.com
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Financial sub-scores

Computed from 5 filings
Net assets0 / 100
Cash100 / 100
Headcount0 / 100
What does TRIBE PAYMENTS LIMITED do?

Develops cloud‑based payment technology platforms for banks, fintechs and payment providers. Offers issuing and acquiring processing, payment gateways, digital banking and wallet tools, open banking…

Who does TRIBE PAYMENTS LIMITED sell to?

Sells to fintechs, banks, card issuers, acquirers and payment businesses, including organisations managing merchant acceptance, card programmes, digital banking, open banking and fraud/risk…

Key contacts (1)
AM
Andrew Mark Hocking
Director
Full details & directors in the file
Company vitals
UK Headcount
0
UK Revenue
£1.7M
Founded
19 years ago
Since Oct 2006
HQ
London
Financial health
27

Financial Health

Weak

Weak · -63% CAGR over 4y

Financial distressTechnical insolvency

Location

Map of London
37 Lombard Street
London, EC3V 9BQ
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Payen
FintechSaaS
6 employeesInc. 2010LondonCH 07427913
payen.com
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What does Payen do?

Provides digital payment processing and electronic money services through a platform that enables businesses to accept and manage online and cross‑border payments in multiple currencies, with…

Who does Payen sell to?

Serves B2B online businesses and merchants that need compliant digital payment infrastructure, cross-border payments, major-currency support and integration with sales channels across sectors.

Key contacts (3)
SV
Sarah-Jayne van Greune
Director
RA
Richard Antony Raubitschek-Smith
Director
AM
Alexander MacAngus
Director
Full details & directors in the file
Company vitals
UK Headcount
6
UK Revenue
£360.8KEstimate
Founded
15 years ago
Since Nov 2010
HQ
London
Financial health

Financial Health

N/A

N/A

Location

Map of London
130 Wood Street
London, EC2V 6DL
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DNA Payments
Fintech
6 employeesInc. 2018LondonCH 11154668
dnapayments.com
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What does DNA Payments do?

Provides payment processing solutions for businesses, including card payment terminals, online payment gateways, virtual terminals, payment links, and ePOS systems, with integrations for mobile,…

Who does DNA Payments sell to?

Serves B2B merchants including hospitality venues, hotels, restaurants, retailers, eCommerce stores, builders’ merchants, online competition sites and charities, plus partners integrating payment…

Full details & directors in the file
Company vitals
UK Headcount
6
UK Revenue
£358.4KEstimate
Founded
8 years ago
Since Jan 2018
HQ
London

Location

Map of London
10 Lower Grosvenor Place
London, SW1W 0EN
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MOORWAND LTD
Moorwand
Fintech
10 employeesInc. 2013LondonCH 08491211
moorwand.com
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Financial sub-scores

Computed from 5 filings
Net assets58 / 100
Cash56 / 100
Headcount31 / 100
What does MOORWAND LTD do?

Provides e‑money issuing and payment services including BIN sponsorship, card issuing support, and digital banking infrastructure. Enables businesses and fintechs to offer card programmes and make…

Who does MOORWAND LTD sell to?

Serves fintechs and businesses launching payment, card issuing or digital banking programmes, including clients needing BIN sponsorship, UK Faster Payments/SEPA access and payments compliance support.

Key contacts (6)
JV
John Vlassiou
Director
VL
Vicki Louise Gladstone
Director
KJ
Kevin Joe Friedrich
Director
SM
Stephen McKellar
Director
BJ
Brian Joseph Lawlor
Director
LG
Luc Gueriane
Director
Full details & directors in the file
Company vitals
UK Headcount
10
UK Revenue
£3.7M
Founded
13 years ago
Since Apr 2013
HQ
London
Financial health
50

Financial Health

Stable

Stable · -2% CAGR over 4y

Location

Map of London
Fora, 3 Lloyd'S Avenue
London, EC3N 3DS
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Emerald Financial Group (UK) Ltd
emerald24
FintechCorporate Banking
13 employeesInc. 2018LondonCH 11557885
emerald24.co.uk
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Financial sub-scores

Computed from 3 filings
Profitability94 / 100
Net assets40 / 100
Cash49 / 100
Headcount94 / 100
What does Emerald Financial Group (UK) Ltd do?

Provides digital financial services for businesses, including multi‑currency accounts with UK sort codes and IBANs, domestic and international payments, foreign exchange, corporate Mastercard cards,…

Who does Emerald Financial Group (UK) Ltd sell to?

Sells to businesses needing business accounts, payments, FX, cards and acquiring, especially firms with cross-border or multi-currency needs, including e-commerce merchants and companies operating in…

Key contacts (2)
OK
Olegs Kravcenko
Director
LK
Laura Kozlova
Director
Full details & directors in the file
Company vitals
UK Headcount
13
UK Revenue
£4.2M
Founded
7 years ago
Since Sep 2018
HQ
London
Financial health
70

Financial Health

Healthy

Healthy · Profitable, Hiring · 22% CAGR over 2y

ProfitableHiring

Location

Map of London
Hamilton House, 1 Temple Avenue
London, EC4Y 0HA
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Noveba Limited
Noveba
Fintech
7 employeesInc. 2018LondonCH 11610200
noveba.com
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Financial sub-scores

Computed from 5 filings
Net assets69 / 100
Cash100 / 100
Headcount100 / 100
What does Noveba Limited do?

Provides electronic money accounts and payment services for individuals and businesses, including e‑wallets, dedicated IBAN accounts, SEPA and SWIFT transfers, debit card programmes, payment…

Who does Noveba Limited sell to?

Serves private individuals and business customers, plus fintechs and other companies seeking white-label payments, card programmes, acquiring and API-based BaaS partnerships.

Key contacts (4)
SY
Serhiy Yahnych
Director
PJ
Patrick Joseph Major Swint
Director
GM
Genadijs Marjevskis
Director
ML
Maris Lasmanis
Director
Full details & directors in the file
Company vitals
UK Headcount
7
UK Revenue
£48.2K
Founded
7 years ago
Since Oct 2018
HQ
London
Financial health
86

Financial Health

Strong

Strong · Hiring · 26% CAGR over 5y

Hiring

Location

Map of London
71-75 Shelton Street, Covent Garden
London, WC2H 9JQ
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Lateral Payment Solutions Limited
Latpay
FintechSaaS
7 employeesInc. 2001LondonCH 04306951
latpay.com
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Financial sub-scores

Computed from 5 filings
Net assets92 / 100
Cash100 / 100
Headcount100 / 100
What does Lateral Payment Solutions Limited do?

Provides payment processing and payment gateway services for online and in‑store transactions. Offers mobile payment solutions, virtual terminals, recurring billing, fraud management, and…

Who does Lateral Payment Solutions Limited sell to?

Serves B2B merchants needing payment acceptance, including ecommerce and retail businesses, gaming companies, clubs and associations, and organisations using shopping cart integrations or…

Key contacts (3)
TS
Thirlok Shankar Shanmugam
Director
IJ
Ian James Vidamour
Director
MJ
Mandy Jane Froman
Director
Full details & directors in the file
Company vitals
UK Headcount
7
UK Revenue
£1.1MEstimate
Founded
24 years ago
Since Oct 2001
HQ
London
Financial health
96

Financial Health

Strong

Strong · Growing, Hiring · 15% CAGR over 4y

GrowingHiring

Location

Map of London
The Old Church, Quicks Road
London, SW19 1EX
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FLUTTERWAVE UK LIMITED
Flutterwave
FintechSaaSScale-up
31 employeesInc. 2017LondonCH 10593971
flutterwave.com/us
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Financial sub-scores

Computed from 3 filings
Cash0 / 100
Headcount100 / 100
What does FLUTTERWAVE UK LIMITED do?

Provides online payment processing platform enabling businesses to accept payments in multiple currencies, generate invoices and payment links, integrate checkout with e‑commerce sites, and manage…

Who does FLUTTERWAVE UK LIMITED sell to?

Serves enterprises, startups, SMEs, online merchants, creators and solo sellers across emerging markets, plus consumers sending money, shopping, buying tickets and paying tuition, with emphasis on…

Key contacts (2)
MO
Mobolaji Oyebola Bammeke
Director
OA
Olugbenga Agboola
Director
Full details & directors in the file
Company vitals
UK Headcount
31
UK Revenue
£6.6M
Founded
9 years ago
Since Feb 2017
HQ
London
Financial health
50

Financial Health

Stable

Stable · Hiring · 54% CAGR over 2y

Hiring

Location

Map of London
16 Great Queen Street, Covent Garden
London, WC2B 5AH
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How London Payments companies work and how to sell to them

What they do

Payments businesses usually earn through a blend of transaction fees, percentage take-rates, monthly access charges, integration fees and, for cross-border flows, foreign-exchange or settlement spreads. The product shape is often a mix of API infrastructure, hosted payment acceptance, reconciliation tooling and operational services rather than a pure software licence. Revenue quality depends on merchant volume, failure rates, refunds, chargebacks and the cost of downstream banking or scheme access. First engagements tend to be narrower than the eventual commercial relationship: a merchant or platform may start with one payment method, one geography or one workflow before routing more volume.

Who they sell to

Customers are usually merchants, platform operators, marketplaces, lenders, insurers, subscription businesses and other financial institutions with repeatable payment flows. Buying groups commonly include a CFO or finance director for settlement and reconciliation, a CTO or VP Engineering for integration, product leaders for checkout or embedded-payment design, and risk, compliance and procurement for controls. Small engagements may begin through direct sales or API evaluation, while larger accounts tend to require security review, contract negotiation and service-level scrutiny. Public-sector and regulated-financial buyers are more likely to use formal procurement or RFP-style processes.

What they buy

Most payments firms tend to spend on cloud infrastructure, API management, observability, incident response, data warehousing, ledgering, reconciliation and finance operations software. Security and compliance budgets are usually persistent, covering identity checks, merchant due diligence, anti-money-laundering screening, sanctions screening, fraud monitoring, penetration testing and audit support. As headcount grows, they also buy CRM, customer support tooling, HR systems, recruitment services and specialist legal advice. Sellers with payments-specific language usually fare better than generic SaaS suppliers, because buyers will expect references to settlement timing, dispute workflows, chargebacks, safeguarding and operational resilience.

Why and how to sell to them

Pain often shows up where transaction volume outruns manual operations: reconciliation breaks, dispute queues lengthen, fraud losses rise, merchant onboarding slows or engineering teams spend too much time maintaining integrations. Buying triggers include a move upmarket, a new regulated customer type, a cross-border launch, a finance leader joining, a funding event, or preparation for FCA scrutiny. The 43 firms above £5M revenue are likelier to have budget owners and internal governance, but younger operators may still buy when a risk, uptime or settlement issue threatens revenue. Outbound tends to work when it names the workflow at risk rather than promising generic efficiency.

How this list is built

Methodology

Data sources

This list is built from UK Companies House filings, XBRL accounts data, and semantic analysis of each company's public website. Revenue and headcount figures come from the most recent filed accounts; where the company has not filed, values are estimated using a model trained on filed history and peer benchmarks and are labelled as estimates.

Classification

Rather than relying solely on SIC codes, Firmbase classifies each company semantically: the company's website is crawled, an AI model reads what the company actually sells, and the company is placed into the relevant industry and subsectors. SIC codes are used as one signal but not the only one. This means a company that registered under a generic SIC code but pivoted into (for example) fintech is correctly identified as fintech, not as its original SIC category.

Freshness

The underlying company data is refreshed from Companies House continuously; filings appear in the list within days of submission. The curated list ordering is regenerated when the underlying data moves meaningfully (company count changes by more than 5%, a new company enters the top-ranked segment, or the filed-revenue numbers for the top firms change). You can see the last-updated timestamp near the top of the page.

Also in London

Related directories

Frequently asked questions

How many payments companies are there in London?
Around 298 actively-trading payments companies are registered in London. Of those, 43 report turnover above £5M in their most recent filed accounts. This London list covers companies across the wider London travel-to-work area, including surrounding towns — not just the London local-authority boundary.
What counts as a payments company in this list?
A company is included when its public website and filed activity descriptions indicate it sells payments products or services as its primary business — not just because of the SIC code it picked at incorporation. Each company is tagged via semantic analysis of its website content; SIC codes are used as supporting signal, not the sole gate.
Which are the largest payments companies in London?
The list is ranked by a sales-readiness score — built from trading signals, financial health and growth rather than raw turnover — so the most actionable payments companies in London appear at the top of the table. Larger firms often still rank highly, because that score rewards genuine trading scale, but the order reflects sales-readiness, not turnover alone. About 43 of the 298 actively-trading firms report turnover above £5M in their most recent accounts; subsidiaries that file consolidated worldwide accounts are excluded so the figures stay comparable across UK filers.
What do payments companies in London actually do?
Payments businesses usually earn through a blend of transaction fees, percentage take-rates, monthly access charges, integration fees and, for cross-border flows, foreign-exchange or settlement spreads. The product shape is often a mix of API infrastructure, hosted payment acceptance, reconciliation tooling and operational services rather than a pure software licence. Revenue quality depends on merchant volume, failure rates, refunds, chargebacks and the cost of downstream banking or scheme access. First engagements tend to be narrower than the eventual commercial relationship: a merchant or platform may start with one payment method, one geography or one workflow before routing more volume.
How does London payments compare internationally?
Cross-border comparisons of payments populations are tricky because every country defines the sector slightly differently and reports financials on different cadences. We focus this list on firms that file UK statutory accounts so the figures are comparable; international peer breakdowns aren't bundled here.
How is this list built and how fresh is the data?
The list is rebuilt from Companies House dump data, XBRL filings, and a website analysis pass over each company's public site. Companies with consolidated group accounts (worldwide rather than UK-only revenue) are excluded so the figures stay UK-specific. The page's last-updated date is shown at the top.
How big are the typical payments companies in London?
Company sizes in this list vary widely. The median actively-trading payments firm employs around 5 people, and median UK turnover across the list is roughly £322k in the most recent filed accounts.
Are these mostly new or established payments companies?
56 of the 298 actively-trading payments companies in this list were incorporated since 2022; the remainder were incorporated before then, so the London list mixes recent entrants with longer-established firms.
What SIC codes does this use?
Rather than relying solely on SIC codes, we build a semantic understanding of what each company actually does by scraping its website and analysing it with AI. This means a company is included based on what it sells, not what SIC code it picked at incorporation. SIC codes are used as a signal but not the primary classification.
What buying signals should I look for?
The strongest signals for B2B outbound are recent leadership changes (new CFO/CRO), rapid headcount growth, revenue-band changes, and web-stack changes. Firmbase tracks all of these automatically.

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